Montgomery County Homes under $500,000

Welcome to Montgomery County, Ohio—where suburban charm meets urban convenience! Nestled just north of Cincinnati, this vibrant community offers a delightful blend of picturesque neighborhoods, top-notch schools, and an array of recreational opportunities. With its tree-lined streets and friendly atmosphere, Montgomery is the perfect place for families, professionals, and retirees alike.

One of the most appealing aspects of Montgomery County is its impressive real estate market. For homebuyers seeking value without compromising on quality, there are fantastic options available under $500,000. From charming single-family homes to modern townhouses, this price range offers a variety of styles and sizes to suit every lifestyle. Many homes feature spacious yards, updated interiors, and access to community amenities, making them ideal for both entertaining and everyday living.

Montgomery is not just about beautiful homes; it’s also about a fulfilling lifestyle. Residents enjoy easy access to a plethora of parks, shopping centers, and dining options. The county is known for its excellent public schools, ensuring that families have access to quality education. Plus, with Cincinnati just a short drive away, you can easily enjoy the cultural, culinary, and entertainment offerings of a major city while retreating to the tranquility of suburban life.

Whether you’re a first-time homebuyer or looking to downsize, Montgomery County offers a welcoming environment and a wealth of opportunities. Explore the homes under $500,000 and discover your dream home in this delightful Ohio community today!

Newest Montgomery County Homes under $500,000

$269,000

3 Beds ⋅ 2 Baths ⋅ 970981 MLS ⋅ Jesse Doyle

Just minutes from The Fraze, this beautifully updated Kettering home blends modern style, thoughtful upgrades, and versatile living spaces in a location you’ll love. Step inside to discover an abundance of natural light pouring through new windows, complemented by fresh LVP flooring and modern lighting throughout. The brand-new kitchen is a standout, featuring luxurious cabinetry, quartz countertops, and brand-new stainless steel appliances—creating a beautiful, functional space ready for everyday living and entertaining. With three bedrooms and one full bath plus a half bath, this home offers flexibility to fit your lifestyle. The massive finished third bedroom is a true bonus, featuring its own split-unit heating and air conditioning for year-round comfort and endless possibilities as a private retreat, home office, creative studio, or guest space. The finished basement adds even more living and entertaining potential, complete with LVP flooring, updated lighting, and a mini kitchen featuring a bar sink, wine fridge, and abundant cabinetry. A convenient half bath and spacious laundry area with a utility sink add to the home’s functionality. Outside, enjoy a large fenced backyard with a covered patio extending the full length of the home—perfect for relaxing, hosting friends, or enjoying outdoor living in any season. An attached garage with an additional storage room provides even more space for your tools, hobbies, and seasonal items. Major updates offer added peace of mind, including a new roof and boiler within the last three years, plus a new HVAC in 2026.

541 Monteray Avenue, Dayton

Courtesy of Jesse Doyle and Streetlight Realty LLC

$279,900

3 Beds ⋅ 3 Baths ⋅ 970987 MLS ⋅ Cory Allen

Spacious, updated, and ready for a new owner, this great tri-level home on a quiet Kettering street is ready for a new owner to call it "Home". Three spacious bedrooms, plus a bonus room in the basement that could be used as a fourth bedroom! Brand new kitchen, updated bathrooms, new flooring throughout, fresh paint, and so much more! Spacious yard with plenty of room! Convenient location, close to schools, shopping, highways, and more! Schedule a showing today!

2100 Carol Parkway, Kettering

Courtesy of Cory Allen and Streetlight Realty LLC

$159,900

4 Beds ⋅ 2 Baths ⋅ 970985 MLS ⋅ Cory Allen

Welcome home to this incredibly spacious, four-bedroom home! Stunningly remodeled and brought back to life with a brand new kitchen and bathrooms! Fresh paint throughout, all new flooring, light fixtures, and more! New roof and a one-car, detached garage! Full, unfinished basement, perfect for storage or finish to add even more living space! Don't miss out on this one! Schedule a showing today!

1955 Rugby Road, Dayton

Courtesy of Cory Allen and Streetlight Realty LLC

$139,900

2 Beds ⋅ 2 Baths ⋅ 970121 MLS ⋅ Karen S Ollier

Enjoy FIRST-FLOOR LIVING in the popular Village at Willow Creek community, where comfort, location, and an abundance of recreational amenities come together! No stairs to climb means bringing home groceries and everyday living couldn't be easier. This 2-bedroom, 2-full-bath condo offers a desirable split-bedroom floor plan, providing privacy for both residents and guests. The primary suite features its own private bathroom and walk-in closet, while the second bedroom, full bathroom, and second walk-in closet are ideally situated on the opposite side of the home. The spacious living and dining areas provide plenty of room to relax or entertain. Step outside to your private patio, perfect for enjoying your morning coffee or unwinding at the end of the day. While the interior offers an opportunity to make updates that reflect your personal taste, the functional floor plan provides a wonderful starting point. A detached one-car garage and additional storage unit off the hallway add everyday convenience, while the community's impressive amenities make this an especially appealing place to call home. Enjoy the outdoor swimming pool, clubhouse, fitness center, sauna, indoor hot tub, and recreational courts without the responsibilities of maintaining these amenities yourself! The HOA also includes water and trash service. Situated in Centerville, you are just minutes from Cornerstone, Costco, Kroger, Miami Valley Hospital South, restaurants, shopping, and convenient highway access. Why pay a premium for someone else's decorating choices when you can create a home that reflects your own style? Whether you're looking to simplify your lifestyle or enjoy the convenience of single-level living, this condo offers an opportunity to make it your own. Call now before someone else becomes the next happy owner!

1431 Hollow Run Unit 1, Centerville

Courtesy of Karen S Ollier and Irongate Inc.

$229,000

3 Beds ⋅ 2 Baths ⋅ 970956 MLS ⋅ Cathy McGrail

This well cared for 3 bed, 2 bath bi level in Englewood has been a steady home for many years, offering the kind of spaces that make life comfortable. The main level includes a living room and dining room. The owners raised children here, tended to the details, and made improvements that matter. The KITCHEN and BATHROOMS have been UPDATED, giving the home a fresh feel while still keeping its comfortable, lived in character. The driveway was redone, adding to the overall upkeep that’s easy to see from the moment you arrive. The lower level adds a family room that’s ideal for extra gathering space or quiet evenings in. A nice sized laundry room provides practical storage and workspace, and the covered patio extends the living area outdoors. With NO REAR NEIGHBORS, the backyard feels a bit more private than most. The 2 car garage adds convenience, and the location keeps you close to Englewood’s parks, shops, and amenities. It’s a solid, comfortable place that’s ready for someone new to settle in and start their own chapter

223 Eller Avenue, Englewood

Courtesy of Cathy McGrail and Keller Williams Home Town Rlty

$228,000

2 Beds ⋅ 2 Baths ⋅ 970946 MLS ⋅ Tamara Comer

This charming 2 bedroom 1.5 bath home offers beautiful wood floors, large windows that offer loads of natural light throughout and a sensible layout providing space for every need. The basement offers a large rec/tv room as well as a separate room for a gym, office or potential 3rd bedroom. Enjoy the front porch or the covered patio in the back completed with a fenced in yard and a 2 car garage. This house is nestled on a quiet street in a highly desirable Kettering location. Furnace 2020 AC 2026 Roof 2016

425 Rockhill Avenue, Kettering

Courtesy of Tamara Comer and Coldwell Banker Heritage

$24,900

2 Beds ⋅ 1 Baths ⋅ 970930 MLS ⋅ David Worrell

Property in need of major repair.

721 Watervliet Avenue, Dayton

Courtesy of David Worrell and Collins Real Estate Services

$199,900

2 Beds ⋅ 1 Baths ⋅ 970955 MLS ⋅ Jenna Townsend

Calling all investors, contractors, and flippers: a rare value-add opportunity on 1.3 combined acres in Washington Township, zoned for Centerville City Schools. Property includes a 1200 sqft main house plus around 800 sqft detached pole barn for storage, equipment, or workshop use. House needs a full renovation, including a roof replacement. Sold as-is; seller to make no repairs. Cash or renovation financing only. Buyer to verify all information

9541 Clyo Road, Dayton

Courtesy of Jenna Townsend and Irongate Inc.

$299,900

3 Beds ⋅ 3 Baths ⋅ 970953 MLS ⋅ Kenneth Nelson

Spacious and move-in ready, 3-bedroom, 2.5-bath home features maple cabinets & granite counters and tiled backsplash, a 2-car attached garage, and a bright, open-concept living room that flows into the kitchen. The second-floor Master suite is large with in-suite master bathroom and nice size walk in closet. The second floor utility room adds everyday convenience, while the large yard offers room to relax or play and a large back deck for grilling and entertaining. Ideally located just 6 miles from Downtown Dayton with easy access to major highways, shopping nearby at Miamisburg mall, dining, and entertainment. Large unfinished basement awaits your touches to create a nice rec-room or other additional space.

5108 Oak Avenue, Dayton

Courtesy of Kenneth Nelson and InternetAgents.us

$330,000

3 Beds ⋅ 2 Baths ⋅ 970933 MLS ⋅ Dana C Pant

If you are looking for a beautiful home with an impressive list of major updates, this is it. From the moment you pull up, you’ll notice the pride of ownership and love that have gone into this wonderful home. The attractive landscaping and an updated concrete driveway, create a welcoming first impression. Step inside and discover a gorgeous kitchen designed for both everyday living and entertaining. You’ll love the stunning granite countertops, spacious island that’s perfect for preparing goodies, SS appliances, soft-close cabinets and drawers, convenient pull-out storage, a built-in desk and bookcase, and a sun tunnel that brings in beautiful natural light. The kitchen opens to a wonderful family room featuring a cozy fireplace with updated glass doors, creating the perfect space for gathering. Pocket doors separate the kitchen and living room, adding charm and versatility to the layout. Enjoy peace of mind knowing that many important updates have already been completed, including a new HVAC system in 2024. The home also features Air-Tite brand windows and 6 panel doors throughout. Step outside and prepare to fall in love with the outdoor space! The awesome Trex deck, complete with lighting added in 2020, is perfect for entertaining. The beautiful yard extends down to a small creek area, with the property continuing beyond the creek. Nice storage shed and convenient irrigation system that helps keep the landscaping looking its best. Major updates include a new roof, gutters, downspouts, and cement board replacement of the home’s gable ends, along with the exterior of the chimney being rebuilt in 2024. Additional improvements: updated toilets, newer exterior doors and storm door, and updated lighting in both bathrooms. There is so much to love about this home, both inside and out! With its inviting living spaces, wonderful outdoor setting, and extensive list of updates, this home is truly a must-see. Be among the first to see all this special home has to offer!

486 Peachcreek Road, Dayton

Courtesy of Dana C Pant and Irongate Inc.

$339,000

8 Beds ⋅ 4 Baths ⋅ 970849 MLS ⋅ Nicholas Huscroft

Building completely renovated top to bottom! This is a great opportunity to buy a well-maintained investment property! Solid 2-story brick building in North Riverdale neighborhood; Located in strong rental neighborhood, close to parks, bike path, and bus routes; Four 2-bedroom apartments; Updates include: • New roof • New gutters and downspouts • Freshly painted exterior trim • Vinyl replacement windows • All new electrical panels • 4 new gas furnaces • 4 new gas water heaters • New flooring and fresh paint in interior common areas; All apartments updated: • new kitchen and bathroom cabinets and fixtures • new carpet and vinyl flooring • fresh paint • new refrigerators and electric ranges • new window A/C units • new paddle fans; Each tenant has access to a locked storage bin in basement; Plumbing and electric service available for each unit to have individual washer and dryer hookups in basement at tenants’ expense; Off-street parking in rear lot; Tenants pay gas and electric; landlord pays water/sewer and trash removal; All units vacant and ready to rent; HUD Section 8 Housing Choice Voucher program allows up to 1,284/month for 2-bedroom units in this zip code; this property easily generates positive cash flow

422 E Bruce Avenue, Dayton

Courtesy of Nicholas Huscroft and Chosen Real Estate Group

$295,000

3 Beds ⋅ 2 Baths ⋅ 970939 MLS ⋅ Cynthia Comer

Welcome home! This pristine ranch on a cul-de-sac lot offers great curb appeal and a seamless circular open floor plan. The entry leads to a spacious great room with a gas fireplace. The kitchen features an island, eating area, pantry, and all appliances stay! A formal dining area opens via sliding glass doors to the backyard patio. The primary suite boasts a zero entry shower, double sinks, and walk-in closet. Premium finishes include 6-panel doors with lever handles and a laundry room with a washer/dryer included. Massive recent upgrades: 2023: New LVP flooring, interior paint, lighting, updated bathrooms, refrigerator, dishwasher & stove. 2024: New Champion windows, gutters, water heater & garbage disposal. Complete with central A/C, gas heat, and an attached garage with keypad entry. Minutes to shopping, dining, the Northmont Library, Centennial Park, and Englewood Dam Metro Park. Turn-key perfection!

103 Buckcreek Court, Englewood

Courtesy of Cynthia Comer and Keller Williams Home Town Rlty

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