Montgomery County Homes under $200,000

Welcome to Montgomery County, Ohio, a vibrant community that perfectly blends suburban charm with urban convenience. Nestled just north of Cincinnati, Montgomery County boasts a rich history, diverse neighborhoods, and an array of recreational opportunities, making it an ideal place to call home.

For those seeking affordable housing options, Montgomery County has an impressive selection of homes available for under $200,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, this area offers a variety of properties to suit your needs. From cozy single-family homes to charming bungalows, you’ll find options that provide both comfort and value. Many homes in this price range feature spacious yards, modern amenities, and access to excellent local schools, parks, and community services.

The county is known for its welcoming atmosphere and strong sense of community. Residents enjoy a variety of local events, farmers' markets, and festivals that foster connections among neighbors. Additionally, Montgomery County is home to several parks and recreational areas, perfect for outdoor enthusiasts looking to explore nature or engage in sports activities.

With easy access to major highways and public transportation, commuting to nearby cities for work or leisure is a breeze. Montgomery County truly offers the best of both worlds: a peaceful suburban lifestyle with the excitement of urban amenities just a stone’s throw away.

Discover the charm and affordability of Montgomery County, Ohio, where your dream home awaits at an unbeatable price. Let us help you find the perfect property that fits your lifestyle and budget!

Newest Montgomery County Homes under $200,000

$32,500

2 Beds ⋅ 2 Baths ⋅ 971082 MLS ⋅ Cora H Diggs

Enjoy the cute and cozy style of living. Features 2 bedrooms, 1.5 baths and eat in kitchen. Inside, the residence features a cozy style of living with two bedrooms, one full bathroom, and a half bath. The eat-in kitchen is equipped with wood cabinetry, tiled floors, a cooktop, a range, a refrigerator, and a microwave. An open layout seamlessly connects the kitchen to the dining space and comfortable lounge area, where a breakfast bar creates an integrated gathering space. The location is a proud pleaser being close to the Miami Valley Gaming.

5159 Silverdome Dr Unit 32, Dayton

Courtesy of Cora H Diggs and Howard Hanna Real Estate Serv

$125,000

2 Beds ⋅ 3 Baths ⋅ 971048 MLS ⋅ Chris Zimmer

This well-kept 2-bed, 2.5-bath townhome-style condo offers 1,188 sq ft of comfortable living space. Natural light fills this entire end-unit condo. As you walk in, the living room features a fireplace and an easy flow into the kitchen. The kitchen provides plenty of cabinet and counter space and opens to the dining area, where a sliding door leads to a private fenced-in patio. A half bath and laundry room complete the main level. Upstairs, both bedrooms include walk-in closets and their own full bathrooms, offering ideal privacy. The outdoor patio is perfect for relaxing or entertaining, and the community location provides convenient access to Cox Arboretum, shopping, restaurants, and recreation. A great opportunity for low-maintenance living in a convenient location.

6480 Quintessa Court, West Carrollton

Courtesy of Chris Zimmer and Coldwell Banker Heritage

$199,900

2 Beds ⋅ 1 Baths ⋅ 970809 MLS ⋅ Indy J Sumner

Darling, Updated 2 Bedroom Vinyl Sided home on a basement. Attached 1 car Garage. Porch, Deck and a Mostly Fenced Backyard. Updates: 2026: Kitchen Cabinets, Butcher Block Kitchen Counter, Push Button Disposal, LVP Flooring on Main floor, Blinds, Sump Pump, Fresh Paint, Mortice Locks, 2020: Vinyl Siding, Concrete Driveway, 2013: Roof 2003: Replacement Windows A most inviting home! (some pictures have been virtually staged)

2812 White Oak Drive, Dayton

Courtesy of Indy J Sumner and Coldwell Banker Heritage

$114,900

2 Beds ⋅ 1 Baths ⋅ 971019 MLS ⋅ Emily Tith

Welcome home to this charming bungalow situated on a spacious lot! Enjoy the inviting front porch, fresh paint throughout, new carpet in the living room, and hardwood floors in the bedrooms. The roof and furnace are approximately 6 years old, and the water heater is just 2 years old. With its welcoming character, fresh updates, and generous outdoor space, this home is ready for its next owner!

2144 Keenan Avenue, Dayton

Courtesy of Emily Tith and Irongate Inc.

$24,924

2 Beds ⋅ 1 Baths ⋅ 971053 MLS ⋅ Kurt Polter

Court Ordered Sale by Private Selling Officer. Auction ends on October 21, 2026. All information we have on the property is included. We have no additional information, property condition is unknown. Information is thought to be correct but not guaranteed. 10% Buyer Premium added to the high bid, $5,000 deposit is due within 24 hours of bidding end.

1309 Ames Avenue, Dayton

Courtesy of Kurt Polter and Prodigy Properties

$51,804

4 Beds ⋅ 2 Baths ⋅ 971042 MLS ⋅ Kurt Polter

Court Ordered Sale by Private Selling Officer. Auction ends on October 20, 2026. All information we have on the property is included. We have no additional information, property condition is unknown. Information is thought to be correct but not guaranteed. 10% Buyer Premium added to the high bid, $5,000 deposit is due within 24 hours of bidding end.

8972 Number Nine Road, Brookville

Courtesy of Kurt Polter and Prodigy Properties

$49,900

3 Beds ⋅ 1 Baths ⋅ 971040 MLS ⋅ Dylan Richey

**FIXER-Upper Opportunity – Cash Only, Sold As-Is!** Bring your vision to this spacious Dayton property offering plenty of room and potential. The second floor features **3 large bedrooms and a full bathroom**, while the first floor offers a generous living room, dining room, kitchen, and a convenient rear mudroom/laundry area with first-floor laundry. A **large full basement** provides excellent additional storage space, and the detached garage offers even more storage or workspace potential. This property is being sold **cash only and strictly as-is**. Buyer to conduct their own due diligence and inspections. Great opportunity for an investor or buyer looking for a renovation project with a functional layout and plenty of space. Agent owned.

152 E Parkwood Drive, Dayton

Courtesy of Dylan Richey and Streetlight Realty LLC

$139,900

3 Beds ⋅ 1 Baths ⋅ 971002 MLS ⋅ Taylor Yount

Beautifully remodeled 3-bedroom, 1-bath brick ranch offering 1,050 sq ft of updated living space. Extensive improvements include a new roof, HVAC system, water heater, electrical panel, and updated plumbing. The interior features new flooring and light fixtures throughout. The updated kitchen showcases new cabinetry, granite countertops, a tile backsplash, stainless steel appliances, and a center island, complemented by stylish gold accents. The remodeled bathroom features a tile tub and shower combination with coordinating gold finishes. Outside, enjoy a fenced yard, carport, covered front porch, and covered rear porch. With extensive updates and modern finishes throughout, this home is ready for its next owner to enjoy.

5250 Whaley Drive, Dayton

Courtesy of Taylor Yount and Streetlight Realty LLC

$78,000

3 Beds ⋅ 1 Baths ⋅ 971025 MLS ⋅ Aaron Brailer

Great opportunity to buy this cape cod style fixer upper built in 1949, located in Dayton, OH and sitting on a .185 acre lot (61x132). The interior has 1008 sq. ft. with 3 bedrooms and 1 bathroom plus a full basement.

3215 Cornell Drive, Dayton

Courtesy of Aaron Brailer and RealHome Services and Solution

$145,000

3 Beds ⋅ 2 Baths ⋅ 970589 MLS ⋅ Cayla Forest

Move-in ready and priced to sell! This beautifully updated 3-bedroom, 2 full-bath home offers the perfect combination of comfort, style, and value. Step inside to find fresh paint, brand-new carpet, and updated bathrooms that give the home a fresh, inviting feel. The kitchen features all brand-new appliances, making settling into your new home even easier! Outside, you'll love the generously sized backyard with plenty of room for outdoor activities, entertaining, or simply enjoying the outdoors. The spacious enclosed back patio provides additional space to relax and unwind year-round. With the updates already done, this home is ready for you to move right in and start making memories. Don't miss your opportunity to make it yours—schedule your private showing today!

5216 Hoover Avenue, Dayton

Courtesy of Cayla Forest and Keller Williams Community Part

$165,000

3 Beds ⋅ 1 Baths ⋅ 970937 MLS ⋅ Derek Mobley

Fresh updates, convenient location, and easy one-level living, this brick ranch checks all the boxes! Offering 3 bedrooms, 1 full bath, a 20x12 Florida room, and a 2-car detached garage, this move-in-ready home combines comfort, convenience, and low-maintenance living. Step inside to find fresh paint and new flooring that give the home a clean, updated feel throughout. The eat-in galley kitchen features new countertops, ample cabinet space, and appliances that stay with the home, making your move even easier! The Florida room provides additional space to relax, unwind, or entertain while enjoying views of the outdoors. Additional improvements reported by previous owners include updated electrical service in 2022 and a dishwasher installed in 2023. Conveniently located with easy access to Wright-Patterson Air Force Base, downtown Dayton's restaurants, shopping, and entertainment, as well as I-75, I-675, and US-35, making commuting a breeze! Whether you're a first-time buyer, looking to downsize, or searching for a great investment opportunity, this home has plenty to offer. Move-in ready and waiting for its next owner. Schedule your showing today!

23 N Cherrywood Avenue, Dayton

Courtesy of Derek Mobley and Keller Williams Community Part

$105,000

3 Beds ⋅ 1 Baths ⋅ 970672 MLS ⋅ Andrew Gray

Welcome to 513 Huffman Avenue, a solid, well-maintained investment property offering durability, dependable rental income, and long-term stability. Currently rented at $1,250 per month under a newly signed two-year lease, this property provides immediate income from established tenants who have called the property home for an impressive 15 years. Built with longevity in mind, this home features durable construction, a solid foundation, and major mechanical improvements that help reduce future maintenance concerns. Recent upgrades include a new HVAC system and newer furnace, providing efficient heating and cooling while minimizing significant near-term mechanical expenses. The property also offers a spacious layout and a rear parking pad for convenient off-street parking. Tenants are responsible for all utilities, helping keep operating expenses low and maximizing the property’s income potential. With established long-term tenants, a newly secured two-year lease, major mechanical updates, and minimal owner-paid utility expenses, 513 Huffman Avenue presents an excellent opportunity for investors seeking consistent rental income and long-term value. Whether you’re expanding your rental portfolio or purchasing your first investment property, this is a solid income-producing asset with cash flow from day one! Property is agent owned.

513 Huffman Avenue, Dayton

Courtesy of Andrew Gray and eXp Realty

Start Your Search

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Real Estate Company are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®