Urbana Homes with Unfinished Basement

Welcome to Urbana, a charming city located in Champaign County, Ohio. Known for its small-town charm and friendly community, Urbana offers a peaceful and welcoming atmosphere for residents and visitors alike.

Situated in the heart of Ohio, Urbana boasts a rich history and a strong sense of community. With its picturesque streets lined with historic homes and beautiful parks, this city is a perfect place to call home.

One of the notable features of homes in Urbana is the availability of properties with unfinished basements. These homes offer a unique opportunity for homeowners to customize and add their personal touch to their living space. Whether you're looking to create a cozy family room, a home gym, or simply need extra storage space, an unfinished basement provides endless possibilities.

With the option to finish the basement according to your own preferences and needs, you can truly make your house a home. From adding extra bedrooms to creating a home office, the unfinished basement allows you to maximize your living space and tailor it to your lifestyle.

Urbana's real estate market offers a variety of homes with unfinished basements, ensuring there is something to suit every taste and budget. Whether you're a first-time homebuyer or looking to upgrade, Urbana's real estate market has options for everyone.

If you're searching for a city that combines small-town charm with the opportunity for personalization, Urbana should be at the top of your list. Explore the homes with unfinished basements in Urbana and discover the perfect place to create your dream home.

Newest Urbana Homes with Unfinished Basement

$385,000

3 Beds ⋅ 1 Baths ⋅ 964406 MLS ⋅ Jennifer Coey

Welcome home to your dream mini-farm! Offering perfect ''farmhouse'' charm in a picturesque country setting, this property is a rare find. Nestled on 3 scenic acres (including 2 acres of prime tillable ground or pasture), it's fully set up for your (4-H)animals and outdoor hobbies. Highlights: Large barn with a hayloft, partial concrete flooring for livestock, a pasture area, a storage shed, and mature fruit trees. Outdoor Living: Watch the sunrise from your cozy front porch, or host weekend barbecues on the spacious back patio. The House: Features 3 bedrooms upstairs, lovely updated flooring on the first floor, and a versatile downstairs flex room perfect for an office or den. Two enclosed back porches make excellent mudrooms to keep the country dirt out of the main house and provide extra storage space. Detached 2+ Car Garage: Built in 2019, complete with openers and a workshop area. Major Improvements: Enjoy worry-free living with an extensively updated infrastructure, including a new barn roof (2025), water heater & water softener (2024), house roof (2023), pressure tank (2019), septic system (2013), electrical panel (2012), and furnace (2005). Bring your dreams, your animals, and make this beautiful farmhouse your own! No updates left to do, just move in and enjoy the countryside life! A swift commute to Marysville, London, Bellefontaine and even Columbus.

2099 S Mutual Union Road, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$299,900

4 Beds ⋅ 1 Baths ⋅ 961949 MLS ⋅ Jennifer Coey

This property is a well-maintained, minimal-maintenance structure that is very sturdy and solid. This home is roomy and has ample storage inside. One room on the main floor was used as a bedroom. A surprisingly nice-sized pantry, kitchen, and bath had been remodeled in the 1980s with quality solid oak cabinets and ceramic tile backsplash. The garage is 1+ car in size with an additional work area and storage. You'll love relaxing on the back deck and pergola, admiring the oasis of a yard with beautiful flowers. The Large front porch is for enjoying the nice weather, and you can see the ball diamond. Possibly one of the upstairs bedrooms could be converted into a second full bath and a walk-in closet if desired. Additionally, Roof replaced 2019, septic pumped 2025, fence installed 2018, and RUUD energy-efficient furnace and A/C 1999 from R & R Heating. Windows had been replaced with Pella, double-pane, insulated, and fold-in for cleaning. Some floors are ceramic tile, laminate and carpet.

1450 Kennard Kingscreek Road, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$336,000

3 Beds ⋅ 2 Baths ⋅ 963068 MLS ⋅ Krista Carafa

Welcome to Scioto Street, where historic charm meets modern comfort. Nestled just blocks east of Urbana's vibrant Monument Square District, this beautifully preserved 3-bedroom, 2-bath home offers the perfect blend of timeless character and thoughtful updates. It is truly move-in ready. Step inside and be captivated by rich hardwood floors, soaring ceilings, and stunning original, unpainted woodwork that highlights the craftsmanship of a bygone era. Multiple decorative fireplaces and generously sized rooms create a warm, inviting atmosphere throughout. Recent upgrades! Including a new furnace and central air system, updated roof, and modernized electrical and plumbing. Delivering peace of mind while preserving the home's historic integrity. Enjoy your mornings on the expansive front porch, or host gatherings on not one, but two private decks. Perfect for entertaining! The property also features a spacious 2-car garage and partial fencing on both sides, offering added privacy and convenience. A true hidden gem awaits on the fully finished third floor! It is an ideal flex space for a game room, media lounge, or additional living area to suit your lifestyle. Located just minutes from downtown Urbana's shops, dining, and everyday amenities, this home provides the charm of a picturesque historic neighborhood with easy access to everything you need. Don't miss your chance to own a piece of Urbana's history on one of its most sought-after streets. Agent is related to the seller.

596 Scioto Street, Urbana

Courtesy of Krista Carafa and Red 1 Realty

$165,000

2 Beds ⋅ 1 Baths ⋅ 963016 MLS ⋅ Virginia Bystrek

Discover an exceptional opportunity in Urbana, where classic charm meets modern potential. This delightful single-family residence, nestled in a vibrant neighborhood, offers a canvas for creating your ideal living space. The property's manageable size and prime location provide a unique advantage for those seeking a harmonious blend of comfort and accessibility. Embrace the chance to transform this inviting home into a personalized sanctuary. This charming one-story dwelling features two bedrooms and a full bathroom, perfectly suited for comfortable living. The generous lot size of 0.17 acres provides ample outdoor space for relaxation or future enhancements. Imagine cultivating a beautiful garden or establishing an outdoor entertaining area in this expansive setting. The property’s excellent location in Urbana offers convenient access to local amenities and community attractions, making it an ideal choice for a balanced lifestyle. Don't let the square footage of this home fool you, it feels so much bigger than the actual numbers with its full unfinished basement to do just about anything you want with. Enjoy the ease of reaching everyday necessities while residing in a tranquil residential environment. This home is a true gem, offering endless possibilities to craft a truly unique living experience. Brand New Water Heater, HVAC in 2019.

121 Hitt Street, Urbana

Courtesy of Virginia Bystrek and Howard Hanna Real Estate Serv

$249,900

4 Beds ⋅ 2 Baths ⋅ 961713 MLS ⋅ Tiffany A Lobertini

Discover the charm of this craftsman style residence, a welcoming haven designed for comfortable living. The exterior boasts a distinctive metal roof and an inviting front porch, enhancing its classic curb appeal with a combination of brick and siding construction. Natural light floods the interior, highlighting the elegant wood floors and freshly installed carpeting found throughout. The living areas are thoughtfully designed for both relaxation and entertaining, with ceiling fans providing comfort. The dining room is open to the kitchen offering ample space for entertaining. The heart of the home features a spacious kitchen equipped with a dishwasher, refrigerator, and microwave, complemented by a stylish kitchen island that is perfect for culinary endeavors and casual dining. Retreat to the comfortable bedrooms, many of which feature plush carpeting and convenient walk-in closets, ensuring ample storage and a serene atmosphere. A full, unfinished basement offers plenty of room for storage or additional use. Outside, a generous deck overlooks a private, fenced backyard, creating an ideal setting for outdoor gatherings and peaceful moments. A detached shed offers practical storage solutions. This home truly combines comfort, style, and functionality.

236 Lincoln Place, Urbana

Courtesy of Tiffany A Lobertini and Howard Hanna Real Estate Serv

$299,950

5 Beds ⋅ 3 Baths ⋅ 961950 MLS ⋅ Jennifer Coey

Motivated Seller welcomes offers......Offering over 3,400 sq ft of living space, this 5-bedroom, 2.5-bath masterpiece delivers exquisite quality and character at every turn. An expansive, open-concept family room features a large picture window framed by peaceful views of deer frequenting your private, deeply set backyard. A Chef's Delight: The gourmet kitchen boasts custom cabinetry, durable Corian countertops, a massive walk-in pantry, and an abundance of high-quality storage designed for effortless entertaining. Grand Living: Greet guests in the stately foyer before leading them into the formal dining room, highlighted by soaring ceilings and a classic bay window. Nearby, an elegant front parlor behind French doors offers possibilities of a home office, library, or private retreat. Thoughtfully designed for effortless living, this home features rare dual laundry hookups on both the first and second floors. The main-level utility suite also provides extra storage and room for an extra freezer. Perfect for main-level accessibility, the first-floor full bath showcases a pristine, newly installed walk-in shower equipped with seating and custom grab bars. This turnkey boasts a brand-new natural gas furnace, a newer water heater, new energy-efficient double-pane insulated windows, a newer roof with gutter guards, and an expanded basement fortified with a professional, fully transferable Everdry waterproofing system. Nestled on a large, shaded lot, the exterior serves as your own private sanctuary, complete with a 2+ car garage and a matching storage shed. In 2012, the addition/basement and other upgrades were all done. Also, USA foam insulation throughout.

613 Boyce Street, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$265,000

3 Beds ⋅ 2 Baths ⋅ 961208 MLS ⋅ Lisa Smedley

Due to the location in Champaign County there are a number of rural and government backed loans you may qualify for such including USDA check with your favorite lenders! This Old-Style home is a rare find as it's .83 of an acre and conveniently located in very close proximity to downtown and the fairgrounds. In addition to the home this property sits on a total of 3 parcels which includes over a half-acre lot plus loads of parking. It also includes a 21x15 shed, a raised garden area and a tree lined view. A new deck was added in 2023 that spans the back of the house and then wraps around the one side. There is also a welcoming front porch that leads into the main floor which includes a large living room with exposed beams, hardwood floors, and a wood-burning stove. Most of the lighting has been updated in the last few years. French doors open to the dining room and to a completely remodeled spacious kitchen with new GE refrigerator, range, dishwasher plus a built-in whirlpool microwave as well as new cabinets, countertops, flooring, backsplash, sink and flooring. Sitting adjacent to the kitchen is a utility room, a nicely updated half bath, access to the cellar and then the bonus of a cheery window-filled sunroom with views of the beautiful backyard. The bedrooms are on the second floor which has all new flooring in April of 2025. The primary bedroom almost feels like it could have been two rooms originally as it is extra-large with two closets. There is a full bath with a double vanity. The roof was new in 2024, the deck in 2023, the fence that encloses the upper part of yard and privacy fence by the parking area in 2022. The kitchen in 2026. Opportunities like this are rare, don't miss your chance to make this unique property your own.

131 Hill Street, Urbana

Courtesy of Lisa Smedley and Home City Real Estate

$214,900

4 Beds ⋅ 2 Baths ⋅ 954081 MLS ⋅ Samantha Kelley

MOTIVATED SELLER This two-story home in Urbana offers 1,977 square feet of living space on a 1.47-acre lot. The property includes four bedrooms and two bathrooms. Interior features include wood flooring and a kitchen equipped with a range, refrigerator, microwave, and disposal. A deck and porch provide outdoor space. The washer and dryer are included with the home. The property is located in a rural setting with access to local amenities. Great opportunity to build equity! This home offers great bones and plenty of potential. With some cosmetic updates and personal touches, it could truly shine. Ideal for investors, DIY enthusiasts, or buyers looking to customize a home to their taste.

3263 S Us Highway 68, Urbana

Courtesy of Samantha Kelley and Sheridans LLC

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