Urbana Homes with Unfinished Basement

Welcome to Urbana, a charming city located in Champaign County, Ohio. Known for its small-town charm and friendly community, Urbana offers a peaceful and welcoming atmosphere for residents and visitors alike.

Situated in the heart of Ohio, Urbana boasts a rich history and a strong sense of community. With its picturesque streets lined with historic homes and beautiful parks, this city is a perfect place to call home.

One of the notable features of homes in Urbana is the availability of properties with unfinished basements. These homes offer a unique opportunity for homeowners to customize and add their personal touch to their living space. Whether you're looking to create a cozy family room, a home gym, or simply need extra storage space, an unfinished basement provides endless possibilities.

With the option to finish the basement according to your own preferences and needs, you can truly make your house a home. From adding extra bedrooms to creating a home office, the unfinished basement allows you to maximize your living space and tailor it to your lifestyle.

Urbana's real estate market offers a variety of homes with unfinished basements, ensuring there is something to suit every taste and budget. Whether you're a first-time homebuyer or looking to upgrade, Urbana's real estate market has options for everyone.

If you're searching for a city that combines small-town charm with the opportunity for personalization, Urbana should be at the top of your list. Explore the homes with unfinished basements in Urbana and discover the perfect place to create your dream home.

Newest Urbana Homes with Unfinished Basement

$415,900

5 Beds ⋅ 2 Baths ⋅ 968469 MLS ⋅ Ronald L Grout

Step into this gorgeous 1873 historical home, where timeless character and charm meet easy access to thriving downtown Urbana. Offering over 3,200 sq. ft., 5 bedrooms, and 2 baths, this stately residence also features a beautiful three-season room currently enjoyed year-round, along with a convenient carriage-style garage. Recent updates include a new roof on the home, a new metal roof on the sunroom, new gutters, exterior paint, new AC 2nd Floor and a new soft water softener—making this home an absolute showstopper. Schedule tour today

590 Scioto Street, Urbana

Courtesy of Ronald L Grout and BHHS Professional Realty

$230,000

3 Beds ⋅ 2 Baths ⋅ 968666 MLS ⋅ Robbin Kramer

This rural, Urbana Schools property has so much potential. Check out this 1 acre property with 20x30 detached garage as well as a 30x27 pole barn with concrete floor. Plenty of space for play, gardening and/or private entertaining. The home is spacious and the owners suite is on the second level with a full bathroom. Home needs some TLC, but has a lot to offer. Motivated Seller and immediate possession.

1353 Three Mile Road, Urbana

Courtesy of Robbin Kramer and Howard Hanna Real Estate Serv

$324,900

4 Beds ⋅ 1 Baths ⋅ 968285 MLS ⋅ Jessica Bettinger

Discover the perfect blend of country living and modern convenience with this adorable ranch home situated on a spacious 2- acre lot! Offering comfortable single- story living, this 4- bedroom 1 bath home is ideal for anyone looking for extra elbow room, outdoor enjoyment, and proximity to town! Property highlights include: Detached 2 car garage with valuable additional space ideal for a workshop, hobby area, or extra storage, serene outdoor space featuring mature fruit trees and plenty of room for gardening, recreation, or expanding your living space, situated right next to the Urbana Country Club! The beautiful surroundings and peaceful views are just minutes from charming downtown Urbana for shopping, dining, and schools. Whether you're looking for room to grow, space for tools & toys, or a tranquil setting close to town, this home offers endless potential. Schedule your showing today!

4983 E Us Highway 36, Urbana

Courtesy of Jessica Bettinger and Glasshouse Realty Group

$595,000

4 Beds ⋅ 4 Baths ⋅ 966118 MLS ⋅ Tamara Comer

Classic style with modern amenities. This home has been completely renovated top to bottom and includes a huge addition. Taken down to the studs, this home has been built with style and livability in mind. New flooring throughout. All new bathrooms, and kitchen. Beautiful cabinetry and granite countertops. All new appliances. All new fixtures throughout. The first floor offers a living room and an additional sitting room at the entrance. There is a laundry room, a full bath, a large pantry and a sunroom/mudroom on the first floor. There are 4 bedrooms. One bedroom and en-suite on the first floor with a second owners suite with en suite on the second floor. Both have large walk in closets. 2 additional bedrooms and a full bath complete the second floor. Fresh exterior with a new roof, new hvac system, new front porch and concrete steps and new concrete side steps. 3 car attached garage This home offers curb appeal and custom interior design. Square footage provided by seller includes built on addition- to be verified by buyer.

708 N Oakland Street, Urbana

Courtesy of Tamara Comer and Coldwell Banker Heritage

$214,900

3 Beds ⋅ 2 Baths ⋅ 967636 MLS ⋅ V Patrick Hamilton

Discover the character and charm of this spacious home offering over 1800 square feet of living space and a flexible layout. Currently set up as a single-family residence, the home was previously used as two apartments and could be perfect for multi-generational living. The main level features large, inviting rooms, including a spacious eat-in kitchen (appliances stay), a separate dining room and a convenient main level bedroom. There is also a full bathroom on each level, one upstairs and one downstairs. Just off the kitchen, a large pantry provides additional storage and offers convenient access to the attached two-car garage. There is also plenty of off-street parking. Upstairs you'll find two additional bedrooms, another full bath and a second kitchen. With some minor modifications, this level could potentially function as a separate apartment with its own private entrance. The home is equipped with two separate HVAC systems, one serving each level, and includes two ranges and two refrigerators. There is a fenced backyard, and you can enjoy the outdoors from the private porch and paver patio off the kitchen, which is perfect for grilling out or relaxing over an evening dinner. A full basement provides even more storage and utility space. Throughout the home you'll find the character and charm of an older home combined with a practical, flexible floor plan. A new roof was installed in August 2025. Conveniently located close to downtown Urbana, this home is near restaurants, shopping, entertainment and more. Whether you're looking for a spacious single-family home or a property with potential for multi-generational living, rental income or a future two-unit setup, this property offers plenty of possibilities.

234 Laurel Oak Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$210,000

3 Beds ⋅ 1 Baths ⋅ 966265 MLS ⋅ Maurice Carpenter

Welcome home to this inviting 3 bedroom home filled with character and plenty of space to enjoy. The kitchen opens into a large dining room, creating a great space for everyday meals and entertaining, while updated flooring and a neutral color palette carry throughout the home, creating a cohesive feel. The bathroom features an updated vanity and tiled tub surround, and the spacious laundry room offers plenty of additional storage. Upstairs, you’ll find three bedrooms with charming architectural details. Outside, the fully fenced backyard provides plenty of room for pets, play, gardening, or gatherings. Off street parking adds to the convenience. A welcoming home with plenty of space inside and out, ready for its next owner!

219 Orange Street, Urbana

Courtesy of Maurice Carpenter and Gallery Homes Real Estate, LLC

$369,900

5 Beds ⋅ 4 Baths ⋅ 965813 MLS ⋅ V Patrick Hamilton

Offering nearly 2,900 square feet of beautifully updated living space, this stunning home features 16 rooms to include 4, possibly 5 bedrooms, 3 full baths and 1 half bath. The generous floor plan provides endless possibilities for room arrangements, making it easy to create the perfect spaces for entertaining, working from home, hobbies or multi-generational living. From the moment you step through the door, you'll fall in love with the home's timeless character and charm. A grand foyer welcomes you with an impressive winding staircase, while incredible woodwork, gleaming hardwood floors and more than 20+ windows fill the home with warmth and natural light. The inviting front porch is the perfect place to meet new neighbors, while the spacious rear deck overlooks a newly privacy-fenced backyard, creating additional outdoor living space to enjoy throughout the warmer months. The all-new kitchen is sure to impress with an abundance of cabinetry, granite countertops, stainless steel appliances and cabinet storage that will exceed your expectations. It flows seamlessly into the large breakfast room and formal dining room, making everyday living and entertaining effortless. Finishing out the main level is a flex room that could serve as a main level bedroom with an adjoining bath and a laundry room, with a new stacked washer and dryer, and convenient access to the back staircase. Upstairs you'll find 4 spacious bedrooms, 2 full baths and a study or home office area. Additional features include a basement, off street parking and a quiet street with no through traffic. Located just a short distance from the high school and Friday night football games, this exceptional home truly has it all, character, modern updates, expansive living space and an unbeatable location.

448 Lafayette Avenue, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$249,900

4 Beds ⋅ 2 Baths ⋅ 961713 MLS ⋅ Tiffany A Lobertini

Discover the charm of this craftsman style residence, a welcoming haven designed for comfortable living. The exterior boasts a distinctive metal roof and an inviting front porch, enhancing its classic curb appeal with a combination of brick and siding construction. Natural light floods the interior, highlighting the elegant wood floors and freshly installed carpeting found throughout. The living areas are thoughtfully designed for both relaxation and entertaining, with ceiling fans providing comfort. The dining room is open to the kitchen offering ample space for entertaining. The heart of the home features a spacious kitchen equipped with a dishwasher, refrigerator, and microwave, complemented by a stylish kitchen island that is perfect for culinary endeavors and casual dining. Retreat to the comfortable bedrooms, many of which feature plush carpeting and convenient walk-in closets, ensuring ample storage and a serene atmosphere. A full, unfinished basement offers plenty of room for storage or additional use. Outside, a generous deck overlooks a private, fenced backyard, creating an ideal setting for outdoor gatherings and peaceful moments. A detached shed offers practical storage solutions. This home truly combines comfort, style, and functionality.

236 Lincoln Place, Urbana

Courtesy of Tiffany A Lobertini and Howard Hanna Real Estate Serv

$278,100

5 Beds ⋅ 3 Baths ⋅ 961950 MLS ⋅ Jennifer Coey

Motivated Seller welcomes offers......Offering over 3,400 sq ft of living space, this 5-bedroom, 2.5-bath masterpiece delivers exquisite quality and character at every turn. An expansive, open-concept family room features a large picture window framed by peaceful views of deer frequenting your private, deeply set backyard. A Chef's Delight: The gourmet kitchen boasts custom cabinetry, durable Corian countertops, a massive walk-in pantry, and an abundance of high-quality storage designed for effortless entertaining. Grand Living: Greet guests in the stately foyer before leading them into the formal dining room, highlighted by soaring ceilings and a classic bay window. Nearby, an elegant front parlor behind French doors offers possibilities of a home office, library, or private retreat. Thoughtfully designed for effortless living, this home features rare dual laundry hookups on both the first and second floors. The main-level utility suite also provides extra storage and room for an extra freezer. Perfect for main-level accessibility, the first-floor full bath showcases a pristine, newly installed walk-in shower equipped with seating and custom grab bars. This turnkey boasts a brand-new natural gas furnace, a newer water heater, new energy-efficient double-pane insulated windows, a newer roof with gutter guards, and an expanded basement fortified with a professional, fully transferable Everdry waterproofing system. Nestled on a large, shaded lot, the exterior serves as your own private sanctuary, complete with a 2+ car garage and a matching storage shed. In 2012, the addition/basement and other upgrades were all done. Also, USA foam insulation throughout.

613 Boyce Street, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$250,000

3 Beds ⋅ 2 Baths ⋅ 961208 MLS ⋅ Lisa Smedley

A fully remodeled farmhouse-style kitchen was completed in 2026 and features a new GE refrigerator, range, and dishwasher, along with a built-in Whirlpool microwave. Updates also include new cabinets, countertops, flooring, backsplash, and sink, creating a warm, inviting space. Adjacent to the kitchen are a utility room, a tastefully updated half bath, and a spacious 19 X11-foot enclosed porch. A new deck was added in 2023 that spans the back of the house and then wraps around one side. The main floor also offers a living room with exposed beams, hardwood floors, and a wood-burning stove. French doors open from there to a formal dining area where you have now circled back to that beautiful new kitchen. Most of the lighting has been replaced. The roof was replaced in 2024. The bedrooms are on the second floor which has all new flooring in April of 2025. The primary bedroom almost feels like it could have been two rooms originally as it is extra-large with two closets. There is a full bath with double vanity. This Old-Style home is conveniently located in very close proximity to downtown and the fairgrounds. In addition to the home this property sits on a total of 3 parcels which includes .82 of an acre lot plus loads of parking space. It also includes a powered 21x15 shed, a raised garden area and a tree lined view. They also added a fence that encloses the upper part of yard. Champaign County qualifies for several rural and government-backed loans you may want to explore offering low to 0 down-payments. Opportunities like this are rare, don't miss your chance to make this unique property your own!

131 Hill Street, Urbana

Courtesy of Lisa Smedley and Home City Real Estate

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