Miami Homes with Finished Basement

Miami County, located in the state of Ohio, is a beautiful region known for its rich history, vibrant community, and stunning natural landscapes. With a population of approximately 105,000 residents, Miami County offers a perfect blend of small-town charm and modern amenities.

One of the standout features of homes in Miami County is the prevalence of finished basements. Many properties in this area boast the added bonus of a finished basement, providing homeowners with additional living space and endless possibilities for customization. Whether you envision a cozy family room, a home theater, or a spacious play area for the kids, homes with finished basements in Miami County offer the flexibility to meet your unique needs.

Finished basements not only add value and square footage to a home but also provide a sanctuary for relaxation and entertainment. They can serve as a retreat from the hustle and bustle of daily life, offering a quiet space to unwind and enjoy quality time with family and friends. Additionally, finished basements often provide extra storage options, making it easier to keep your living areas clutter-free.

If you're in the market for a new home in Miami County, be sure to consider the many properties that feature finished basements. With their versatility and added functionality, these homes provide an excellent investment opportunity that will enhance your lifestyle for years to come.

Newest Miami Homes with Finished Basement

$525,000

4 Beds ⋅ 3 Baths ⋅ 968741 MLS ⋅ Scott E Petrey

The classic brick facade and covered front entry establish an inviting presence for this distinguished one-story residence built by Inverness, situated at 4122 Bulrush St. Spanning 2,362 square feet of living area on the main floor, the residence features widened doorways, nine-foot bedroom ceilings, a high ceiling in the main living area, and an open concept across the main floor and basement that enhances the spacious feel of the interior. Recently installed luxury Pergo floors are enhanced by the abundance of natural light. Inside, a large kitchen island anchors the space, with the kitchen meticulously set up for ease of culinary preparation. Three bedrooms and two full bathrooms are integrated into the single-level floor plan, providing dedicated private spaces, while a fourth bedroom and full bath have been added to the finished basement living space. The interior refined elements also include walk-in closets, tall windows, and nine-foot basement ceilings. Set on a 0.21-acre lot, the outdoor area features a 10' x 27' outdoor covered patio equipped with a natural gas connection, providing space for outdoor activities, grilling, and personal landscaping projects. This Tipp City property combines a practical layout with a peaceful neighborhood setting, offering a complete and comfortable living experience. This property presents an exceptional opportunity to acquire a well-proportioned, single-story home in Tipp City.

4122 Bulrush Street, Tipp City

Courtesy of Scott E Petrey and Agora Realty Group

$519,900

4 Beds ⋅ 4 Baths ⋅ 968715 MLS ⋅ Todd Broomhall

Welcome to 2200 Emerson Way! Built in 2022, this beautiful two-story home offers 2,686 sq. ft. of finished living space with 4 bedrooms, 3 full baths, 1 half bath, and a finished basement—providing plenty of room to spread out, entertain, and make yourself at home. The main level features upgraded LVP flooring completed in 2025, giving the home a fresh, updated look. The spacious floor plan offers comfortable everyday living along with plenty of room for gatherings. Upstairs, you’ll find generously sized bedrooms, including a private primary suite, plus the convenience of an upstairs laundry room. The finished basement adds even more usable living space and includes a full bathroom, making it ideal for a rec room, home theater, workout area, guest space, or home office. Enjoy the benefits of a newer home without the added expense and work that often come with starting from scratch. This home already includes many of the extras buyers typically have to add after purchasing new construction, including window treatments, an established lawn, updated landscaping completed in 2025, and a radon mitigation system installed in 2023. With newer construction, 2,686 sq. ft. of finished living space, a finished basement, 3.5 bathrooms, updated flooring, established landscaping, and many of the finishing touches already completed, 2200 Emerson Way is truly move-in ready. Schedule your private showing today!

2200 Emerson Way, Troy

Courtesy of Todd Broomhall and Keller Williams Home Town Rlty

$375,000

5 Beds ⋅ 3 Baths ⋅ 968689 MLS ⋅ Denise Swick

A home with a story, ready for its next chapter. Filled with memories and laughter throughout the years, this 4-bedroom, 2.5-bath home offers an impressive amount of space to live, work, gather, and make it your own. The main level features multiple living areas along with a dedicated study/office, providing flexibility for everyday living. Upstairs, you’ll find all four bedrooms, two full baths, and the convenience of second-floor laundry. Need even more room? The full basement offers partially finished living space plus an abundance of unfinished storage, complete with a workbench for projects and hobbies. Outside, enjoy the covered patio overlooking the yard, while the attached 2-car garage and additional parking area provide plenty of practical space. With its classic brick exterior, established landscaping, generous interior, flexible rooms, basement storage, and outdoor living space, this home offers a wonderful opportunity to bring your own ideas and create the next chapter. The memories made here are part of its story—now it’s ready for new ones.

945 Stonehenge Drive, Tipp City

Courtesy of Denise Swick and THE Swick Real Estate Group

$315,000

3 Beds ⋅ 2 Baths ⋅ 968560 MLS ⋅ Carli Amlin

Welcome home to this charming 3-bedroom, 2-full-bath home situated on 1.4 beautiful acres in Monroe Township and Tipp City Schools. Surrounded by mature trees with a peaceful creek toward the rear of the property, the park-like setting provides a wonderful combination of space, privacy, and convenience. Inside, original hardwood floors add warmth and character, while fresh paint gives the home a bright, updated feel. The first floor features a family room, dining room, kitchen, rec room, three bedrooms, and two full baths. The updated kitchen offers an impressive amount of storage, including more drawers than you could ever wish for! The full unfinished basement provides even more possibilities and includes the laundry area, utility sink, and plenty of additional storage. An attached garage adds everyday convenience. Outside is where this property really shines. The beautiful new backyard fence creates a great space for pets, play, and entertaining while still allowing you to enjoy the surrounding acreage. Relax on the front porch or rear patio, gather around one of the two fire pits, or simply enjoy the mature trees and peaceful setting. A storage barn provides additional room for lawn equipment, tools, and outdoor gear. Character, acreage, a park-like setting, and Tipp City Schools—all in one place! Back of property goes past creek; red stake marking property line.

345 Ginghamsburg Road, Tipp City

Courtesy of Carli Amlin and RE/MAX Alliance Realty

$429,900

3 Beds ⋅ 3 Baths ⋅ 968403 MLS ⋅ Matthew Witt

Welcome to this spacious and inviting 3-bedroom, 3-full-bath home offering over 3,200 square feet of living space, perfectly situated on an impressive 1.69-acre lot. From the expansive yard and mature trees to the welcoming front porch and fully finished walkout basement, this property offers the perfect blend of space, comfort, and privacy. The finished walkout lower level provides exceptional flexibility for entertaining, recreation, guests, or additional living space, while direct outdoor access allows you to enjoy the beautiful acreage from every level of the home. From the moment you arrive, you’ll appreciate the expansive yard, mature trees, and peaceful surroundings. The welcoming front porch provides the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, the home offers an abundance of living space designed for both everyday living and entertaining. With three generously sized bedrooms and three full bathrooms, there is plenty of flexibility for family, guests, or a home office. The 3,200+ square feet provides exceptional room for gathering, relaxing, and creating the spaces you’ve always wanted. Outside, the 1.69-acre property is truly the star of the show. The expansive lawn offers endless possibilities for outdoor recreation, gardening, entertaining, or simply enjoying the peaceful setting. Mature trees create a natural backdrop and provide privacy while maintaining the open feel of the property. If you’re looking for space, privacy, and the opportunity to enjoy a larger property without sacrificing comfortable living, this home is a must-see.

6705 Bethelville Drive, New Carlisle

Courtesy of Matthew Witt and Howard Hanna Real Estate Serv

$429,900

3 Beds ⋅ 4 Baths ⋅ 968411 MLS ⋅ Nicholas Canfarelli

Welcome to 930 Oak Hill Ct, a beautifully maintained home offering 3,592 sq. ft. of finished living space in a desirable Troy location. This spacious residence features 3 bedrooms, 2 full baths, and 2 half baths, with a thoughtful layout designed for comfortable everyday living and entertaining. The main level features an open-concept kitchen with a center island, ample cabinetry, and included appliances, flowing seamlessly into the inviting living area. Vaulted ceilings and updated LVP flooring create an open, bright feel throughout the main living spaces. The bedrooms also feature updated LVP flooring for a cohesive, low-maintenance finish. The finished basement provides additional flexible living space that can easily accommodate a recreation room, home office, workout area, or additional storage. Outside, enjoy the spacious deck and private patio—ideal for relaxing or entertaining. The attached 2-car garage and generous driveway provide plenty of parking and storage. Additional highlights include a new roof installed June 12, 2026, attractive stone and vinyl exterior, and well-maintained landscaping. Conveniently located in Troy with easy access to local shopping, dining, parks, and other amenities. This home offers the space, updates, and versatility you've been looking for.

930 Oak Hill Court, Troy

Courtesy of Nicholas Canfarelli and Keller Williams Home Town Rlty

$274,000

3 Beds ⋅ 2 Baths ⋅ 968400 MLS ⋅ Matthew Donahey

THIS DUTCH COLONIAL IS CLOSE TO DOWNTOWN, RIVER ACCESS AND THE BIKE TRAIL.THE HOME OFFERS A FORMAL DINING ROOM, EAT- IN KITCHEN WITH ABUNDANT CABINET SPACE & BREAKFAST BAR, 2 FULL BATHS, FULL FINISHED BASEMENT WITH FAMILY ROOM, A UTILITY ROOM WITH FOLDING COUNTER & LAUNDRY TUB. THE YARD IS PERFECT FOR ENTERTAINING WITH THE 27X15 SCREENED PARTY ROOM (NEEDS NEW SCREENING) 32X20 PATIO & BACKYARD FIREPIT ALL ENCLOSED IN A PRIVACY FENCED BACKYARD. THE GARAGE WAS AN OVERSIZED 2 CAR, RECONFIGURED FOR A WORKBENCH & STORAGE. IT CAN EASILY BE MODIFIED BACK FOR ORIGINAL PURPOSE. A HUGE UTILITY SHED IS ALSO IN BACK. THE COVERED FRONT PORCH IS IDEAL FOR SEASONAL DECORATING, RELAXING, OR JUST WATCHING THE WORLD GO BY. THERE'S PLENTY OF VERSATILITY AND CHARM HERE IN THE HEART OF TROY.

1108 E Main Street, Troy

Courtesy of Matthew Donahey and Galbreath REALTORS

$299,999

3 Beds ⋅ 2 Baths ⋅ 968251 MLS ⋅ Todd Severt

This three-bedroom, two-bathroom house offers 2,024 square feet, giving everyone room to gather, work, and unwind without feeling crowded. This home brings together generous living space, useful flexibility, and inviting outdoor areas. Enjoy the large family room designed for movie nights, celebrations, and comfortable daily living. A separate office area supports remote work, homework, or creative projects, while first-floor utility space keeps household routines practical. The primary bedroom rises above the ordinary with a vaulted ceiling, creating an airy, restful setting at the end of the day. An updated heat pump adds efficient comfort through changing Ohio seasons. Outdoor living gets equal attention. A large deck provides ample space for grilling, dining outdoors, or relaxing with friends. Professional landscaping gives the yard a polished appearance, and the garage’s screen door lets you enjoy fresh air with added protection from insects—ideal for hobbies, casual seating, or game days. A new roof in 2026 further strengthens the home’s long-term appeal.

1131 Cloverdale Drive, Troy

Courtesy of Todd Severt and Garden Gate Realty Inc.

$149,900

2 Beds ⋅ 2 Baths ⋅ 968242 MLS ⋅ Brooke Scott

Welcome to 128 Staunton St. in Piqua! This home offers the perfect blend of space, functionality, and convenience. This home features 2 bedrooms and 2 full bathrooms. The main level offers a comfortable and functional layout with a bright living area, kitchen, and two bedrooms with a full bath. Don’t let the above grade square footage fool you! The full basement provides approximately the same amount square feet of additional below grade space, including two versatile bonus rooms, a full bathroom, laundry area and extra storage or workspace perfect for today's flexible living needs. Buyer to verify all measurements . Situated on a manageable lot, the property provides a nice outdoor space for relaxing, entertaining, or gardening while still being easy to maintain. Updates, Roof 2024, upstairs bathroom 2025, bedroom, living room and bathroom windows 2025 Conveniently located near shopping, dining, parks, schools, and major roadways, this Piqua home offers both comfort and convenience. Whether you're a first time buyer, looking to downsize, or searching for an investment opportunity, this home has so much to offer! Don't miss your chance to make 128 Staunton St. your new home!

128 Staunton Street, Piqua

Courtesy of Brooke Scott and Keller Williams Home Town Rlty

$587,400

4 Beds ⋅ 3 Baths ⋅ 967578 MLS ⋅ Marc Broomhall

Welcome home to this beautifully situated 4-bedroom, 2.5-bath home offering 2,635 sq. ft. of comfortable living space on a picturesque 5-acre lot. From the moment you arrive, you'll appreciate the inviting koi pond with a soothing waterfall that sets the tone for this peaceful property. Inside, a welcoming entry opens to the dining room, which flows seamlessly into the spacious kitchen featuring ample cabinetry, generous counter space, a full appliance package, and convenient bar seating. The kitchen also provides access to a half bath, a versatile bedroom currently used as an office, the garage entry, an eat-in area, rear entry, and stairs leading to the lower-level living spaces. The lower level features a cozy family room centered around a wood-burning fireplace, creating the perfect gathering space. A spacious recreation room leads to the laundry room, which also houses the home's mechanicals. Upstairs, you'll find two additional spacious bedrooms, a full hall bath, and a private primary suite complete with its own full en-suite bath. Step outside to enjoy the partially fenced yard, expansive deck, and gazebo equipped with a ceiling fan—ideal for relaxing or entertaining. A large patio provides even more outdoor living space, while the property's beautiful views showcase the natural surroundings. Toward the rear of the property, discover a stunning pond complete with a bridge leading to its own island, creating a truly special outdoor retreat. Cherry, pear, and plum trees are a great addition to the rear yard. Additional peace of mind comes with the Kohler generator. With generous living space, multiple gathering areas, and an exceptional 5-acre setting, this property offers a unique combination of comfort, privacy, and outdoor enjoyment. Don't miss the opportunity to make this special home yours!

7595 Staley Road, New Carlisle

Courtesy of Marc Broomhall and Howard Hanna Real Estate Serv

$529,900

5 Beds ⋅ 3 Baths ⋅ 967539 MLS ⋅ Jessica Ellis

Welcome home to this spacious and versatile property in the sought after Miami East School District offering over 3,500 square feet of total living space, including a beautifully finished basement. Nestled in a desirable Troy neighborhood, this home provides the perfect combination of comfort, functionality, and room to grow. The main level features generous living areas, a well-appointed kitchen with granite counters, and plenty of space for entertaining family and friends. Downstairs, the finished basement significantly expands the homes living space with two additional bedrooms, a full bathroom, a tornado safe room, and a flexible area ideal for a recreation room, home office, gym, or guest suite. Step outside to enjoy a private backyard enhanced by the current owner's thoughtful improvements, including new shade trees and a fenced yard, creating the perfect setting for pets, children, outdoor gatherings, or simply relaxing in your own outdoor retreat. With ample living space, multiple bedroom options, and valuable outdoor upgrades, this home offers the flexibility and convenience today's buyers are looking for. Don't miss your opportunity to make this home yours!

1005 Haverhill Drive, Troy

Courtesy of Jessica Ellis and Coldwell Banker Heritage

$1,250,000

4 Beds ⋅ 4 Baths ⋅ 967443 MLS ⋅ Eric Free

Experience a luxury mountain like retreat in Miami County! Nestled on nearly 14.5 scenic acres in Elizabeth Township and Miami East Schools, this property offers privacy, a pond, and a huge barn ideal for RVs, farm equipment, or workshop space. Built by Applewood Homes, and inspired by a Swiss chalet in Zermatt, the residence showcases reclaimed wood flooring from Tuscarora Wood Midwest, custom-forged wrought iron, custom Bevolo exterior lights and entry gas lanterns, and Andersen windows throughout. The open main level unites the kitchen, dining area, and family room. The gourmet kitchen features custom-made hickory cabinetry with a knotty alder finish, black leathered granite countertops, SS appliances, six-burner gas cooktop/range, and Sub-Zero refrigerator. The walk-in butler’s pantry includes a prep sink, refrigerator, and reverse-osmosis system. A floor-to-ceiling stone fireplace anchors the space, while a wall of glass frames breathtaking pond views. An on-demand tankless water heater adds efficiency. The private kids’ wing offers two bedrooms, full bath, sitting/play area, loft, and office with a half bath. Across the living space, the owner’s suite features porch access and a spa-like bath with oversized jetted soaking tub, dual-head shower, double vanities, and separate walk-in closets. Upstairs, the entertainment loft features a wet bar with rare Sandulus leathered granite bar tops, beer-tap setup, gathering space, and rear balcony. The finished walkout basement adds a 4th bedroom with potentially two more bedrooms, laundry room with sink, exercise area, storage, and flexible living space. Outside enjoy a wraparound covered porch, concrete rear patio and outdoor fireplace, in-ground trampoline, and large playground. More than a home, this is a private destination where luxury, recreation, and natural beauty come together. Properties offering this craftsmanship, acreage, and resort-style amenities are rarely available. Experience it for yourself today!

7287 Widener Road, New Carlisle

Courtesy of Eric Free and Real of Ohio

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