Miami Homes with Finished Basement

Miami County, located in the state of Ohio, is a beautiful region known for its rich history, vibrant community, and stunning natural landscapes. With a population of approximately 105,000 residents, Miami County offers a perfect blend of small-town charm and modern amenities.

One of the standout features of homes in Miami County is the prevalence of finished basements. Many properties in this area boast the added bonus of a finished basement, providing homeowners with additional living space and endless possibilities for customization. Whether you envision a cozy family room, a home theater, or a spacious play area for the kids, homes with finished basements in Miami County offer the flexibility to meet your unique needs.

Finished basements not only add value and square footage to a home but also provide a sanctuary for relaxation and entertainment. They can serve as a retreat from the hustle and bustle of daily life, offering a quiet space to unwind and enjoy quality time with family and friends. Additionally, finished basements often provide extra storage options, making it easier to keep your living areas clutter-free.

If you're in the market for a new home in Miami County, be sure to consider the many properties that feature finished basements. With their versatility and added functionality, these homes provide an excellent investment opportunity that will enhance your lifestyle for years to come.

Newest Miami Homes with Finished Basement

$425,000

3 Beds ⋅ 3 Baths ⋅ 969097 MLS ⋅ Tyler C Watson

Welcome to 2530 Chamomile Court! Nestled on a quiet court in the desirable Westlake Village subdivision, this attractive one-story home offers the perfect blend of curb appeal, comfortable living, and convenient location. The exterior features a quiet cul-de-sac, an attached two-car garage, and a well-maintained landscaped yard with mature trees — creating a warm, welcoming presence from the street. Inside, the home provides over 2,600+ square feet of thoughtfully designed living space across two levels with its finished basement. Expect an open and functional main floor ideal for everyday living and entertaining, along with spacious open layout basement. Located in Troy — a vibrant Miami County community known for its strong schools, parks, historic downtown, and easy access to I75 — this property places you close to everyday amenities while still enjoying a peaceful residential setting. Schedule your private showing today and experience it for yourself.

2530 Chamomile Court, Troy

Courtesy of Tyler C Watson and Garden Gate Realty Inc.

$625,000

5 Beds ⋅ 4 Baths ⋅ 969088 MLS ⋅ Tyler C Watson

Welcome to 820 Juniper Court! Charming home with classic curb appeal — covered front porch, brick accents, spacious outdoor area, and a manicured landscaping on a quiet cul-de-sac . Inside, this flexible multi-level residence offers generous living space across three floors. The main level features a primary suite with private bath and walk-in closet, an amazing open kitchen flowing into a sunny dining area, family room, living room, dedicated office, and attached garage. Upstairs: four well-sized bedrooms, multiple walk-in closets, and a full bath. The finished lower level expands the possibilities with a recreation room, game room, exercise space, full bath, and abundant storage — ideal for entertaining, a home gym, or multi-generational living. With over 4,500 sq ft of living space, this home balances everyday comfort with room to grow. Enjoy Tipp City’s historic charm, strong community, excellent schools, and easy access to I-75. A perfect place to put down roots and create lasting memories. Schedule your showing today!

820 Juniper Court, Tipp City

Courtesy of Tyler C Watson and Garden Gate Realty Inc.

$649,900

5 Beds ⋅ 4 Baths ⋅ 968865 MLS ⋅ Donald E Lewis

Why build when this 2022 custom built home already has it all with 5 bedrooms, 3 1/2 baths, and is priced below appraisal? No expense was spared in this luxurious dwelling situated in the highly sought after Emerson Crossing neighborhood. The front porch provides an inviting feel with wood trusses, large front door and ample room for seating and seasonal decorations. Once inside on the main floor, you'll appreciate the open floor plan that's great for entertaining with a large living area enhanced by wood beams, a vaulted ceiling, gas fireplace and built in bookcase and cabinets. Turn around and you'll be eager to make your next meal in this gourmet kitchen with granite countertops, tile backsplash, an island with a deep farmhouse sink, plenty of cabinets and gas stove with a functional pot filler and upgraded stainless steel appliances. Next to the kitchen is a large dining space that still allows you to enjoy the beautiful living area. The first floor also includes an owner's suite with walk in closet, it's own private patio and a tranquil, spa like bathroom with a walk in tile double shower and double sinks. In addition the main floor also boasts a mudroom, laundry room, half bath and two more sizable bedrooms with a jack and jill full bath. The entire main floor is surrounded by large efficient windows and doors allowing lot's of natural light. The wide staircase leads to an expansive finished lower level that could optionally be used as an in-law suite and includes an additional kitchen with a stainless steel refrigerator, sink, electric cooktop and stainless steel dishwasher. Everyone will enjoy the huge recreation/living/dining area, and separate media room to help you wind down while watching your favorite movies. The lower level also has 2 additional bedrooms and another room that would be great for an office or study and or course a full bath. Don't miss out on this one of a kind custom home that is move in ready and waiting for it's new owners.

2164 Northbridge Trail, Troy

Courtesy of Donald E Lewis and Glasshouse Realty Group

$545,000

4 Beds ⋅ 3 Baths ⋅ 968840 MLS ⋅ Ryan Havenar

Classic brick architecture defines this serene single-story country home, with over 3000 sq ft of living space. Which sits on an expansive 3.33-acre property. A welcoming front porch leads past the entryway door framed by rich wood trim onto classic patterned tile flooring in the foyer. Inside, the living space features polished hardwood floors, a brick fireplace, and a vaulted ceiling with ceiling fans. The kitchen is styled with rich wood cabinetry, tile flooring, a central kitchen island, and a colorful tile backsplash, equipped with a dishwasher, range, and refrigerator. Sliding doors open from the kitchen to the outdoors, while an adjacent dining area features tile floors and vaulted ceilings. The home includes four bedroom, two full bathrooms and one-half bathroom, with the primary suite offering warm wood flooring, vaulted ceilings, a ceiling fan, and a walk-in closet with built-in wire shelving. Additional bedrooms feature hardwood flooring, ceiling fans, wood frames on the windows, and classic wood trim, while the bathrooms feature tiled flooring, and a shower. A finished basement offers versatile lower-level living space with wall-to-wall carpeting, recessed lighting, hard-wired smoke detectors, and a sump pump with battery backup replaced in 2024. Outside, the property showcases an expansive wooden deck on the back of the brick home, complete with an above-ground pool. The deck is a great place to set and enjoy the beautiful sunset. A 32x46 pole barn with a concrete floor, dual garage doors, and an insulated workshop with wood burning stove. Modern functional updates include a new roof in 2023, an HVAC system replaced in 2022, and Wi-Fi-enabled garage door openers. Schedule a tour of this Miami East property today to experience its unique rural setting and extensive amenities firsthand.

5222 Union Shelby Road, Piqua

Courtesy of Ryan Havenar and Bruns Realty Group, LLC

$525,000

4 Beds ⋅ 3 Baths ⋅ 968741 MLS ⋅ Scott E Petrey

The classic brick facade and covered front entry establish an inviting presence for this distinguished one-story residence built by Inverness, situated at 4122 Bulrush St. Spanning 2,362 square feet of living area on the main floor, the residence features widened doorways, nine-foot bedroom ceilings, a high ceiling in the main living area, and an open concept across the main floor and basement that enhances the spacious feel of the interior. Recently installed luxury Pergo floors are enhanced by the abundance of natural light. Inside, a large kitchen island anchors the space, with the kitchen meticulously set up for ease of culinary preparation. Three bedrooms and two full bathrooms are integrated into the single-level floor plan, providing dedicated private spaces, while a fourth bedroom and full bath have been added to the finished basement living space. The interior refined elements also include walk-in closets, tall windows, and nine-foot basement ceilings. Set on a 0.21-acre lot, the outdoor area features a 10' x 27' outdoor covered patio equipped with a natural gas connection, providing space for outdoor activities, grilling, and personal landscaping projects. This Tipp City property combines a practical layout with a peaceful neighborhood setting, offering a complete and comfortable living experience. This property presents an exceptional opportunity to acquire a well-proportioned, single-story home in Tipp City.

4122 Bulrush Street, Tipp City

Courtesy of Scott E Petrey and Agora Realty Group

$519,900

4 Beds ⋅ 4 Baths ⋅ 968715 MLS ⋅ Todd Broomhall

Welcome to 2200 Emerson Way! Built in 2022, this beautiful two-story home offers 2,686 sq. ft. of finished living space with 4 bedrooms, 3 full baths, 1 half bath, and a finished basement—providing plenty of room to spread out, entertain, and make yourself at home. The main level features upgraded LVP flooring completed in 2025, giving the home a fresh, updated look. The spacious floor plan offers comfortable everyday living along with plenty of room for gatherings. Upstairs, you’ll find generously sized bedrooms, including a private primary suite, plus the convenience of an upstairs laundry room. The finished basement adds even more usable living space and includes a full bathroom, making it ideal for a rec room, home theater, workout area, guest space, or home office. Enjoy the benefits of a newer home without the added expense and work that often come with starting from scratch. This home already includes many of the extras buyers typically have to add after purchasing new construction, including window treatments, an established lawn, updated landscaping completed in 2025, and a radon mitigation system installed in 2023. With newer construction, 2,686 sq. ft. of finished living space, a finished basement, 3.5 bathrooms, updated flooring, established landscaping, and many of the finishing touches already completed, 2200 Emerson Way is truly move-in ready. Schedule your private showing today!

2200 Emerson Way, Troy

Courtesy of Todd Broomhall and Keller Williams Home Town Rlty

$375,000

5 Beds ⋅ 3 Baths ⋅ 968689 MLS ⋅ Denise Swick

A home with a story, ready for its next chapter. Filled with memories and laughter throughout the years, this 4-bedroom, 2.5-bath home offers an impressive amount of space to live, work, gather, and make it your own. The main level features multiple living areas along with a dedicated study/office, providing flexibility for everyday living. Upstairs, you’ll find all four bedrooms, two full baths, and the convenience of second-floor laundry. Need even more room? The full basement offers partially finished living space plus an abundance of unfinished storage, complete with a workbench for projects and hobbies. Outside, enjoy the covered patio overlooking the yard, while the attached 2-car garage and additional parking area provide plenty of practical space. With its classic brick exterior, established landscaping, generous interior, flexible rooms, basement storage, and outdoor living space, this home offers a wonderful opportunity to bring your own ideas and create the next chapter. The memories made here are part of its story—now it’s ready for new ones.

945 Stonehenge Drive, Tipp City

Courtesy of Denise Swick and THE Swick Real Estate Group

$315,000

3 Beds ⋅ 2 Baths ⋅ 968560 MLS ⋅ Carli Amlin

Welcome home to this charming 3-bedroom, 2-full-bath home situated on 1.4 beautiful acres in Monroe Township and Tipp City Schools. Surrounded by mature trees with a peaceful creek toward the rear of the property, the park-like setting provides a wonderful combination of space, privacy, and convenience. Inside, original hardwood floors add warmth and character, while fresh paint gives the home a bright, updated feel. The first floor features a family room, dining room, kitchen, rec room, three bedrooms, and two full baths. The updated kitchen offers an impressive amount of storage, including more drawers than you could ever wish for! The full unfinished basement provides even more possibilities and includes the laundry area, utility sink, and plenty of additional storage. An attached garage adds everyday convenience. Outside is where this property really shines. The beautiful new backyard fence creates a great space for pets, play, and entertaining while still allowing you to enjoy the surrounding acreage. Relax on the front porch or rear patio, gather around one of the two fire pits, or simply enjoy the mature trees and peaceful setting. A storage barn provides additional room for lawn equipment, tools, and outdoor gear. Character, acreage, a park-like setting, and Tipp City Schools—all in one place! Back of property goes past creek; red stake marking property line.

345 Ginghamsburg Road, Tipp City

Courtesy of Carli Amlin and RE/MAX Alliance Realty

$419,900

3 Beds ⋅ 3 Baths ⋅ 968403 MLS ⋅ Matthew Witt

Welcome to this spacious and inviting 3-bedroom, 3-full-bath home offering over 3,200 square feet of living space, perfectly situated on an impressive 1.69-acre lot. From the expansive yard and mature trees to the welcoming front porch and fully finished walkout basement, this property offers the perfect blend of space, comfort, and privacy. The finished walkout lower level provides exceptional flexibility for entertaining, recreation, guests, or additional living space, while direct outdoor access allows you to enjoy the beautiful acreage from every level of the home. From the moment you arrive, you’ll appreciate the expansive yard, mature trees, and peaceful surroundings. The welcoming front porch provides the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, the home offers an abundance of living space designed for both everyday living and entertaining. With three generously sized bedrooms and three full bathrooms, there is plenty of flexibility for family, guests, or a home office. The 3,200+ square feet provides exceptional room for gathering, relaxing, and creating the spaces you’ve always wanted. Outside, the 1.69-acre property is truly the star of the show. The expansive lawn offers endless possibilities for outdoor recreation, gardening, entertaining, or simply enjoying the peaceful setting. Mature trees create a natural backdrop and provide privacy while maintaining the open feel of the property. If you’re looking for space, privacy, and the opportunity to enjoy a larger property without sacrificing comfortable living, this home is a must-see.

6705 Bethelville Drive, New Carlisle

Courtesy of Matthew Witt and Howard Hanna Real Estate Serv

$429,900

3 Beds ⋅ 4 Baths ⋅ 968411 MLS ⋅ Nicholas Canfarelli

Welcome to 930 Oak Hill Ct, a beautifully maintained home offering 3,592 sq. ft. of finished living space in a desirable Troy location. This spacious residence features 3 bedrooms, 2 full baths, and 2 half baths, with a thoughtful layout designed for comfortable everyday living and entertaining. The main level features an open-concept kitchen with a center island, ample cabinetry, and included appliances, flowing seamlessly into the inviting living area. Vaulted ceilings and updated LVP flooring create an open, bright feel throughout the main living spaces. The bedrooms also feature updated LVP flooring for a cohesive, low-maintenance finish. The finished basement provides additional flexible living space that can easily accommodate a recreation room, home office, workout area, or additional storage. Outside, enjoy the spacious deck and private patio—ideal for relaxing or entertaining. The attached 2-car garage and generous driveway provide plenty of parking and storage. Additional highlights include a new roof installed June 12, 2026, attractive stone and vinyl exterior, and well-maintained landscaping. Conveniently located in Troy with easy access to local shopping, dining, parks, and other amenities. This home offers the space, updates, and versatility you've been looking for.

930 Oak Hill Court, Troy

Courtesy of Nicholas Canfarelli and Keller Williams Home Town Rlty

$269,900

3 Beds ⋅ 2 Baths ⋅ 968400 MLS ⋅ Matthew Donahey

THIS DUTCH COLONIAL IS CLOSE TO DOWNTOWN, RIVER ACCESS AND THE BIKE TRAIL.THE HOME OFFERS A FORMAL DINING ROOM, EAT- IN KITCHEN WITH ABUNDANT CABINET SPACE & BREAKFAST BAR, 2 FULL BATHS, FULL FINISHED BASEMENT WITH FAMILY ROOM, A UTILITY ROOM WITH FOLDING COUNTER & LAUNDRY TUB. THE YARD IS PERFECT FOR ENTERTAINING WITH THE 27X15 SCREENED PARTY ROOM (NEEDS NEW SCREENING) 32X20 PATIO & BACKYARD FIREPIT ALL ENCLOSED IN A PRIVACY FENCED BACKYARD. THE GARAGE WAS AN OVERSIZED 2 CAR, RECONFIGURED FOR A WORKBENCH & STORAGE. IT CAN EASILY BE MODIFIED BACK FOR ORIGINAL PURPOSE. A HUGE UTILITY SHED IS ALSO IN BACK. THE COVERED FRONT PORCH IS IDEAL FOR SEASONAL DECORATING, RELAXING, OR JUST WATCHING THE WORLD GO BY. THERE'S PLENTY OF VERSATILITY AND CHARM HERE IN THE HEART OF TROY.

1108 E Main Street, Troy

Courtesy of Matthew Donahey and Galbreath REALTORS

$299,999

3 Beds ⋅ 2 Baths ⋅ 968251 MLS ⋅ Todd Severt

This three-bedroom, two-bathroom house offers 2,024 square feet, giving everyone room to gather, work, and unwind without feeling crowded. This home brings together generous living space, useful flexibility, and inviting outdoor areas. Enjoy the large family room designed for movie nights, celebrations, and comfortable daily living. A separate office area supports remote work, homework, or creative projects, while first-floor utility space keeps household routines practical. The primary bedroom rises above the ordinary with a vaulted ceiling, creating an airy, restful setting at the end of the day. An updated heat pump adds efficient comfort through changing Ohio seasons. Outdoor living gets equal attention. A large deck provides ample space for grilling, dining outdoors, or relaxing with friends. Professional landscaping gives the yard a polished appearance, and the garage’s screen door lets you enjoy fresh air with added protection from insects—ideal for hobbies, casual seating, or game days. A new roof in 2026 further strengthens the home’s long-term appeal.

1131 Cloverdale Drive, Troy

Courtesy of Todd Severt and Garden Gate Realty Inc.

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