Troy Homes under $350,000

Welcome to Troy, Ohio—where small-town charm meets vibrant community living! Nestled in the heart of Miami County, Troy boasts a rich history, picturesque landscapes, and a welcoming atmosphere that makes it a perfect place to call home. With its quaint downtown area brimming with unique shops, delightful restaurants, and cultural attractions, Troy offers residents a blend of modern conveniences and traditional charm.

One of the standout features of Troy is its commitment to community and family-friendly living. The city hosts numerous events throughout the year, including the popular Troy Strawberry Festival, which celebrates the local agricultural heritage. Parks and recreational areas abound, providing ample opportunities for outdoor activities, from hiking and biking to picnicking and sports.

For those seeking an affordable home in this idyllic setting, Troy offers a variety of options under $350,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find an array of charming houses that fit your budget. From cozy bungalows to spacious family homes, the real estate market in Troy is diverse and inviting. Many properties feature beautiful yards, modern amenities, and are located in friendly neighborhoods that foster a sense of belonging.

In Troy, you can enjoy the tranquility of suburban living while being just a short drive away from larger cities like Dayton and Cincinnati. With excellent schools, a strong sense of community, and affordable housing, Troy, Ohio, is truly a hidden gem waiting for you to discover. Come explore the possibilities and find your dream home in this delightful city!

Newest Troy Homes under $350,000

$342,450

3 Beds ⋅ 2 Baths ⋅ 970880 MLS ⋅ Kristina Wolf

Build your new home in Somerset Reserve with the beautiful Sanibel ranch floor plan by Maronda Homes! This new-construction home features three spacious bedrooms, and a main living area with expansive cathedral ceilings, beautiful kitchen cabinetry, sleek granite countertops, and durable Luxury Vinyl Plank (LVP) flooring throughout. Because this home is to-be-built with a 6-to-8-month build timeline, buyers have the exciting opportunity to personalize their finishes and options (final purchase price may vary based on chosen upgrades). Enjoy complete peace of mind backed by Maronda Homes' extensive warranty program, including a 1-2-10-year warranty.

1438 Goldenrod Drive, Troy

Courtesy of Kristina Wolf and New Home Star Ohio LLC

$194,900

2 Beds ⋅ 2 Baths ⋅ 970821 MLS ⋅ Lindsey Chaney

Welcome to 450 Kirk Lane in Troy! This 2-bedroom, 1.5-bath home offers a functional layout, a convenient 2-car garage, and a screened-in porch that’s perfect for enjoying the outdoors in comfort. Built on a crawl space for easy, low-maintenance living, this home offers comfortable living spaces and a practical floor plan. Conveniently located in Troy, close to shopping, dining, and local amenities. Don’t miss the opportunity to make this home your own!

450 Kirk Lane, Troy

Courtesy of Lindsey Chaney and Coldwell Banker Heritage

$278,900

3 Beds ⋅ 1 Baths ⋅ 970653 MLS ⋅ Jeffrey E Apple

Welcome to 15 Windmere Drive Troy, OH! This brick 1 story offers so much! An Amazing location to start that is nestled on a Gorgeous .72 Acre lot that backs up to a creek. The main floor offers 1,350 Square Feet of living space! 3 Bedrooms, spacious living and family rooms. Hard to find 1,350 SF unfinished FULL WALKOUT basement that is filled with natural light and offers you the chance to finish and double your living space! Kitchen w/bay window, bar area for extra seating and meal prep space. The dark stainless appliances including the Stove, Refrigerator and microwave will convey. 2 car attached garage. Roof new in 2023 and was a complete tear off. Replacement tilt in windows on the main floor. Large and spacious full bathroom. Wonderful covered front porch to sit and relax on. Fantastic rear patio and deck with access from the walk out basement to enjoy the back yard and creek. This property is located in Concord Township, just outside the city limits and in a very desirable Vista Ridge Subdivision. No HOA fees! Easy access to shopping, dining, entertainment, downtown Troy and I-75! Do not delay on this amazing rare find. Move in at closing.

15 Windmere Drive, Troy

Courtesy of Jeffrey E Apple and BHHS Professional Realty

$221,900

2 Beds ⋅ 2 Baths ⋅ 970436 MLS ⋅ Danyell DeYoung

This inviting ranch offers comfortable single-level living with a bright living room, large picture window, and an adjoining kitchen and dining area. The kitchen features warm wood cabinetry, generous counter space, and updated countertops, sink, faucet, and a reverse osmosis system. The refrigerator, dishwasher, and stove/cooktop were updated in 2026. Additional improvements include new tile and a new vanity in the primary bathroom, a new washer and dryer, and a water heater installed in 2017. The roof and garage door opener were updated in 2023, and all rooms were freshly painted that same year. An attached garage adds everyday convenience, while the spacious backyard and expansive covered patio provide plenty of room for outdoor dining, entertaining, or simply relaxing. Come see all this home has to offer!

321 Mumford Drive, Troy

Courtesy of Danyell DeYoung and Glasshouse Realty Group

$179,900

3 Beds ⋅ 1 Baths ⋅ 970616 MLS ⋅ Richard Pierce

Classic lap vinyl siding and inviting front porch creates a warm greeting to this residential single-family home. Step onto the front porch and experience a sense of comfort before stepping inside this spacious one-story layout featuring 3 bedrooms and 1 full bathroom. The living area is anchored by a brick fireplace while French doors, built-in shelving, panel ceilings, and rich wood-look flooring enhance the atmosphere. The kitchen workspace is equipped with counters, updated cabinetry, a range, a dishwasher, and a refrigerator. The home has 3 bedrooms featuring classic trim detailing, high baseboards, and built-in shelving. Convenience is integrated into the layout with laundry hookups situated just off the main bathroom, renovated with a sink vanity and a classic bathtub and shower combination. For storage and future possibilities, the property features an unfinished attic with vaulted ceilings, exposed wooden roof rafters, and subflooring. Outdoor living is simple and relaxing with a wooden deck extending into the expansive grassy yard. A fully enclosed chain-link fenced lawn, great for pets, also includes a storage shed and a gravel driveway. Located on a 0.21-acre lot, this home provides a tranquil setting for enjoying quiet afternoons in the yard. New paint and carpet. Central air and furnace, vinyl siding, large lot help this be a wonderful home.

18 N Cedar Street, Troy

Courtesy of Richard Pierce and Coldwell Banker Heritage

$173,900

3 Beds ⋅ 2 Baths ⋅ 970641 MLS ⋅ Paolina T Quafisi

Welcome to this charming home filled with old-world character and timeless appeal! Offering 3 bedrooms and 1.5 baths, this home features a cozy living room and a welcoming kitchen with beautiful butcher block countertops. Numerous updates include the roof, A/C unit, half bath, full bath, kitchen appliances, carpeting, and more. A full basement provides plenty of storage space, while the detached one-car garage offers added convenience. A wonderful opportunity to own a home with character and many recent improvements!

820 Washington Street, Troy

Courtesy of Paolina T Quafisi and RE/MAX Alliance Realty

$259,900

3 Beds ⋅ 2 Baths ⋅ 970606 MLS ⋅ Emily Skardon

Welcome to this fully renovated three-bedroom, two-full-bathroom ranch on over a sprawling acre in the highly desirable Miami East School District! Inside, the sunlit living room greets you with a stunning picture window and a cozy stone fireplace, flowing into a cute dining area and a completely remodeled kitchen featuring stainless steel appliances, a gas oven, tile backsplash, and views over the scenic backyard. The primary bedroom boasts a beautifully remodeled private bath, while two additional bedrooms share a full hall bath with a sleek walk-in shower. Step outside to enjoy the brand-new back deck overlooking your massive lot, and take advantage of the oversized two-car garage featuring an added finished room perfect for a home office. Stylish barn doors, new LVP flooring, paint, lighting, insulation, and doors run throughout the entire home. You'll enjoy total peace of mind with major mechanical upgrades including a 2021 roof, 2022 HVAC, 2024 water heater, 2025 water softener, well pump serviced in 2026, and a fully encapsulated crawl space with dual sump pumps and a 30-year transferable warranty. Backing right up to the Troy Fish & Game Club while staying just minutes from vibrant downtown Troy, this move-in ready country property truly offers the best of both worlds!

2596 Lefevre Road, Troy

Courtesy of Emily Skardon and Glasshouse Realty Group

$199,500

3 Beds ⋅ 1 Baths ⋅ 970478 MLS ⋅ Jerry L Miller

Welcome to 388 Miami Street in tranquil north Troy. Located on a corner lot, this modest home provides a comfortable floorplan, maintenance-free exterior, and easy access to the beautiful downtown Troy, schools, park system, Miami Shores Golf Course, and the gorgeous Miami River bike/walkway. Featuring over 1100 square foot of living area, privacy fencing, and major updates like a newer roof, remodeled kitchen & bath, this property provides solid "bones" & GREAT VALUE! Continuous family ownership for more than 30 years.

388 Miami Street, Troy

Courtesy of Jerry L Miller and Garden Gate Realty Inc.

$179,900

2 Beds ⋅ 1 Baths ⋅ 970490 MLS ⋅ Landon Hiles

Welcome to 608 E Canal Street! This charming 2-bedroom, 1-bath home in Troy offers a cozy place to call your own. The covered front porch provides a welcoming first impression, while the yard offers room to enjoy the outdoors, garden, or entertain. Bring your personal touches and make this home your own. Schedule your showing today!

608 E Canal Street, Troy

Courtesy of Landon Hiles and Howard Hanna Real Estate Serv

$125,000

3 Beds ⋅ 1 Baths ⋅ 970410 MLS ⋅ Deanna L Harrison

Bring your vision and unlock the potential of this 3-bedroom home! While the property needs some work, it offers plenty of possibilities for those looking to create a home that truly reflects their style. The full basement adds valuable living space, featuring 2 additional bedrooms, a spacious family room, and a full bath. Outside, you’ll find a 1-car detached garage and a charming setting in an adorable neighborhood. With its flexible layout and abundant potential, this home is ready for someone to bring it back to life and make it their own! Be sure to explore the floor plan, virtual tour and video for a closer look at all this property has to offer.

551 Meadow Lane, Troy

Courtesy of Deanna L Harrison and Leis Realty Company

$250,000

4 Beds ⋅ 2 Baths ⋅ 970401 MLS ⋅ Sheena Ellison

Welcome to 2517 Foxchase Ct W in Troy! This beautifully updated 4-bedroom, 2-bathroom home with approximately 1,500 square feet offers the perfect combination of comfort, style, and convenience—all tucked away on a quiet cul-de-sac in a beautiful, family-friendly neighborhood! Step inside and fall in love! The home has been refreshed with fresh paint, new carpet, and new flooring, giving the entire space a clean, modern, move-in-ready feel. With four bedrooms and two full bathrooms, there's plenty of room for your family, guests, a home office, or whatever your lifestyle demands. The one-car attached garage provides convenient everyday access and additional storage space. Outside is just as impressive! Beautiful curb appeal welcomes you home, while the fenced-in backyard creates your own private outdoor retreat. Imagine summer evenings relaxing, entertaining friends, or watching the kids and pets play in a yard that's truly your own. Location, location, location! You'll love being nestled in a wonderful Troy neighborhood while still being just minutes from I-75, making your commute quick and convenient. Plus, you're close to shopping, restaurants, entertainment, and everyday necessities. With its cul-de-sac location, spacious floor plan, fresh updates, attached garage, fenced backyard, and unbeatable convenience, this is the kind of home that doesn't stay on the market long! Don't miss your opportunity to make 2517 Foxchase Ct W your new address! Schedule your private showing today—you may have just found the one!

2517 Foxchase Court, Troy

Courtesy of Sheena Ellison and Garden Gate Realty Inc.

$254,900

4 Beds ⋅ 2 Baths ⋅ 970381 MLS ⋅ Cindy Brandt-Buroker

Welcome home to this inviting 4-bedroom ranch, freshly painted, offering comfortable one-level living and plenty of space to gather and relax. The spacious family room features a cozy wood-burning fireplace, creating the perfect setting for chilly evenings, movie nights, or entertaining family and friends. Furnace is 1 year old and the benefits of a whole house fan for those nice fall days still left. Situated on a desirable corner lot, the property offers added outdoor space and curb appeal. Step outside onto the deck to enjoy morning coffee, summer gatherings, or peaceful evenings overlooking the yard. With four bedrooms, a welcoming family room, a wood-burning fireplace, and a fantastic corner-lot location, this home offers the comfort, space, and lifestyle you've been looking for. Don't miss the opportunity to make this wonderful ranch your new home!

908 Linwood Drive, Troy

Courtesy of Cindy Brandt-Buroker and Howard Hanna Real Estate Serv

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