Urbana Homes with Full Basement

Located in Champaign County, Ohio, Urbana is a charming city that offers a great quality of life for its residents. With a population of around 11,000 people, Urbana provides a small-town atmosphere while still being within close proximity to larger cities like Columbus and Dayton.

One of the standout features of homes in Urbana is the prevalence of full basements. Many houses in this area come equipped with a full basement, providing homeowners with additional living space, storage options, or the potential to finish the basement and create a customized space that suits their needs.

Having a full basement can be a major advantage for homeowners, especially in terms of storage. It allows them to keep their living areas clutter-free and provides ample space for storing seasonal items, recreational equipment, or even setting up a workshop.

Additionally, a full basement offers endless possibilities for expansion. Homeowners can transform this space into a home office, a home gym, a playroom for the kids, or even a cozy entertainment area for family and friends.

If you're in the market for a home in Urbana, be sure to consider the benefits of having a full basement. Not only does it add value to the property, but it also provides you with the flexibility to create a home that perfectly suits your lifestyle.

Newest Urbana Homes with Full Basement

$259,900

2 Beds ⋅ 1 Baths ⋅ 968510 MLS ⋅ V Patrick Hamilton

Welcome to 1109 State Route 54 in Urbana, a charming 2-bedroom, 1-bath ranch situated on 1.019 acres and offering a comfortable mix of country surroundings, thoughtful updates, and flexible living space. With room to spread out both inside and outside, this property has plenty to offer while still keeping Urbana's everyday conveniences within easy reach. The main level features 1,344 square feet of living space with two spacious bedrooms, a full bath, dining area, and an inviting kitchen full of character. The kitchen features beautiful cabinetry, open shelving, subway-tile backsplash, stainless appliances, generous counter space, and a bright breakfast nook surrounded by windows with beautiful views of the surrounding countryside. Just beyond the kitchen, the large living room is filled with natural light and showcases beautifully refinished hardwood floors, creating a warm and welcoming space for relaxing or entertaining. An enclosed porch/sunroom offers another great place to enjoy your morning coffee, unwind at the end of the day, or simply take in the changing seasons. Downstairs, the full basement adds even more versatility with a large partially finished recreation room plus two additional rooms that could be used as a home office, workout room, hobby space, guest area, or potential additional sleeping space depending on your needs. Outside, the 1.019-acre lot provides plenty of room to enjoy the outdoors, while an attached 2-car garage, carport, and storage shed provide excellent parking and storage options. The current owner has also completed numerous improvements including updates to the furnace and A/C, tankless water heater, water softener, plumbing, flooring, appliances, house and garage insulation by USA Insulation, new sunroom windows & roof restoration by RoofMax. Come see everything 1109 State Route 54 has to offer and imagine how easily this could feel like home.

1109 State Route 54, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$324,900

4 Beds ⋅ 1 Baths ⋅ 968285 MLS ⋅ Jessica Bettinger

Discover the perfect blend of country living and modern convenience with this adorable ranch home situated on a spacious 2- acre lot! Offering comfortable single- story living, this 4- bedroom 1 bath home is ideal for anyone looking for extra elbow room, outdoor enjoyment, and proximity to town! Property highlights include: Detached 2 car garage with valuable additional space ideal for a workshop, hobby area, or extra storage, serene outdoor space featuring mature fruit trees and plenty of room for gardening, recreation, or expanding your living space, situated right next to the Urbana Country Club! The beautiful surroundings and peaceful views are just minutes from charming downtown Urbana for shopping, dining, and schools. Whether you're looking for room to grow, space for tools & toys, or a tranquil setting close to town, this home offers endless potential. Schedule your showing today!

4983 E Us Highway 36, Urbana

Courtesy of Jessica Bettinger and Glasshouse Realty Group

$595,000

4 Beds ⋅ 4 Baths ⋅ 966118 MLS ⋅ Tamara Comer

Classic style with modern amenities. This home has been completely renovated top to bottom and includes a huge addition. Taken down to the studs, this home has been built with style and livability in mind. New flooring throughout. All new bathrooms, and kitchen. Beautiful cabinetry and granite countertops. All new appliances. All new fixtures throughout. The first floor offers a living room and an additional sitting room at the entrance. There is a laundry room, a full bath, a large pantry and a sunroom/mudroom on the first floor. There are 4 bedrooms. One bedroom and en-suite on the first floor with a second owners suite with en suite on the second floor. Both have large walk in closets. 2 additional bedrooms and a full bath complete the second floor. Fresh exterior with a new roof, new hvac system, new front porch and concrete steps and new concrete side steps. 3 car attached garage This home offers curb appeal and custom interior design. Square footage provided by seller includes built on addition- to be verified by buyer.

708 N Oakland Street, Urbana

Courtesy of Tamara Comer and Coldwell Banker Heritage

$214,900

3 Beds ⋅ 2 Baths ⋅ 967636 MLS ⋅ V Patrick Hamilton

Discover the character and charm of this spacious home offering over 1800 square feet of living space and a flexible layout. Currently set up as a single-family residence, the home was previously used as two apartments and could be perfect for multi-generational living. The main level features large, inviting rooms, including a spacious eat-in kitchen (appliances stay), a separate dining room and a convenient main level bedroom. There is also a full bathroom on each level, one upstairs and one downstairs. Just off the kitchen, a large pantry provides additional storage and offers convenient access to the attached two-car garage. There is also plenty of off-street parking. Upstairs you'll find two additional bedrooms, another full bath and a second kitchen. With some minor modifications, this level could potentially function as a separate apartment with its own private entrance. The home is equipped with two separate HVAC systems, one serving each level, and includes two ranges and two refrigerators. There is a fenced backyard, and you can enjoy the outdoors from the private porch and paver patio off the kitchen, which is perfect for grilling out or relaxing over an evening dinner. A full basement provides even more storage and utility space. Throughout the home you'll find the character and charm of an older home combined with a practical, flexible floor plan. A new roof was installed in August 2025. Conveniently located close to downtown Urbana, this home is near restaurants, shopping, entertainment and more. Whether you're looking for a spacious single-family home or a property with potential for multi-generational living, rental income or a future two-unit setup, this property offers plenty of possibilities.

234 Laurel Oak Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$379,900

5 Beds ⋅ 4 Baths ⋅ 965813 MLS ⋅ V Patrick Hamilton

Offering nearly 2,900 square feet of beautifully updated living space, this stunning home features 16 rooms to include 4, possibly 5 bedrooms, 3 full baths and 1 half bath. The generous floor plan provides endless possibilities for room arrangements, making it easy to create the perfect spaces for entertaining, working from home, hobbies or multi-generational living. From the moment you step through the door, you'll fall in love with the home's timeless character and charm. A grand foyer welcomes you with an impressive winding staircase, while incredible woodwork, gleaming hardwood floors and more than 20+ windows fill the home with warmth and natural light. The inviting front porch is the perfect place to meet new neighbors, while the spacious rear deck overlooks a newly privacy-fenced backyard, creating additional outdoor living space to enjoy throughout the warmer months. The all-new kitchen is sure to impress with an abundance of cabinetry, granite countertops, stainless steel appliances and cabinet storage that will exceed your expectations. It flows seamlessly into the large breakfast room and formal dining room, making everyday living and entertaining effortless. Finishing out the main level is a flex room that could serve as a main level bedroom with an adjoining bath and a laundry room, with a new stacked washer and dryer, and convenient access to the back staircase. Upstairs you'll find 4 spacious bedrooms, 2 full baths and a study or home office area. Additional features include a basement, off street parking and a quiet street with no through traffic. Located just a short distance from the high school and Friday night football games, this exceptional home truly has it all, character, modern updates, expansive living space and an unbeatable location.

448 Lafayette Avenue, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$424,900

4 Beds ⋅ 4 Baths ⋅ 965501 MLS ⋅ David M Stevens

Absolutely fantastic, 4 bedrooms, 3.5 baths, finished basement, an acre, swimming pool, 2 newer HVAC systems, gorgeous views, and updates throughout! This one truly has it all. 2 story traditional brick & vinyl with mature shade trees! Spacious rooms with updated flooring. Sharp, open kitchen/family room area with centered fireplace & sliding doors leading to rear patio. Updated kitchen offering hickory cabinetry, countertops, breakfast bar & stainless steel appliances. So nice! Formal living & dining rooms, too. Huge master suite with sunken bath, walk in closet & private garage staircase entry. The 4th bedroom leads to the grand 12x18 2nd floor deck, overlooking the rear yard. The roofline has been extended recently over this deck to give you plenty of shade while you are mesmerized by the views to the horizon. The recreation room in basement includes pool table and is a great place to entertain friends and family. 2 car attached garage AND an oversized 2 car detached garage AND a 1 car detached garage with workshop. Fantastic! Above ground pool with deck. Patio with swing. Updates include: roof 2024, addition over deck 2025, new half bath in basement 2022, 2 HVAC systems 2020, additional driveway (blacktopped/sealed) 2024, garage doors 2022, privacy fencing 2020, well pump switches 2023, water heater 2026, vanities 2023, pool liner and pump 2019, insulation 2022, interior lighting 2022, chimney liner 2020, security system 2020, sump pump 2021. From gorgeous views outside, to a cozy and updated inside, this is a gem. Come see!

5258 E County Line Road, Urbana

Courtesy of David M Stevens and RE/MAX Victory + Affiliates

$269,900

2 Beds ⋅ 1 Baths ⋅ 964744 MLS ⋅ Michele Hines

Welcome home to the peaceful countryside of Terre Haute! This charming Urbana area property offers the perfect blend of country living, open space, and everyday convenience. Situated on 2 parcels totaling 2.36 acres, this property provides the extra room buyers are looking for; whether it’s space for outdoor entertaining, gardening, hobbies, recreation, or simply enjoying your own private setting. Step inside to discover a comfortable floor plan featuring a spacious living area, inviting kitchen, and functional layout ready to make your own. Enjoy quiet rural surroundings with the benefit of being just minutes from Urbana, local amenities, and commuter routes. Properties offering additional acreage and a desirable country setting are becoming harder to find. Whether you are purchasing your first home, downsizing, or searching for more land and freedom, this Terre Haute property is a wonderful opportunity to enjoy the lifestyle you have been waiting for!

5755 State Route 55, Urbana

Courtesy of Michele Hines and BHHS Professional Realty

$249,900

4 Beds ⋅ 2 Baths ⋅ 961713 MLS ⋅ Tiffany A Lobertini

Discover the charm of this craftsman style residence, a welcoming haven designed for comfortable living. The exterior boasts a distinctive metal roof and an inviting front porch, enhancing its classic curb appeal with a combination of brick and siding construction. Natural light floods the interior, highlighting the elegant wood floors and freshly installed carpeting found throughout. The living areas are thoughtfully designed for both relaxation and entertaining, with ceiling fans providing comfort. The dining room is open to the kitchen offering ample space for entertaining. The heart of the home features a spacious kitchen equipped with a dishwasher, refrigerator, and microwave, complemented by a stylish kitchen island that is perfect for culinary endeavors and casual dining. Retreat to the comfortable bedrooms, many of which feature plush carpeting and convenient walk-in closets, ensuring ample storage and a serene atmosphere. A full, unfinished basement offers plenty of room for storage or additional use. Outside, a generous deck overlooks a private, fenced backyard, creating an ideal setting for outdoor gatherings and peaceful moments. A detached shed offers practical storage solutions. This home truly combines comfort, style, and functionality.

236 Lincoln Place, Urbana

Courtesy of Tiffany A Lobertini and Howard Hanna Real Estate Serv

$434,900

4 Beds ⋅ 3 Baths ⋅ 962064 MLS ⋅ V Patrick Hamilton

Nestled in an established country subdivision and located down a tree covered driveway, this home offers the perfect blend of privacy, nature and comfort. Featuring over 2800 square feet of living space plus an additional finished 1100 square feet in the lower level, this spacious home includes 4 bedrooms, 2.5 baths and is designed for both everyday living and entertaining. The main level offers three separate living spaces providing room for everyone to spread out and relax. Two of the living areas feature cozy wood-burning fireplaces, while another is highlighted by walls of windows and skylights that fill the home with natural light and brings the outdoors inside. The updated kitchen is sure to impress with custom cabinetry, solid surface countertops, a pantry, built-in desk area and an oversized window that creates the feeling that you are among nature. Also, all kitchen appliances will remain with the home. A welcoming foyer with an open staircase leads to the second level where you'll find four bedrooms and two updated full baths. Both bathrooms feature double sink vanities, and the owner's suite includes a beautifully updated bath with a walk-in shower. The finished lower level offers a large rec room, possible theater area, and an abundance of storage space. Step outside and discover an incredible outdoor retreat with more than 1200 square feet of decking that overlooks the private 1.16 acre wooded backyard featuring an amazing decorative waterfall/stream, hot tub, fire pit, custom tree carvings, mature landscaping and multiple flower gardens. Nature lovers will appreciate this peaceful setting that feels like a private park. Additional amenities include main level laundry, a two-car attached garage, extra driveway parking, geothermal heating/air new in 2019 with reasonable utility costs, a new water heater and water softener in 2019 and a roof replaced in 2014. Conveniently located near US Highway 68 and Interstate 70. This truly is a must-see property!

4405 Briarwood Drive, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$1,189,500

5 Beds ⋅ 6 Baths ⋅ 958375 MLS ⋅ V Patrick Hamilton

The experience begins as you turn onto the winding driveway leading to this remarkable hilltop estate, set on 5.84 acres of scenic countryside that's truly hard to replicate. Thoughtfully designed to be enjoyed year-round, the property delivers sweeping views, colorful fall landscapes, winter sledding fun, and peaceful summer privacy. Enhancing the resort-like atmosphere is an impressive 18x38 in-ground pool, privately positioned to create your own outdoor retreat. With convenient access to the home, it's perfectly suited for effortless indoor and outdoor entertaining. Offering over 5,000 square feet of finished living space across three levels, this 5-bedroom, 5.5 bath residence showcases quality craftsmanship and upscale finishes throughout. The grand foyer sets the tone with a striking two-story wall of windows overlooking the surrounding wooded setting. The main-level owner's suite provides a luxurious escape and is complete with a spa-inspired bath. The owner's suite connects to the home's library/study. With four fireplaces, two full kitchens, and two laundry areas, the home offers exceptional flexibility for daily living or multi-generational arrangements. The walkout lower level is ideal for a second owner's suite or private guest quarters. The gourmet kitchen features a five-burner gas cooktop, wall oven, microwave, granite countertops, a large pantry, center island, and built-in desk area. It opens to a spacious family room with expansive windows and a gas fireplace. The two-story living room also includes a gas fireplace and an open staircase to the upper level. Upstairs, a loft overlooks the main living space and leads to three bedrooms and two full baths, including a Jack and Jill design with separate vanities. The lower level adds even more living space with a rec room and two-sided gas fireplace, add'l living areas, two full baths, the 5th bedroom, plus a second kitchen and laundry. Additional features include whole house audio and security system.

4096 Middle Urbana Road, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$279,900

3 Beds ⋅ 2 Baths ⋅ 955651 MLS ⋅ Sarah Clay

Timeless details meets thoughtful classic character in this beautiful turn-of-the-century home! Brimming with character and craftsmanship, this special property showcases stunning original woodwork, stained-glass windows, soaring 10’ ceilings, crown molding, hardwood floors, built-ins, and a charming bay window with window seat. A new roof was installed in July 2026, adding peace of mind to this already impressive home. The main level offers an inviting great room with a gas fireplace, formal dining room, dedicated office, convenient half bath, and a spacious eat-in kitchen featuring a farmhouse sink and solid-surface countertops. Upstairs, you’ll find a generous primary suite with walk-in closet, two additional bedrooms, a large full bath, and Mitsubishi split-system A/C for added comfort. Step outside and enjoy the covered front porch, fenced backyard, spacious deck, and peaceful koi pond—an ideal setting for relaxing or entertaining. The detached carriage house provides a 1.5-car garage plus bonus space for storage, hobbies, or additional workspace. The sale includes the additional parcel K48-25-00-03-09-032-00. Chair lift in the basement does not convey. A truly distinctive home offering character, space, and a wonderful blend of historic details and modern conveniences—a must-see!

204 Lafayette Avenue, Urbana

Courtesy of Sarah Clay and Local Roots Realty

$610,000

5 Beds ⋅ 7 Baths ⋅ 950919 MLS ⋅ Kristann Wages

Located in the heart of Downtown Urbana, the Dr. Adam Mosgrove House at 127 Miami Street is a nationally recognized historic landmark built in 1833 and listed on the National Register of Historic Places. Zoned B-3, this Federal-style brick, two-and-a-half-story apartment building features five one-bedroom apartments with shared main-level laundry for tenant convenience, an unfinished top-floor unit with expansion potential, and an additional vacant lot, along with a walk-out lower-level commercial unit addressed as 109 W Walnut Street, currently occupied by a plumbing business that has operated at this location for 72 years.

127 Miami Street, Urbana

Courtesy of Kristann Wages and Keller Williams Home Town Rlty

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