Troy Homes under $200,000

Troy Homes under $200,000

Welcome to Troy, Ohio – a charming city nestled in the heart of Miami County, where small-town warmth meets modern convenience. Known for its picturesque landscapes and vibrant community, Troy offers an inviting atmosphere perfect for families, young professionals, and retirees alike. With a rich history and a variety of recreational activities, it’s no wonder Troy is becoming a sought-after destination for homebuyers.

One of the most appealing aspects of Troy is the affordability of its housing market. If you’re looking for a home under $200,000, you’ll find an impressive selection of options that cater to diverse tastes and needs. From cozy bungalows to spacious two-story homes, each property boasts unique character and charm, making it easy to find the perfect fit for your lifestyle.

The Troy community is known for its friendly residents and excellent schools, ensuring a nurturing environment for families. Enjoy leisurely strolls through the historic downtown area, where you can discover local shops, delightful eateries, and vibrant parks. With easy access to major highways, commuting to nearby cities is a breeze, making Troy an ideal location for those who work in the greater Dayton area but prefer a quieter, suburban lifestyle.

Whether you're a first-time homebuyer or looking to downsize, Troy’s affordable housing options under $200,000 provide a fantastic opportunity to invest in your future. Explore the possibilities and discover why Troy, Ohio, is the perfect place to call home!

Newest Troy Homes under $200,000

18 N Cedar Street, Troy
$179,900
3 Beds ⋅ 1 Baths ⋅ 970616 MLS ⋅ Richard Pierce
Classic lap vinyl siding and inviting front porch creates a warm greeting to this residential single-family home. Step onto the front porch and experience a sense of comfort before stepping inside this spacious one-story layout featuring 3 bedrooms and 1 full bathroom. The living area is anchored by a brick fireplace while French doors, built-in shelving, panel ceilings, and rich wood-look flooring enhance the atmosphere. The kitchen workspace is equipped with counters, updated cabinetry, a range, a dishwasher, and a refrigerator. The home has 3 bedrooms featuring classic trim detailing, high baseboards, and built-in shelving. Convenience is integrated into the layout with laundry hookups situated just off the main bathroom, renovated with a sink vanity and a classic bathtub and shower combination. For storage and future possibilities, the property features an unfinished attic with vaulted ceilings, exposed wooden roof rafters, and subflooring. Outdoor living is simple and relaxing with a wooden deck extending into the expansive grassy yard. A fully enclosed chain-link fenced lawn, great for pets, also includes a storage shed and a gravel driveway. Located on a 0.21-acre lot, this home provides a tranquil setting for enjoying quiet afternoons in the yard. New paint and carpet. Central air and furnace, vinyl siding, large lot help this be a wonderful home.

18 N Cedar Street, Troy

Courtesy of Richard Pierce and Coldwell Banker Heritage

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The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Real Estate Company are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®