Troy Homes with Finished Basement

Welcome to Troy, a charming city located in Miami County, Ohio. Known for its rich history and small-town atmosphere, Troy offers a wonderful place to call home. With a population of around 25,000 residents, this city provides a perfect blend of a close-knit community and modern amenities.

Troy boasts a variety of attractions and activities for residents and visitors alike. Explore the vibrant downtown area, filled with unique shops, delicious restaurants, and local events. Take a stroll through the picturesque parks and enjoy the beautiful scenery or visit the Troy-Hayner Cultural Center, which offers art exhibits, concerts, and educational programs.

If you're in the market for a new home, Troy has a range of options to suit your needs. One popular feature that many homebuyers seek is a finished basement. Luckily, Troy has a great selection of homes with finished basements. Whether you're looking for extra living space, a home office, or a playroom for the kids, a finished basement provides endless possibilities.

Having a finished basement not only adds value to your home but also provides additional space for your family's needs. From hosting gatherings to creating a cozy entertainment area, a finished basement offers versatility and convenience.

When searching for a home with a finished basement in Troy, you'll find a variety of styles and sizes to choose from. Whether you prefer a historic home with character or a modern new build, there's something for everyone in this charming city.

Come and discover the beauty and warmth of Troy, Ohio. With its small-town charm, rich history, and homes with finished basements, this city has everything you need to create a comfortable and inviting living space for you and your family.

Newest Troy Homes with Finished Basement

$630,000

6 Beds ⋅ 4 Baths ⋅ 965040 MLS ⋅ Amanda Wilson

Luxury Living on a Private Wooded Cul-de-Sac – Fully Updated with Walkout Lower Level & Backyard Oasis and No HOA. Welcome to this exceptional 6-bedroom home tucked away on a quiet cul-de-sac with a private wooded lot, offering over $150,000 in upgrades. The moment you arrive, you'll appreciate the new landscaping, 1-year-old roof, & attention to detail throughout. The main level features an open, inviting layout with hardwood and new carpet, tray ceilings, built-in shelving, a stunning gas fireplace, boxed bay windows with built-in storage, & a bright sunroom with vaulted wood ceilings overlooking the backyard. The kitchen is designed for both everyday living and entertaining with granite countertops in baths, Corian countertop surfaces, a pantry, updated hardware, and all kitchen appliances included. A convenient first-floor laundry with utility sink adds everyday convenience. The luxurious owner's suite offers a tray ceiling, dual entry closets, a spacious walk-in closet with custom cabinetry, a spa inspired bath with double vanities, soaking tub, & even a cozy gas fireplace.The finished walkout lower level is ideal for multi-generational living, guests, or entertaining, complete with a full second kitchen, new hardwood flooring in the office, additional bedrooms, and direct access to the backyard. Step outside to your private retreat featuring a Trex deck, expansive concrete patio, and a beautifully updated in ground pool with a new vinyl liner, pump, filter, cover, and renovated concrete surround making summer enjoyment effortless. The fenced yard offers privacy while preserving wooded views. Additional highlights include two furnaces, whole-home humidifier, radon mitigation system, new ceiling fans throughout, TV mount included, Rod-iron fencing, & countless updates that make this home truly move-in ready. Located close to shopping, dining, parks, and major commuter routes, this rare property combines luxury, privacy, and modern updates in one package.

65 N Countryside Drive, Troy

Courtesy of Amanda Wilson and eXp Realty

$467,000

3 Beds ⋅ 2 Baths ⋅ 964612 MLS ⋅ Gareth Johnston

Discover unparalleled tranquility and sophisticated comfort in this spacious brick ranch, perfectly situated on a generous half-acre lot at the peaceful dead-end street. This exceptional residence, just two houses from the John A. Wannamaker Nature Reserve, offers a serene lifestyle with nature's beauty right at your doorstep. The home features three bedrooms and two full baths, meticulously designed with solid wood doors, gleaming hardwood floors, and elegant crown molding throughout. Enjoy the distinctive charm of built-in bookcases and practical window seats with integrated storage, adding both character and convenience. High ceilings create an open and airy ambiance, while extra-large closets provide ample storage solutions. A dedicated study or office, complete with its own built-in bookcases, offers a quiet retreat for work or contemplation. Relax and entertain in the delightful three-season room, extending your living space with comfort and style. The partially finished basement with new flooring provides a space to getaway or entertain. The property boasts a private well, ideal for maintaining lush landscaping, and a substantial three-car garage provides extensive space for vehicles and hobbies. This home represents a unique opportunity to embrace refined living in a coveted, tranquil setting.

2464 Shenandoah Drive, Troy

Courtesy of Gareth Johnston and BHHS Professional Realty

$405,000

4 Beds ⋅ 3 Baths ⋅ 964969 MLS ⋅ Patty Vore

Four bedroom, 2 1/2 bath home with full finished basement. Including egress windows and half bath. Basement also has kitchenete, bar and family room with additional work space, storage space. Kitchen has been remodeled and landscaping is ongoing. Outside includes garden plants ready to harvest this summer. New flooring throughout.

2490 Meadowpoint Drive, Troy

Courtesy of Patty Vore and Coldwell Banker Heritage

$1,200,000

5 Beds ⋅ 4 Baths ⋅ 964241 MLS ⋅ John R Seagraves

Discover an exceptional retreat where expansive acreage meets sophisticated living, offering a rare opportunity to own a significant parcel of land in Troy. This stunning single-family residence, spanning 3828 square feet, provides a harmonious blend of generous interior spaces and an impressive 10.47-acre private estate. The property is designed for both grand entertaining and peaceful solitude, ensuring a lifestyle of comfort and convenience. Step inside to find five well-appointed bedrooms and three and a half bathrooms, providing ample space for family and esteemed guests. The residence is equipped with a comprehensive suite of modern appliances, including a central vacuum system, dehumidifier, dishwasher, garbage disposal, microwave, range, refrigerator, trash compactor, and water softener, all contributing to effortless daily living. Last but not least, the home is equipped with a Generac backup generator. The thoughtful design extends to every corner, creating an atmosphere of refined elegance. The exterior features are equally impressive, offering an array of amenities for outdoor enjoyment. Relax on the spacious patio or unwind on the inviting porch, perfect for enjoying the serene surroundings or just over looking the stocked pond. Property offers a 80'x40' pole barn with concrete driveway access. With cable TV connectivity available, entertainment options are readily at hand. This expansive property ensures privacy and provides a unique canvas for creating your own outdoor oasis. Embrace the tranquility and vastness of this remarkable estate, offering an unparalleled living experience in a desirable location.

3700 State Route 718, Troy

Courtesy of John R Seagraves and RE/MAX Alliance Realty

$490,000

4 Beds ⋅ 3 Baths ⋅ 963414 MLS ⋅ Katherine Parrish

FIRST TIME ON THE MARKET! Welcome to this beautifully maintained home in a peaceful, desirable neighborhood within the highly sought-after Miami East Local School District in Casstown, Ohio. The bright, open-concept kitchen and living room feature abundant natural light, a cozy gas fireplace, new luxury vinyl flooring, and freshly painted walls. The spacious primary suite offers a garden tub, separate shower, oversized walk-in closet, and private access to the sunroom. Enjoy the convenience of first-floor laundry. The finished basement is an entertainer's dream with a large recreation area, custom bar with sink and refrigerator, and a dedicated movie theater room. Relax outdoors on the oversized deck overlooking the private, fenced backyard with a well-fed irrigation system. Move-in ready and designed for comfortable living and entertaining! Recent upgrades include all new flooring, dishwasher, and an integrated fire alarm system.

932 Shaftsbury Road, Troy

Courtesy of Katherine Parrish and Keller Williams Community Part

$389,900

4 Beds ⋅ 3 Baths ⋅ 963525 MLS ⋅ Alicia Barlow

Beautifully maintained 4-bedroom, 2.5-bath ranch on a full finished basement in the sought-after Miami East School District, offering refined updates and exceptional living space. The home features new LVP flooring, fresh interior paint, a custom primary closet, and refreshed landscaping completed in 2025. A full finished basement provides versatile additional living and entertaining space. Outback you'll enjoy a fully fenced backyard & 15 x 10 shed for additional storage needs. All that is left is YOU!

1845 Hunters Ridge Drive, Troy

Courtesy of Alicia Barlow and Keller Williams Home Town Rlty

$620,000

4 Beds ⋅ 3 Baths ⋅ 963624 MLS ⋅ Edward Miller

Welcome home to this beautiful 4 bedroom, 2.5 bath home located on a quiet cal-de-sac. This home has only had one owner and it was well taken care of. I'm not sure which you'll enjoy more, outside or inside! Inside you have plenty of room with all the bedrooms, living area, and a full basement. Outside, you will enjoy the beautiful backyard which includes are very nice deck and a wonderful inground pool. Maybe a little bit of both with a four seasons room. Plenty of yard to enjoy with trees for some shade. Conveniently located in a great area close to schools, shopping, dining, and the interstate. Don't miss this opportunity to make this exceptional property your new home!

2045 Canterbury Court, Troy

Courtesy of Edward Miller and Galbreath REALTORS

$499,900

4 Beds ⋅ 4 Baths ⋅ 962873 MLS ⋅ Michele Dankworth

Welcome to 884 Shaftsbury Rd in Troy, where pride of ownership shines throughout this beautifully maintained 4-bedroom, 2 full and 2 half-bath home. Offered by the original owners, this move-in ready property has been thoughtfully updated with quality improvements inside and out. The heart of the home is the stunning custom kitchen, completely remodeled in 2022 with modern finishes and exceptional functionality. Engineered hardwood flooring flows throughout the first floor and second floor hallway, and master bedroom, while new first-floor windows fill the home with natural light. Relax in the inviting living room featuring a gas fireplace accented by custom cabinetry and a handcrafted mantel created from a locally sourced cherry tree from Troy. A beautiful remodeled first-floor bath adds even more convenience. Major mechanical updates provide peace of mind, including a Carrier furnace and A/C (2020), tankless water heater, new roof with extended warranty (2024), oversized 6-inch gutters, and an Amarr insulated R-15 garage door with a new belt-drive opener. Step outside to enjoy the beautifully landscaped yard with its own well-fed irrigation system, elegant travertine front porch and rear patio, and a gorgeous gazebo—creating the perfect outdoor space for entertaining or relaxing. The finished basement offers granite composite flooring, abundant storage, a convenient half bath, and endless possibilities for additional living space, recreation, or a home gym. Every detail has been carefully maintained and updated, making this exceptional home truly move-in ready. With quality craftsmanship, extensive improvements, and timeless appeal, this is a rare opportunity to own a meticulously cared-for home in one of Troy's desirable neighborhoods. Schedule your private showing today!

884 Shaftsbury Road, Troy

Courtesy of Michele Dankworth and Keller Williams Home Town Rlty

$429,900

4 Beds ⋅ 3 Baths ⋅ 962631 MLS ⋅ Sheena Ellison

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home offering over 3,400 sq. ft. of finished living space located on a quiet cul-da-sac, in one of Troy’s desirable neighborhoods! From the moment you step inside, you’ll appreciate the spacious layout, quality craftsmanship, and numerous updates throughout. The large eat-in kitchen offers ample cabinetry and workspace and opens to comfortable living areas designed for everyday living and entertaining. A finished basement provides additional living space perfect for a recreation room, home office, gym, or media room. Major improvements provide peace of mind, including new windows (2025), new carpet throughout the main level and upstairs (2025), new HVAC (2024), new roof (2026) with a transferable 25 year warranty, and a radon mitigation system (2023). The primary bathroom was beautifully remodeled in 2020, along with the half bath, while the upstairs full bath has also received tasteful updates. Step outside to enjoy the backyard from the spacious deck, ideal for summer gatherings or relaxing evenings. As an added bonus, the pool table, couch, loveseat, and end tables located in the basement will convey with the property, making this home even more move-in ready. Conveniently located near Troy schools, shopping, restaurants, parks, and I-75, this home offers the perfect combination of space, updates, and location. Don’t miss your opportunity to make 2510 Saybrook Court your next home!

2510 Saybrook Court, Troy

Courtesy of Sheena Ellison and Garden Gate Realty Inc.

$452,500

3 Beds ⋅ 2 Baths ⋅ 961231 MLS ⋅ Edward Miller

This charming three-bedroom, two-bath home is located in a desirable neighborhood known for its quiet streets and welcoming community. The property offers a spacious layout with comfortable living areas, making it ideal for families or anyone seeking extra room to spread out. Outside, you'll find a generously sized backyard that provides plenty of space for entertaining, gardening, or simply relaxing. A fully finished basement adds valuable living space and can be used as a recreation room, home office, gym, or additional gathering area. Combining comfort, functionality, and a great location, this home is a wonderful opportunity for its next owner.

758 Governors Road, Troy

Courtesy of Edward Miller and Galbreath REALTORS

$568,550

4 Beds ⋅ 3 Baths ⋅ 961155 MLS ⋅ Taja Salley

Discover the exceptional blend of modern design and flexible living in this stunning TO BE BUILT Prescott floorplan by Legacy Design Homes. This ranch-style residence offers 1,944 square feet of meticulously crafted living space, featuring three bedrooms, two full bathrooms, and a generous three-car garage. The open-concept layout ensures both everyday comfort and effortless entertaining, making it an ideal setting for a vibrant lifestyle. The heart of this home is the expansive great room, which flows seamlessly into the kitchen and dining areas. The kitchen is a chef's delight, boasting a large center island, abundant cabinetry, and a walk-in pantry, providing both style and optimal functionality for culinary endeavors. A split-bedroom design ensures privacy, with the primary suite thoughtfully positioned away from the secondary bedrooms. The owner's suite is a true retreat, complete with a spacious walk-in closet, dual vanity sinks, and a beautifully tiled walk-in shower. Two additional bedrooms and a full bathroom are conveniently located on the opposite side of the home, offering comfort and accessibility. The finished basement further elevates this home's versatility, including a spacious rec room perfect for movie nights, game days, or a home gym. An additional bedroom and full bathroom in the lower level create an ideal space for overnight guests, multigenerational living, or a private family retreat. Built with Legacy Design Homes' commitment to quality, the Prescott features energy-efficient construction, durable materials, and a fully insulated, finished three-car garage. Outdoor living is enhanced by a rear patio, providing a perfect spot for relaxation and enjoyment. This home combines contemporary aesthetics with adaptable spaces, promising comfort, style, and lasting value for years to come.

2468 Northbridge Trail, Troy

Courtesy of Taja Salley and NavX Realty, LLC

$215,000

2 Beds ⋅ 1 Baths ⋅ 961153 MLS ⋅ Erica D Deaville

Is it a Church? is it a house? Its a chouse!! Calling all creatives, artists, musicians the possibilities are endless. Create where you live. The current owner has been granted mixed use and has used the sanctuary as her art studio --New plumbing all the way to the street (lead pipes were removed), and all plumbing inside was replaced with new pex lines in 2017. The basement living space offers 1750 sqft, 2 bdrm, 1 large bathroom with custom shower and tub, living room, dining room, gorgeous kitchen, laundry/utility room --The basement was *mostly* gutted and rebuilt with steel studs. --Outside walls were insulated in the kitchen and bedrooms. --Basement electrical was entirely replaced and wired according to commercial standards (wires are wrapped with EMT). 2017 --New natural gas furnace was installed in 2017 --New central air unit installed in 2018 --All new HVAC ducts in the basement; finished in 2021 --Kitchen was installed in 2017 with black cabinets made of recycled plastic and wooden butcher-block countertops, a large porcelain apron sink with garbage disposal, plus new stainless steel appliances and a stainless steel over-range hood, which are part of the sale. --All original wooden windows downstairs have been refurbished with new glass and glazing and are functional. Most are covered with a polycarbonate for insulation during the winter, which is easily removed. Some have fitted screens so that they can be open in the summer. The window in the laundry/utility room can be removed entirely for moving large items in and out. These were done in 2019/2020.--We have done NO work to the church itself, which is also 1750 square feet not including the choir loft. This is a blank canvas!!!

200 S Monroe Street, Troy

Courtesy of Erica D Deaville and Howard Hanna Real Estate Serv

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