Germantown Homes with Finished Basement

Located in Montgomery County, Ohio, Germantown is a charming city that offers a perfect blend of small-town charm and modern amenities. With a population of around 5,500 residents, Germantown provides a close-knit community feel while still being conveniently located near larger cities like Dayton and Cincinnati.

One of the standout features of homes in Germantown is the prevalence of finished basements. Whether you're looking for extra living space, a home office, or a recreational area, many properties in Germantown come with finished basements that offer endless possibilities. These basements are not only a great way to maximize your living space but also add value to your home.

Germantown itself is known for its rich history and picturesque landscapes. The city boasts several parks and green spaces, including Germantown MetroPark, where residents can enjoy hiking trails, fishing spots, and picnic areas. The downtown area is filled with local shops, restaurants, and historic buildings, giving Germantown a unique and vibrant atmosphere.

For families, Germantown offers excellent schools, making it an ideal place to raise children. The community is also known for its strong sense of civic pride and involvement, with various events and festivals held throughout the year.

If you're looking for a home with a finished basement in a welcoming community with easy access to both nature and urban amenities, Germantown, Ohio, is the perfect place to call home.

Newest Germantown Homes with Finished Basement

$435,000

3 Beds ⋅ 2 Baths ⋅ 964501 MLS ⋅ Lauren Dillon

Welcome home to this stunning, meticulously maintained bi-level nestled on 2.32 picturesque acres in the highly sought after Valley View School District. Beautifully remodeled from top to bottom, this pristine home offers the perfect blend of modern updates, timeless style, and peaceful surroundings. Inside you will immediately appreciate the abundance of natural light pouring through the gorgeous skylights, highlighting the beautiful hardwood floors, fresh paint, and thoughtfully updated finishes throughout. The heart of the home features a bright kitchen with white cabinetry, granite countertops, stainless steel appliances, and plenty of space for gathering with family and friends. Enjoy your morning coffee or unwind at the end of the day on one of the multiple newly built decks, where you’ll feel as though you’re living in your own private treehouse while watching the surrounding wildlife. The spacious rec room is perfect for entertaining, hosting game nights, or cozying up for movie night. Complete with a charming coffee bar, it’s a space everyone will love. The lower level also offers the flexibility of a possible fourth bedroom, home office, or guest suite. This home has been lovingly cared for with an impressive list of updates, including new furnace, central air conditioning, water heater, water softener, electric panel, remodeled bathrooms, new carpet, updated paint, attic insulation, downstairs windows, water spigot, and decks. Additional peace of mind comes with LeafGuard gutters, a recently cleaned septic system, and an owned propane tank that has just been filled. Outside, you’ll appreciate the oversized garage, expansive yard, and the perfect setting for entertaining or simply enjoying the tranquility of nature. If you’ve been searching for a move-in-ready home that combines modern updates, exceptional care, and a private wooded setting, this one truly checks every box.

9142 Germantown Middletown Pike, Germantown

Courtesy of Lauren Dillon and Glasshouse Realty Group

$474,900

4 Beds ⋅ 3 Baths ⋅ 962517 MLS ⋅ Marissa Niswonger

Built in 2022, this beautiful ranch with full finished basement is turn key and ready for its new owners! Since they purchased, sellers have finished off about 700 MORE square feet of basement space, making this just under 3000 square feet. The main floor features 3 bedrooms and 2 full baths. The basement has one additional true bedroom (egress and closet), and another possible 5th bedroom (closet but no egress), as well as a full bathroom. The basement also an office space, and plenty of room to spread out and entertain. Open floor plan, with a beautifully designed kitchen with granite countertops, large island, backsplash and counter bar. LVP flooring in main living areas. The 16x12 patio out back is perfect for relaxing evenings. Highly desirable Valley View schools- great location. High efficiency gas furnace and A/C.

35 Walnut Hills Court, Germantown

Courtesy of Marissa Niswonger and Irongate Inc.

$550,000

5 Beds ⋅ 3 Baths ⋅ 959202 MLS ⋅ Ryan Gillen

Experience luxury living at its finest in this exceptional 5-bedroom, 3 full bath residence in Germantown, where high-end updates, expansive living spaces, and standout entertaining features create a home unlike anything else on the market. Offering over-the-top functionality with refined finishes throughout, this move-in ready property blends sophistication with everyday comfort. At the heart of the home is a fully remodeled designer kitchen featuring quartz countertops, stainless steel appliances, extensive cabinetry, premium finishes, and two oversized islands with seating, thoughtfully designed for entertaining and hosting. Vaulted ceilings and open gathering spaces enhance the home’s impressive scale while allowing natural light to pour throughout the main living areas.The finished lower level delivers the ultimate entertainer’s experience with an incredible custom built-in bar, expansive recreation space, updated flooring, and endless flexibility for game days, holidays, movie nights, or multi-generational living. Recent mechanical and system upgrades provide peace of mind and long-term value, including a Tempstar furnace (2023), newer AC condenser (2023), Bradford White Defender 50-gallon water heater (2012), whole-home water system replacement (2024), and a professionally installed 7-zone irrigation system. Fresh interior paint, updated trim work, renovated bathrooms, and modern finishes throughout further elevate the home’s turnkey appeal. Step outside and enjoy resort-style outdoor living complete with an above-ground pool, spacious deck, large yard, and a 3-car garage offering ample storage and convenience. Designed for those who love to entertain without compromising comfort or quality, this extraordinary property offers the perfect balance of luxury, function, and lifestyle.

517 Trey Court, Germantown

Courtesy of Ryan Gillen and Keller Williams Community Part

$330,000

4 Beds ⋅ 3 Baths ⋅ 959168 MLS ⋅ Heather M Bodine

Welcome home to this charming traditional 2 story home located in Germantowns' sought after community at The Reserve. This lovely updated home features over 2200 SF of living space (not including the finished basement), 4 bed/3.5 baths with full finished basement...offering wet bar, full bath & separate office (or even a 5th bedroom!). The eat-in kitchen gives a "great room effect" with a modern "open concept" floor plan. The extra-large backyard offers a beautiful extra-large deck, a privacy fence & hot tub. Updates include Roof (4 years), Heating/AC unit (2025), New Plush Carpeting on 1st floor, Carpeting on 2nd floor (3 years), fresh paint & new flooring in the basement (8 months), freshly painted kitchen cabinetry, Kitchen countertops (1 year), New/Updated bathroom vanities & toilets. You won't want to miss this gem of a home!

1361 Kern Drive, Germantown

Courtesy of Heather M Bodine and Red 1 Realty

$339,900

4 Beds ⋅ 2 Baths ⋅ 955039 MLS ⋅ Carmella I Baker

Welcome to your slice of country living where charm, comfort, and convenience meet. Located in German Township and Miamisburg School District, this beautifull 4–5 bedroom home offers 2,067 sq. ft. of finished living space and sits on a generous 1/2-acre lot, providing the perfect balance of peaceful rural living paired with the convenience of nearby amenities. Step inside to discover an inviting main level featuring LVP flooring throughout and an updated kitchen complete with quartz countertops, tiled backsplash, stainless steel appliances, and a seamless flow into the adjoining dining room, ideal for gatherings and everyday living. Both bathrooms were also updated in 2024, adding modern comfort and style. Replacement windows throughout enhance energy efficiency and natural light. The spacious basement expands your living options with a large rec room, two bedrooms, an office, laundry area, and a full bath—perfect for guests, multigenerational living, or a home workspace. Outside, unwind on the covered deck overlooking the large, fenced-in backyard with picturesque views of the countryside. Whether you're entertaining, gardening, or simply enjoying the tranquil surroundings, this outdoor space has something for everyone. Major mechanical updates offer peace of mind, including: Roof (2018), Water Heater (2020), Gas Furnace (2022), A/C (2024), Refrigerator and Dishwasher (2025). If you're searching for the comfort of country living without sacrificing proximity to town, this home is the perfect match.

8180 Manning Road, Germantown

Courtesy of Carmella I Baker and RE/MAX Victory + Affiliates

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