Troy Homes under $250,000

Welcome to Troy, Ohio – a charming city that perfectly blends small-town warmth with modern conveniences. Nestled in the heart of Miami County, Troy is renowned for its rich history, vibrant community spirit, and picturesque landscapes. With a population of just over 25,000 residents, this delightful city offers a welcoming atmosphere, making it an ideal place to call home.

One of the standout features of Troy is its commitment to preserving its historical charm while embracing growth and development. The downtown area boasts beautifully restored buildings, unique boutiques, and delightful eateries, providing a lively hub for social gatherings and community events. Nature enthusiasts will appreciate the abundance of parks and recreational areas, including the scenic Troy Park and the picturesque Great Miami River, perfect for outdoor activities and family outings.

For homebuyers seeking affordability without compromising on quality, Troy presents an excellent opportunity with a variety of homes available for under $250,000. Whether you're looking for a cozy single-family home, a charming bungalow, or a spacious townhouse, Troy's real estate market offers a range of options to suit diverse lifestyles and budgets. These homes often feature modern amenities, beautiful yards, and proximity to local schools and amenities, making them perfect for families, young professionals, or retirees.

With its friendly community, affordable housing, and abundance of amenities, Troy, Ohio, is not just a place to live but a place to thrive. Discover your dream home in this lovely city and become part of a community that truly feels like family.

Newest Troy Homes under $250,000

$194,900

2 Beds ⋅ 2 Baths ⋅ 970821 MLS ⋅ Lindsey Chaney

Welcome to 450 Kirk Lane in Troy! This 2-bedroom, 1.5-bath home offers a functional layout, a convenient 2-car garage, and a screened-in porch that’s perfect for enjoying the outdoors in comfort. Built on a crawl space for easy, low-maintenance living, this home offers comfortable living spaces and a practical floor plan. Conveniently located in Troy, close to shopping, dining, and local amenities. Don’t miss the opportunity to make this home your own!

450 Kirk Lane, Troy

Courtesy of Lindsey Chaney and Coldwell Banker Heritage

$221,900

2 Beds ⋅ 2 Baths ⋅ 970436 MLS ⋅ Danyell DeYoung

This inviting ranch offers comfortable single-level living with a bright living room, large picture window, and an adjoining kitchen and dining area. The kitchen features warm wood cabinetry, generous counter space, and updated countertops, sink, faucet, and a reverse osmosis system. The refrigerator, dishwasher, and stove/cooktop were updated in 2026. Additional improvements include new tile and a new vanity in the primary bathroom, a new washer and dryer, and a water heater installed in 2017. The roof and garage door opener were updated in 2023, and all rooms were freshly painted that same year. An attached garage adds everyday convenience, while the spacious backyard and expansive covered patio provide plenty of room for outdoor dining, entertaining, or simply relaxing. Come see all this home has to offer!

321 Mumford Drive, Troy

Courtesy of Danyell DeYoung and Glasshouse Realty Group

$179,900

3 Beds ⋅ 1 Baths ⋅ 970616 MLS ⋅ Richard Pierce

Classic lap vinyl siding and inviting front porch creates a warm greeting to this residential single-family home. Step onto the front porch and experience a sense of comfort before stepping inside this spacious one-story layout featuring 3 bedrooms and 1 full bathroom. The living area is anchored by a brick fireplace while French doors, built-in shelving, panel ceilings, and rich wood-look flooring enhance the atmosphere. The kitchen workspace is equipped with counters, updated cabinetry, a range, a dishwasher, and a refrigerator. The home has 3 bedrooms featuring classic trim detailing, high baseboards, and built-in shelving. Convenience is integrated into the layout with laundry hookups situated just off the main bathroom, renovated with a sink vanity and a classic bathtub and shower combination. For storage and future possibilities, the property features an unfinished attic with vaulted ceilings, exposed wooden roof rafters, and subflooring. Outdoor living is simple and relaxing with a wooden deck extending into the expansive grassy yard. A fully enclosed chain-link fenced lawn, great for pets, also includes a storage shed and a gravel driveway. Located on a 0.21-acre lot, this home provides a tranquil setting for enjoying quiet afternoons in the yard. New paint and carpet. Central air and furnace, vinyl siding, large lot help this be a wonderful home.

18 N Cedar Street, Troy

Courtesy of Richard Pierce and Coldwell Banker Heritage

$173,900

3 Beds ⋅ 2 Baths ⋅ 970641 MLS ⋅ Paolina T Quafisi

Welcome to this charming home filled with old-world character and timeless appeal! Offering 3 bedrooms and 1.5 baths, this home features a cozy living room and a welcoming kitchen with beautiful butcher block countertops. Numerous updates include the roof, A/C unit, half bath, full bath, kitchen appliances, carpeting, and more. A full basement provides plenty of storage space, while the detached one-car garage offers added convenience. A wonderful opportunity to own a home with character and many recent improvements!

820 Washington Street, Troy

Courtesy of Paolina T Quafisi and RE/MAX Alliance Realty

$199,500

3 Beds ⋅ 1 Baths ⋅ 970478 MLS ⋅ Jerry L Miller

Welcome to 388 Miami Street in tranquil north Troy. Located on a corner lot, this modest home provides a comfortable floorplan, maintenance-free exterior, and easy access to the beautiful downtown Troy, schools, park system, Miami Shores Golf Course, and the gorgeous Miami River bike/walkway. Featuring over 1100 square foot of living area, privacy fencing, and major updates like a newer roof, remodeled kitchen & bath, this property provides solid "bones" & GREAT VALUE! Continuous family ownership for more than 30 years.

388 Miami Street, Troy

Courtesy of Jerry L Miller and Garden Gate Realty Inc.

$179,900

2 Beds ⋅ 1 Baths ⋅ 970490 MLS ⋅ Landon Hiles

Welcome to 608 E Canal Street! This charming 2-bedroom, 1-bath home in Troy offers a cozy place to call your own. The covered front porch provides a welcoming first impression, while the yard offers room to enjoy the outdoors, garden, or entertain. Bring your personal touches and make this home your own. Schedule your showing today!

608 E Canal Street, Troy

Courtesy of Landon Hiles and Howard Hanna Real Estate Serv

$125,000

3 Beds ⋅ 1 Baths ⋅ 970410 MLS ⋅ Deanna L Harrison

Bring your vision and unlock the potential of this 3-bedroom home! While the property needs some work, it offers plenty of possibilities for those looking to create a home that truly reflects their style. The full basement adds valuable living space, featuring 2 additional bedrooms, a spacious family room, and a full bath. Outside, you’ll find a 1-car detached garage and a charming setting in an adorable neighborhood. With its flexible layout and abundant potential, this home is ready for someone to bring it back to life and make it their own! Be sure to explore the floor plan, virtual tour and video for a closer look at all this property has to offer.

551 Meadow Lane, Troy

Courtesy of Deanna L Harrison and Leis Realty Company

$250,000

4 Beds ⋅ 2 Baths ⋅ 970401 MLS ⋅ Sheena Ellison

Welcome to 2517 Foxchase Ct W in Troy! This beautifully updated 4-bedroom, 2-bathroom home with approximately 1,500 square feet offers the perfect combination of comfort, style, and convenience—all tucked away on a quiet cul-de-sac in a beautiful, family-friendly neighborhood! Step inside and fall in love! The home has been refreshed with fresh paint, new carpet, and new flooring, giving the entire space a clean, modern, move-in-ready feel. With four bedrooms and two full bathrooms, there's plenty of room for your family, guests, a home office, or whatever your lifestyle demands. The one-car attached garage provides convenient everyday access and additional storage space. Outside is just as impressive! Beautiful curb appeal welcomes you home, while the fenced-in backyard creates your own private outdoor retreat. Imagine summer evenings relaxing, entertaining friends, or watching the kids and pets play in a yard that's truly your own. Location, location, location! You'll love being nestled in a wonderful Troy neighborhood while still being just minutes from I-75, making your commute quick and convenient. Plus, you're close to shopping, restaurants, entertainment, and everyday necessities. With its cul-de-sac location, spacious floor plan, fresh updates, attached garage, fenced backyard, and unbeatable convenience, this is the kind of home that doesn't stay on the market long! Don't miss your opportunity to make 2517 Foxchase Ct W your new address! Schedule your private showing today—you may have just found the one!

2517 Foxchase Court, Troy

Courtesy of Sheena Ellison and Garden Gate Realty Inc.

$215,000

4 Beds ⋅ 1 Baths ⋅ 970167 MLS ⋅ Danita Fox

The classic profile of this single-story residential property provides a welcoming presence on Southview Drive. Offering 1104 square feet of comfortable living space, this home features a flexible floor plan with plenty of room to fit your needs. The fourth bedroom could easily be used as a family room with convenient access to the backyard. Inside you'll find newer flooring throughout, freshly painted, and an updated bathroom. Major updates include a new roof installed in August 2026, furnace installed in 2019, and air conditioner installed in 2020. The .15 acre lot offers a manageable outdoor space, while the 14 x 22 detached garage with electric provides excellent room for parking, storage, a workshop, or hobbies. With four bedrooms, versatile living space, numerous updates, and a detached garage, this Troy home is ready for its new owner!

179 Southview Drive, Troy

Courtesy of Danita Fox and Your Lifestyle Realty LLC

$239,000

4 Beds ⋅ 1 Baths ⋅ 969892 MLS ⋅ Sheena Ellison

Charming 3-Bedroom Home on .86 Acres with Large Barn Looking for space, land, and opportunity? This approximately 1,600-square-foot home sits on a beautiful .86-acre lot and offers plenty of room to make it your own. Featuring 3 bedrooms and 1 full bathroom, the home also offers the potential for a 4th bedroom on the main floor, providing flexibility for a growing family, home office, or additional living space. Several important updates have already been completed, including a new roof in 2020, new water heater and sump pump in 2024, and new flooring throughout the main floor in 2024. The home also features blown-in insulation, a mini-split AC system, and a new fireplace that provides heat to the main floor. Outside, the property offers plenty of room to enjoy the acreage, along with a 30' x 30' Cleary two-story agricultural barn. The barn provides excellent additional storage and workspace and offers numerous possibilities for hobbies, equipment, workshop space, or agricultural use. With its combination of acreage, updates, outbuilding, and potential additional bedroom, this property offers an excellent opportunity for someone looking for a home with room to grow and personalize. Property Highlights: · Approximately 1,600 sq. ft. · 3 bedrooms · 1 full bathroom · Potential 4th bedroom on main floor · .86-acre lot · New roof – 2020 · New water heater – 2024 · New sump pump – 2024 · New main-floor flooring – 2024 · Blown-in insulation · Mini-split AC · New fireplace providing heat to main floor · 30' x 30' Cleary two-story agricultural barn · Plenty of outdoor space · Home is being sold AS IS Bring your vision and take advantage of the space, updates, acreage, and possibilities this property has to offer!

709 W Market Street, Troy

Courtesy of Sheena Ellison and Garden Gate Realty Inc.

$124,900

2 Beds ⋅ 1 Baths ⋅ 969997 MLS ⋅ Todd Broomhall

DON’T MISS THIS ONE! Welcome to 918 Walker Street in Troy—a charming 2-bedroom, 1-bath home tucked away on a quiet dead-end street! Offering 764 sq. ft. of living space, this home is a great option for first-time buyers, downsizers, or investors. Several big-ticket improvements have already been taken care of, including a NEW ROOF in 2018, water heater in 2019, NEW FENCING in 2021, and an UPDATED BATHROOM in 2024! The BASEMENT provides valuable additional storage space, giving you plenty of room to keep things organized. Step outside and you'll find a LARGE FENCED BACKYARD with plenty of room for pets, entertaining, gardening, or summer cookouts. Relax under the COVERED BACK PATIO, enjoy your morning coffee on the COVERED FRONT PORCH, and take advantage of the backyard shed for even more storage. With its spacious yard, basement storage, outdoor living areas, and location on a dead-end street, 918 Walker Street has a lot to offer. Schedule your showing and come see it for yourself!

918 Walker Street, Troy

Courtesy of Todd Broomhall and Keller Williams Home Town Rlty

$210,000

3 Beds ⋅ 1 Baths ⋅ 969730 MLS ⋅ Gregory Taylor

Welcome home to 1279 Skylark! This move-in-ready, 1,131-square-foot home features fresh paint, new vinyl flooring throughout, and new entry and interior doors. An open floor plan flows into a spacious sunroom just off the kitchen, offering plenty of room to relax or entertain. The newer washer, dryer, and refrigerator stay with the home for added convenience. Outside, enjoy a fenced backyard with a shed for extra storage. With updates already in place and a fresh, neutral palette, this home is ready for your personal touch!

1279 Skylark Drive, Troy

Courtesy of Gregory Taylor and Garden Gate Realty Inc.

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