Troy Homes with Finished Basement

Welcome to Troy, a charming city located in Miami County, Ohio. Known for its rich history and small-town atmosphere, Troy offers a wonderful place to call home. With a population of around 25,000 residents, this city provides a perfect blend of a close-knit community and modern amenities.

Troy boasts a variety of attractions and activities for residents and visitors alike. Explore the vibrant downtown area, filled with unique shops, delicious restaurants, and local events. Take a stroll through the picturesque parks and enjoy the beautiful scenery or visit the Troy-Hayner Cultural Center, which offers art exhibits, concerts, and educational programs.

If you're in the market for a new home, Troy has a range of options to suit your needs. One popular feature that many homebuyers seek is a finished basement. Luckily, Troy has a great selection of homes with finished basements. Whether you're looking for extra living space, a home office, or a playroom for the kids, a finished basement provides endless possibilities.

Having a finished basement not only adds value to your home but also provides additional space for your family's needs. From hosting gatherings to creating a cozy entertainment area, a finished basement offers versatility and convenience.

When searching for a home with a finished basement in Troy, you'll find a variety of styles and sizes to choose from. Whether you prefer a historic home with character or a modern new build, there's something for everyone in this charming city.

Come and discover the beauty and warmth of Troy, Ohio. With its small-town charm, rich history, and homes with finished basements, this city has everything you need to create a comfortable and inviting living space for you and your family.

Newest Troy Homes with Finished Basement

$519,900

4 Beds ⋅ 4 Baths ⋅ 968715 MLS ⋅ Todd Broomhall

Welcome to 2200 Emerson Way! Built in 2022, this beautiful two-story home offers 2,686 sq. ft. of finished living space with 4 bedrooms, 3 full baths, 1 half bath, and a finished basement—providing plenty of room to spread out, entertain, and make yourself at home. The main level features upgraded LVP flooring completed in 2025, giving the home a fresh, updated look. The spacious floor plan offers comfortable everyday living along with plenty of room for gatherings. Upstairs, you’ll find generously sized bedrooms, including a private primary suite, plus the convenience of an upstairs laundry room. The finished basement adds even more usable living space and includes a full bathroom, making it ideal for a rec room, home theater, workout area, guest space, or home office. Enjoy the benefits of a newer home without the added expense and work that often come with starting from scratch. This home already includes many of the extras buyers typically have to add after purchasing new construction, including window treatments, an established lawn, updated landscaping completed in 2025, and a radon mitigation system installed in 2023. With newer construction, 2,686 sq. ft. of finished living space, a finished basement, 3.5 bathrooms, updated flooring, established landscaping, and many of the finishing touches already completed, 2200 Emerson Way is truly move-in ready. Schedule your private showing today!

2200 Emerson Way, Troy

Courtesy of Todd Broomhall and Keller Williams Home Town Rlty

$429,900

3 Beds ⋅ 4 Baths ⋅ 968411 MLS ⋅ Nicholas Canfarelli

Welcome to 930 Oak Hill Ct, a beautifully maintained home offering 3,592 sq. ft. of finished living space in a desirable Troy location. This spacious residence features 3 bedrooms, 2 full baths, and 2 half baths, with a thoughtful layout designed for comfortable everyday living and entertaining. The main level features an open-concept kitchen with a center island, ample cabinetry, and included appliances, flowing seamlessly into the inviting living area. Vaulted ceilings and updated LVP flooring create an open, bright feel throughout the main living spaces. The bedrooms also feature updated LVP flooring for a cohesive, low-maintenance finish. The finished basement provides additional flexible living space that can easily accommodate a recreation room, home office, workout area, or additional storage. Outside, enjoy the spacious deck and private patio—ideal for relaxing or entertaining. The attached 2-car garage and generous driveway provide plenty of parking and storage. Additional highlights include a new roof installed June 12, 2026, attractive stone and vinyl exterior, and well-maintained landscaping. Conveniently located in Troy with easy access to local shopping, dining, parks, and other amenities. This home offers the space, updates, and versatility you've been looking for.

930 Oak Hill Court, Troy

Courtesy of Nicholas Canfarelli and Keller Williams Home Town Rlty

$274,000

3 Beds ⋅ 2 Baths ⋅ 968400 MLS ⋅ Matthew Donahey

THIS DUTCH COLONIAL IS CLOSE TO DOWNTOWN, RIVER ACCESS AND THE BIKE TRAIL.THE HOME OFFERS A FORMAL DINING ROOM, EAT- IN KITCHEN WITH ABUNDANT CABINET SPACE & BREAKFAST BAR, 2 FULL BATHS, FULL FINISHED BASEMENT WITH FAMILY ROOM, A UTILITY ROOM WITH FOLDING COUNTER & LAUNDRY TUB. THE YARD IS PERFECT FOR ENTERTAINING WITH THE 27X15 SCREENED PARTY ROOM (NEEDS NEW SCREENING) 32X20 PATIO & BACKYARD FIREPIT ALL ENCLOSED IN A PRIVACY FENCED BACKYARD. THE GARAGE WAS AN OVERSIZED 2 CAR, RECONFIGURED FOR A WORKBENCH & STORAGE. IT CAN EASILY BE MODIFIED BACK FOR ORIGINAL PURPOSE. A HUGE UTILITY SHED IS ALSO IN BACK. THE COVERED FRONT PORCH IS IDEAL FOR SEASONAL DECORATING, RELAXING, OR JUST WATCHING THE WORLD GO BY. THERE'S PLENTY OF VERSATILITY AND CHARM HERE IN THE HEART OF TROY.

1108 E Main Street, Troy

Courtesy of Matthew Donahey and Galbreath REALTORS

$299,999

3 Beds ⋅ 2 Baths ⋅ 968251 MLS ⋅ Todd Severt

This three-bedroom, two-bathroom house offers 2,024 square feet, giving everyone room to gather, work, and unwind without feeling crowded. This home brings together generous living space, useful flexibility, and inviting outdoor areas. Enjoy the large family room designed for movie nights, celebrations, and comfortable daily living. A separate office area supports remote work, homework, or creative projects, while first-floor utility space keeps household routines practical. The primary bedroom rises above the ordinary with a vaulted ceiling, creating an airy, restful setting at the end of the day. An updated heat pump adds efficient comfort through changing Ohio seasons. Outdoor living gets equal attention. A large deck provides ample space for grilling, dining outdoors, or relaxing with friends. Professional landscaping gives the yard a polished appearance, and the garage’s screen door lets you enjoy fresh air with added protection from insects—ideal for hobbies, casual seating, or game days. A new roof in 2026 further strengthens the home’s long-term appeal.

1131 Cloverdale Drive, Troy

Courtesy of Todd Severt and Garden Gate Realty Inc.

$529,900

5 Beds ⋅ 3 Baths ⋅ 967539 MLS ⋅ Jessica Ellis

Welcome home to this spacious and versatile property in the sought after Miami East School District offering over 3,500 square feet of total living space, including a beautifully finished basement. Nestled in a desirable Troy neighborhood, this home provides the perfect combination of comfort, functionality, and room to grow. The main level features generous living areas, a well-appointed kitchen with granite counters, and plenty of space for entertaining family and friends. Downstairs, the finished basement significantly expands the homes living space with two additional bedrooms, a full bathroom, a tornado safe room, and a flexible area ideal for a recreation room, home office, gym, or guest suite. Step outside to enjoy a private backyard enhanced by the current owner's thoughtful improvements, including new shade trees and a fenced yard, creating the perfect setting for pets, children, outdoor gatherings, or simply relaxing in your own outdoor retreat. With ample living space, multiple bedroom options, and valuable outdoor upgrades, this home offers the flexibility and convenience today's buyers are looking for. Don't miss your opportunity to make this home yours!

1005 Haverhill Drive, Troy

Courtesy of Jessica Ellis and Coldwell Banker Heritage

$499,000

5 Beds ⋅ 3 Baths ⋅ 967287 MLS ⋅ Matthew Donahey

Welcome to 555 Briarwood Court — a spacious, character-filled multi-level home tucked on a quiet cul-de-sac, offering room to live, work, gather, and unwind. Inside, the heart of the home is a bright, oversized kitchen with abundant workspace, a walk-in pantry, and a dedicated butler’s pantry — perfect for cooking, hosting, or everyday convenience. The second-level library/study is one of the home’s most distinctive features, with an open balcony overlooking the main level, creating an inspiring space for reading, working, home schooling, or relaxing. The lower-level rec room adds even more flexibility, complete with a wet bar and wine cooler for entertaining. In the primary suite, enjoy the added luxury of a private sauna — thoughtfully hardwired to a TV for a true retreat experience. The attached two-car garage offers a dedicated workshop area and overhead attic storage, giving you space for tools, hobbies, and organization. Outdoors, you’ll find a large wood deck, two storage sheds, a fenced backyard, a garden area, and a brand-new 10x12 free-standing deck currently being built — ideal for outdoor dining, gatherings, or quiet evenings in nature. With multiple living areas, generous storage, and versatile spaces throughout, this home offers comfort, character, and room to grow. Convenient access to I-75 makes daily travel easy while keeping you tucked into a peaceful neighborhood. Come see the possibilities waiting for you at 555 Briarwood Court.

555 Briarwood Court, Troy

Courtesy of Matthew Donahey and Galbreath REALTORS

$419,900

5 Beds ⋅ 4 Baths ⋅ 967067 MLS ⋅ Richard Pierce

This well-maintained spacious home sets on .77 acres with 3,141 square feet of living area, with 5 bedrooms and 3 1/2 bathrooms. The entrance hallway connects the interior living spaces. The kitchen designed to for cooking great meals, showcases wooden cabinetry, tiled floors, a prep island, and farmhouse sink set against textured tin backsplash tiles. The kitchen comes with a dishwasher, range, refrigerator, and microwave, and connects to the breakfast area. There is also a kitchen pantry and trash compactor. The formal dining space is perfect for gatherings. The living room space has a vaulted ceiling with floor-to-ceiling stone fireplace and exposed wood beams. A separate sunroom with multiple windows and brick accents offers a comfortable retreat. Primary bedroom is located on the second floor, complete with bathroom and several closets. 3 additional bedrooms share the second upstairs full bathroom. On the lower level is located the rec room, full bedroom, the office and a full bathroom. Rec room has a pool table, dry bar, and rich wood paneling. The laundry room has tile flooring, overhead cabinets and washer/dryer hook up. Situated on a 0.77-acre lot, the outdoor areas provide room for relaxation on a concrete patio overlooking a grassy backyard and sprawling lawn framed by mature trees. A paved asphalt driveway leads to the property and provides parking space, while a detached storage shed offers additional storage. This Troy property combines generous indoor living spaces with functional outdoor amenities. Schedule a visit to experience the comfort and character of this home in person.

2425 Greenlawn Drive, Troy

Courtesy of Richard Pierce and Coldwell Banker Heritage

$399,000

3 Beds ⋅ 3 Baths ⋅ 966556 MLS ⋅ Taja Salley

More than a home, this beautifully maintained Denlinger & Sons two-story is a true pondside sanctuary. Exceptional curb appeal begins with a manicured lawn, sculpted shrubs, mature trees, layered garden beds, colorful plantings, and a welcoming covered front porch. The backyard is the showstopper. Lush landscaping, ornamental trees, flowering beds, natural stone accents, and gently curving walkways create a serene setting overlooking the neighborhood pond and fountains. Enjoy morning coffee on the covered porch, gather on the open patio, or unwind in the shaded pondside seating area beneath the graceful canopy of a mature weeping willow. This peaceful outdoor retreat feels like a private escape. Inside, large windows bring the beautiful views in. Hardwood flooring highlights the foyer, kitchen, and upper landing, while the staircase has been upgraded with attractive wood treads. The main level offers a formal dining room, spacious living room with fireplace, half bath, and bright eat-in kitchen with abundant wood cabinetry, light countertops, subway-tile backsplash, center island, recessed lighting, and both gas and electric range hookups. The breakfast area overlooks the pond and opens to the screened porch. Upstairs, a generous loft or sitting area and office nook offer flexible space. The spacious primary suite features pond views, a walk-in closet, dual-sink vanity, jetted tub, separate shower, and private water closet. Additional bedrooms and a full hall bath complete the level. The finished basement provides a large recreation area with a bar, plus an unfinished laundry, utility, and storage room with extensive shelving. Custom Bali blinds add a polished touch throughout. Updates include roof 2024, furnace and A/C 2020, toilets and faucets 2025, kitchen flooring 2015, and exterior power washing 2026.

2560 Renwick Way, Troy

Courtesy of Taja Salley and NavX Realty, LLC

$439,900

4 Beds ⋅ 3 Baths ⋅ 967041 MLS ⋅ Jeffrey E Apple

Welcome to 2555 Winfield Ct. Troy, OH! Situated on an Amazing Cul-de-Sac location this Gorgeous property is nestled on a .54 Acre lot! Offering privacy, fantastic yard space, outdoor entertaining area, mature trees! This 4 bedroom home offers approx. 2,665 Square Feet of living space which would include the finished basement area. You will find 2,144 SF. located above grade. Tremendous curb appeal and nicely landscaped. Wonderful covered front porch to enjoy your morning coffee on. The warm and inviting entry welcomes you and offers a Convenient guest coat closet. Spacious living room. Dining room ready for your large table. The kitchen offers solid surface countertops, ample cabinet space, recessed lighting, pantry, nice size breakfast area. The kitchen appliances will convey to include refrigerator, stove, dishwasher and microwave. The family room is comfortable and offers a gas FP to cozy up to. The size allows for flexible layout options. Incredible 2 car attached garage that is extra deep to accommodate your storage needs. The second floor offers the hard to find 4 spacious bedrooms! The owners suite is expansive and offers its own private bath with dual sinks, jetted tub and separate shower. Bathroom flooring upstairs was just recently replaced. Great closet space in all 4 bedrooms. The second full bath is located on the 2nd floor. The basement offers an awesome unfinished area to allow for your organized storage needs. You will love the finished space in the basement to include a nice size rec room with bar and an additional finished area as well. Great place for your movie nights, just to relax or entertain. The finished basement area was competed in 2014. Plumbed for bath, sump pump w/battery back up. Some Major updates include HVAC 2018. water heater 2018, new windows 2023, new deck 2026, new carpet main floor 2023! Don't forget to check out the fire pit to enjoy the quiet nights outside. Neutral decor! Original owner since built with Memories galore!

2555 Winfield Court, Troy

Courtesy of Jeffrey E Apple and BHHS Professional Realty

$359,900

4 Beds ⋅ 4 Baths ⋅ 966302 MLS ⋅ Karin Spradlin

Classic brick and vinyl siding accents define this two-story traditional home in Edgewater, which features 2,332 Sq. Ft of total living space, a 2-car attached garage and a covered front porch entryway. The Chestnut model by Denlinger and Sons Builders. The main level offers hardwood floors throughout the living space and dining area. The kitchen is equipped with a dishwasher, microwave, range, refrigerator, and a new disposal. Upgrades include new flooring installed in 2022, a new furnace and central air installed in 2026, and freshly painted interiors. Four bedrooms and two full bathrooms provide tranquil personal spaces, highlighted by an owner suite with vaulted ceilings, plush carpeting, and an attached bath. The property also features one half bath, a finished basement with soft carpeting, and an unfinished utility space containing a gas water heater. Outdoor living functions on a 0.4-acre lot featuring a spacious green lawn, mature trees, a concrete patio, and a wood privacy fence. A concrete driveway completes the exterior features of this Troy residence. This property awaits your personal touches.

2880 Manor Court, Troy

Courtesy of Karin Spradlin and Keller Williams Home Town Rlty

$425,000

3 Beds ⋅ 4 Baths ⋅ 966426 MLS ⋅ Charlotte Delcamp

Discover an exceptional living experience in this beautifully maintained two-story residence, perfectly situated in Troy. The classic brick and siding exterior, complemented by a welcoming door and meticulously manicured landscaping, offers undeniable curb appeal. Step inside to a welcoming foyer with rich wood flooring and a classic white staircase leading to the upper level, setting a tone of elegance and comfort throughout the home. This inviting abode boasts three spacious bedrooms and two and a half bathrooms, providing ample space for relaxation and privacy. The comfortable living space features an overhead ceiling fan and verdant yard views, seamlessly flowing into the adjacent kitchen. Culinary enthusiasts will appreciate the well-appointed kitchen, featuring a functional island, abundant cabinetry, durable countertops, and stainless steel appliances including a dishwasher, microwave, range, and refrigerator. A versatile space with rich hardwood flooring and a built-in desk offers an ideal setting for productivity or relaxation. The elegant dining area, complete with a charming chandelier, provides direct access to the backyard, perfect for indoor-outdoor entertaining. The finished basement expands the living possibilities, featuring a well-appointed recreation room with a full bar, ideal for social gatherings and entertainment. Outside, the spacious backyard features a concrete patio, a cozy stone fire pit, and ample green space, all enclosed by a fence, creating a private oasis for outdoor enjoyment. This home is conveniently located in a well-maintained neighborhood with established landscaping, offering a serene and appealing environment. With its blend of thoughtful design and desirable features, this property is poised to offer a truly enriching lifestyle. It is very noteworthy to mention the sellers have invested over $50,000 to enhance this home. Come! Discover... Please remove your shoes for all showings. No contingent offers, please. Thank you!

1159 Pond View Drive, Troy

Courtesy of Charlotte Delcamp and BHHS Professional Realty

$359,000

3 Beds ⋅ 3 Baths ⋅ 966348 MLS ⋅ Michael Bowers

Welcome home to this beautifully updated 3-bedroom, 2.5-bath residence in Troy, Ohio! Located in the highly sought-after Concord School District and within walking distance of Kensington Park, this home offers the perfect combination of comfort, convenience, and modern updates. Inside, you'll find a spacious and inviting floor plan with numerous recent improvements throughout, making this home truly move-in ready. The finished basement adds approximately 400 square feet of additional living space, featuring a private office—ideal for working from home—as well as a large family room perfect for movie nights, entertaining, or a play area. The generous bedrooms, updated finishes, and functional layout provide plenty of room for everyday living, while the outdoor location offers easy access to parks, recreation, and everything Troy has to offer. Whether you're looking for extra space to spread out, a home office, or a family-friendly neighborhood in the Concord School District, this property checks all the boxes. Don't miss your opportunity to make this exceptional home yours! Agent is related to the Seller. Check out the virtual tour, video and floorplans or call to schedule!

2749 Southside Drive, Troy

Courtesy of Michael Bowers and Leis Realty Company

Start Your Search

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Real Estate Company are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®