Miamisburg Homes under $200,000

Welcome to Miamisburg, Ohio—a charming city nestled in Montgomery County that perfectly blends small-town charm with modern conveniences. Known for its rich history and vibrant community spirit, Miamisburg offers residents a unique lifestyle with a variety of amenities, parks, and recreational opportunities. The city is conveniently located near major highways, making it an ideal spot for those commuting to nearby Dayton or Cincinnati.

Miamisburg boasts a diverse range of homes, including many affordable options under $200,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a welcoming selection of properties that fit your budget. From cozy bungalows to spacious townhomes, there’s something for everyone in this delightful city.

The local real estate market is thriving, with homes that not only offer affordability but also access to quality schools, beautiful parks, and a strong sense of community. Imagine spending weekends exploring the historic downtown area, enjoying local shops and eateries, or taking leisurely walks along the scenic Great Miami River.

Miamisburg is also known for its annual events and festivals, fostering a close-knit community where neighbors become friends. With a cost of living that is significantly lower than the national average, you can enjoy all the benefits of suburban living without breaking the bank.

Discover the charm of Miamisburg and explore the fantastic homes available for under $200,000. Your dream home awaits in this delightful Ohio city!

Newest Miamisburg Homes under $200,000

$190,000

3 Beds ⋅ 1 Baths ⋅ 971182 MLS ⋅ Miranda Gibson

This beautiful 3 bedroom, 1 bathroom brick ranch in the heart of Miamisburg offers 1,010 square feet of finished living space on approximately .39 acres across three parcels. Inside, you'll find a functional layout, updated flooring, and a kitchen featuring white cabinetry and stainless steel appliances. Enjoy added peace of mind with the HVAC, electrical, windows, and roof all being updated. The sellers have also invested in basement waterproofing with a transferable warranty available. The partially finished basement offers plenty of opportunities for the future with room to grow. With its timeless brick exterior, covered side porch, and several major improvements complete, this home is ready for you to explore! Schedule your showing today.

431 Kercher Street, Miamisburg

Courtesy of Miranda Gibson and Glasshouse Realty Group

$194,900

4 Beds ⋅ 2 Baths ⋅ 970889 MLS ⋅ Jonathan H Murray

One address. Two income streams. More possibilities! This Miamisburg duplex brings the numbers into focus: both sides are occupied at $1,035 per month each, totaling $2,070 monthly and $24,840 annually in gross scheduled rent. For investors, it's an opportunity to expand a portfolio with tenants already in place and rental income spread across two units. For aspiring house hackers, think ahead: occupy one side when available and let rent from the other help offset your housing costs while you build equity. Keep both units as rentals or explore a future blend of personal space and income-producing potential—the flexibility is the draw. Current occupancy lets you evaluate actual rents as you plan your next move. Owner-occupancy is subject to existing leases and unit availability; gross rent is before expenses. Whether you're buying your first rental or adding your next, 517–519 Buckeye Street deserves a closer look. Two doors, one opportunity to make your next real estate move count!

517 Buckeye Street, Miamisburg

Courtesy of Jonathan H Murray and Howard Hanna Real Estate Serv

$199,900

2 Beds ⋅ 1 Baths ⋅ 970807 MLS ⋅ Regina Miller

INVESTORS, HANDYMEN & BUYERS LOOKING FOR ACREAGE! Opportunity awaits at 8379 S Union Rd in Miamisburg! Situated on a total of 3.11 acres, this charming 2-bedroom, 1-bath bungalow is ready for someone to bring it back to life! Home needs some TLC but offers plenty of potential to renovate, restore, or make it your own. Property features a large detached garage with room for vehicles, storage, or hobbies. Enjoy the possibilities that come with acreage and room to spread out! Seller is motivated and ready to make a deal! Bring your vision and schedule your showing today. Don't miss this opportunity!

8379 S Union Road, Miamisburg

Courtesy of Regina Miller and Coldwell Banker Heritage

$145,000

2 Beds ⋅ 2 Baths ⋅ 970697 MLS ⋅ Terri D'Andrea

Affordable townhome with large bedrooms, garage, new appliances, fresh paint throughout, and newer floor coverings! New roof, new siding being installed within the next 30 days (to match adjacent units to the North), This is a PUD and the Homeowners Association covers Hazard Insurance, exterior maintenance, trash, lawn care, and snow removal. Affordable $115 monthly! Very quiet, well-maintained, and located on a private street. Convenient location near shopping, employment areas, and the like.

36 Highpoint Drive, Miamisburg

Courtesy of Terri D'Andrea and Keller Williams Community Part

$179,500

2 Beds ⋅ 2 Baths ⋅ 970101 MLS ⋅ Heather M Bodine

Beautifully updated first-floor condo ideally situated near Miamisburg'sSycamore Park. This inviting home offers comfortable, easy living with spacious rooms, convenient 1st floor access, and a desirable open feel. The updated kitchen features SS appliances & a convenient pass-through. Enjoy the added improvements such as the updated air-conditioning unit, water heater, fresh paint, updated bathroom & wood plank vinyl flooring...Relax & unwind in the comfortable living room featuring a gas fireplace , or retreat to the spacious primary suite complete with a private bathroom & convenient step-in shower. Step outside to the covered patio & enjoy peaceful views overlooking Sycamore Park—an ideal spot for morning coffee or evening relaxation. Easy access to shopping, dining, and Interstates 75/675. Walking distance away from the Brand New Miamisburg Aquatic Center & Sycamore Park. $268/monthly HOA dues include trash, water, lawn care, snow removal, and any updates to building/grounds. With thoughtful updates, generous living spaces, a private primary suite & a prime location, this condo offers comfort, convenience, and low-maintenance living! Don't miss a chance to see this adorable condo today!

1510 Commons Drive, Miamisburg

Courtesy of Heather M Bodine and Red 1 Realty

$188,000

3 Beds ⋅ 3 Baths ⋅ 970085 MLS ⋅ Cortney Loyd

Enjoy low-maintenance living in this inviting 2-story condo! Featuring 3 bedrooms and 2.5 baths, this home offers comfortable living spaces and an updated kitchen with a fresh, functional feel. The enclosed porch provides additional space to relax, enjoy your morning coffee, or unwind at the end of the day. Residents also have access to the community pool, adding another option for enjoying the warmer months. With exterior maintenance handled by the community, there is less to manage around the home and more time to enjoy the space. Conveniently located near shopping, dining, parks, and everyday amenities, this condo offers comfortable living with the convenience of a low-maintenance lifestyle.

9267 Captiva Bay Drive, Miamisburg

Courtesy of Cortney Loyd and Glasshouse Realty Group

$169,900

2 Beds ⋅ 2 Baths ⋅ 969555 MLS ⋅ Kal Mughrabi

Miamisburg two-story beauty — your dream home awaits! This charming home blends timeless character with modern updates, creating a warm and inviting space from the moment you walk in. Step inside to a spacious living room that flows effortlessly into the dining area, making it perfect for both everyday living and entertaining. The fully renovated kitchen is sure to impress, featuring brand-new countertops, built-in microwave, sleek stainless-steel appliances, including a range, refrigerator, dishwasher, along with stylish finishes throughout. The first floor also offers a convenient half bath for both you and your guests. Upstairs, you’ll find a beautifully remodeled full bathroom with an eye-catching tiled shower that brings a touch of luxury to your daily routine. Two generously sized bedrooms provide comfort, space, and plenty of natural light. Fresh paint, new flooring, and plush carpeting throughout give the home a clean, updated feel while maintaining its cozy charm. Outside, enjoy the side porch, a private backyard, and an oversized two-car garage with entrances on both sides. With its impressive size and added versatility, the garage is a standout feature that offers endless possibilities for storage, hobbies, or workspace. This home is more than just a place to live — it’s a place to make memories.

404 Mound Avenue, Miamisburg

Courtesy of Kal Mughrabi and Coldwell Banker Heritage

$125,000

2 Beds ⋅ 2 Baths ⋅ 968960 MLS ⋅ Eric Weimer

Discover this well-cared-for, cozy 2-bedroom, 2-bath condo located in Miamisburg. Perfectly situated near a variety of dining options, shopping centers, and just minutes from I-75 for easy commuting. This inviting home features a one-car attached garage for convenience and a private patio with a built-in shed—ideal for relaxing or outdoor entertaining. Enjoy community amenities including a sparkling pool, snow removal, professional landscaping, and more, making everyday living effortless. Don't miss this great opportunity to own a charming and maintenance-friendly condo in a prime location!

2826 Foxwood Court, Miamisburg

Courtesy of Eric Weimer and Glasshouse Realty Group

$124,900

3 Beds ⋅ 3 Baths ⋅ 968396 MLS ⋅ Barry P Barnes

The classic brick fireplace anchors the living room of this multi-level townhome, offering a serene and inviting focal point complete. This two-story residence spans 1,550 square feet of living space, featuring three bedrooms, two full bathrooms, and one half bathroom. A covered concrete entryway with brick and vinyl siding accents creates a welcoming first impression, complete with a neat paved walkway and storm doors. Inside, the functional kitchen space features crisp white cabinetry, wood-patterned flooring, a pantry, Kitchen appliances include a range, refrigerator, dishwasher, and cooktop, with a washer, dryer, and microwave located in the connected utility and laundry spaces. An open layout connects the living areas, which feature wall-to-wall carpeting and a wide front window. The bedrooms offer peaceful sleeping spaces complete with neutral carpeting and ceiling fans, including a primary bedroom with an attached bathroom suite. Organization is maximized with a walk-in closet featuring hanging rods and built-in shelving. The bathrooms provide practical arrangements, including a secondary bathroom with a laminate vanity and a main bathroom with a classic bathtub shower combination and dual sinks. Outdoor living functions seamlessly with sliding door access from the classic dining space to a private elevated wood deck. The exterior of the property is finished with horizontal vinyl siding, brick accents, and a shingle roof, surrounded by mature trees and green lawns. Community amenities offer recreation with an in-ground pool and tennis courts, complemented by a paved parking lot and driveway. Experience all the features of this Dayton townhome by scheduling a private tour today.

6447 Harbinger Lane, Miamisburg

Courtesy of Barry P Barnes and Mall Realty Inc.

$21,500

2 Beds ⋅ 1 Baths ⋅ 968385 MLS ⋅ Arthur D Paradise

A charming well kept home with covered patio area. Has replacement thermal windows and good roof. Includes all appliances, and a one year American Home Shield Warranty which covers heating, cooling, duct work, electrical, plumbing and hot water heater. Private financing available with 10% down.

5230 Pinemount Circle, Miamisburg

Courtesy of Arthur D Paradise and Howard Hanna Real Estate Serv

$189,900

3 Beds ⋅ 1 Baths ⋅ 968043 MLS ⋅ Robert C Rait

Take a look at this newly rehabbed ranch home with full basement that is partially finished and walks out. Kitchen has been completely updated with granite countertops, new cabinets, and stainless steel appliances. Bathroom has been updated as well with new tile, tub, toilet and vanity. New HVAC and water heater. New carpet in bedrooms and flooring throughout the rest of the home. Carport plus a storage room that is 11x12 that would make a great storage room or workshop. Nothing to do but move in. You have to see this one!!!! See it today!

802 Johnson Avenue, Miamisburg

Courtesy of Robert C Rait and Comey & Shepherd REALTORS

$175,000

2 Beds ⋅ 2 Baths ⋅ 967964 MLS ⋅ Stephen S Payne

Welcome home to the Ellington in Ashton Place! This lovely Miamisburg condo offers comfortable living, a welcoming layout, and wonderful community amenities. Step inside to the spacious living room, featuring a vaulted ceiling, cozy fireplace, and access to your private garden patio—perfect for relaxing or enjoying the outdoors. The open layout flows naturally into the formal dining area and eat-in kitchen, creating an inviting space for everyday living and entertaining. Down the hallway, you'll find a generously sized guest bedroom and full guest bathroom with a tub/shower combination. The spacious primary suite offers vaulted ceilings, a private full bathroom with double vanities and tub/shower, plus a large walk-in closet. Conveniently located just off the kitchen, the laundry room provides easy access to the attached 2-car garage with opener. Ashton Place offers a wonderful community atmosphere with a pool and party room, providing plenty of opportunities to relax, gather, and enjoy all this neighborhood has to offer. Come see why you'll love calling the Ellington home!

2587 Allister Circle, Miamisburg

Courtesy of Stephen S Payne and Keller Williams Community Part

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