Troy Homes under $250,000

Welcome to Troy, Ohio – a charming city nestled in the heart of Miami County that beautifully blends small-town charm with modern conveniences. Known for its rich history and vibrant community, Troy offers an inviting atmosphere for families, young professionals, and retirees alike. As you explore this delightful subdivision, you’ll find a variety of homes that cater to diverse lifestyles and budgets.

One of the most appealing aspects of Troy is the availability of homes priced under $250,000, making it an ideal location for first-time homebuyers or those looking to invest in real estate without breaking the bank. These affordable homes often feature spacious layouts, well-maintained yards, and proximity to local amenities, ensuring that residents enjoy both comfort and convenience.

Troy is known for its picturesque parks, excellent schools, and a thriving downtown area filled with unique shops, eateries, and cultural events. Whether you’re strolling along the scenic Great Miami River, participating in the lively festivals, or enjoying the local farmers' market, there’s always something to do in this welcoming community.

With its affordable housing options and a strong sense of community, Troy, Ohio, is a place where you can truly feel at home. Discover the charm of this delightful subdivision and explore the range of homes available under $250,000. Your dream home in Troy awaits!

Newest Troy Homes under $250,000

$221,900

2 Beds ⋅ 2 Baths ⋅ 970436 MLS ⋅ Danyell DeYoung

This inviting ranch offers comfortable single-level living with a bright living room, large picture window, and an adjoining kitchen and dining area. The kitchen features warm wood cabinetry, generous counter space, and updated countertops, sink, faucet, and a reverse osmosis system. The refrigerator, dishwasher, and stove/cooktop were updated in 2026. Additional improvements include new tile and a new vanity in the primary bathroom, a new washer and dryer, and a water heater installed in 2017. The roof and garage door opener were updated in 2023, and all rooms were freshly painted that same year. An attached garage adds everyday convenience, while the spacious backyard and expansive covered patio provide plenty of room for outdoor dining, entertaining, or simply relaxing. Come see all this home has to offer!

321 Mumford Drive, Troy

Courtesy of Danyell DeYoung and Glasshouse Realty Group

$179,900

3 Beds ⋅ 1 Baths ⋅ 970616 MLS ⋅ Richard Pierce

Classic lap vinyl siding and inviting front porch creates a warm greeting to this residential single-family home. Step onto the front porch and experience a sense of comfort before stepping inside this spacious one-story layout featuring 3 bedrooms and 1 full bathroom. The living area is anchored by a brick fireplace while French doors, built-in shelving, panel ceilings, and rich wood-look flooring enhance the atmosphere. The kitchen workspace is equipped with counters, updated cabinetry, a range, a dishwasher, and a refrigerator. The home has 3 bedrooms featuring classic trim detailing, high baseboards, and built-in shelving. Convenience is integrated into the layout with laundry hookups situated just off the main bathroom, renovated with a sink vanity and a classic bathtub and shower combination. For storage and future possibilities, the property features an unfinished attic with vaulted ceilings, exposed wooden roof rafters, and subflooring. Outdoor living is simple and relaxing with a wooden deck extending into the expansive grassy yard. A fully enclosed chain-link fenced lawn, great for pets, also includes a storage shed and a gravel driveway. Located on a 0.21-acre lot, this home provides a tranquil setting for enjoying quiet afternoons in the yard. New paint and carpet. Central air and furnace, vinyl siding, large lot help this be a wonderful home.

18 N Cedar Street, Troy

Courtesy of Richard Pierce and Coldwell Banker Heritage

$173,900

3 Beds ⋅ 2 Baths ⋅ 970641 MLS ⋅ Paolina T Quafisi

Welcome to this charming home filled with old-world character and timeless appeal! Offering 3 bedrooms and 1.5 baths, this home features a cozy living room and a welcoming kitchen with beautiful butcher block countertops. Numerous updates include the roof, A/C unit, half bath, full bath, kitchen appliances, carpeting, and more. A full basement provides plenty of storage space, while the detached one-car garage offers added convenience. A wonderful opportunity to own a home with character and many recent improvements!

820 Washington Street, Troy

Courtesy of Paolina T Quafisi and RE/MAX Alliance Realty

$179,900

2 Beds ⋅ 1 Baths ⋅ 970490 MLS ⋅ Landon Hiles

Welcome to 608 E Canal Street! This charming 2-bedroom, 1-bath home in Troy offers a cozy place to call your own. The covered front porch provides a welcoming first impression, while the yard offers room to enjoy the outdoors, garden, or entertain. Bring your personal touches and make this home your own. Schedule your showing today!

608 E Canal Street, Troy

Courtesy of Landon Hiles and Howard Hanna Real Estate Serv

$169,900

3 Beds ⋅ 2 Baths ⋅ 966272 MLS ⋅ Matthew Donahey

Enjoy the season porch sitting both to the East and West. In this 3 bedroom, 1.5 bath, 2 story. With fresh interior paint and a few updates, this home is awaiting your creativity and personal style. Enjoy the fenced backyard by adding a garden, or try your hand at landscape design. Newer roof, flooring and bath updates done in 2019, garage opener 2021, main plumbing/line replaced 2026 as well as a new AC unit this summer. Appliances stay, monthly utilities provided with listing information. Great starter home!

334 Ellis Street, Troy

Courtesy of Matthew Donahey and Galbreath REALTORS

$125,000

3 Beds ⋅ 1 Baths ⋅ 964321 MLS ⋅ Bryan C Ogletree

Opportunity knocks! Bring your ideas and a paintbrush to this 3-bedroom, 1-bath, two-story home with a detached pole barn/garage. Step inside to a spacious living room that flows into a charming front parlor, offering additional living or flex space. The roomy kitchen provides plenty of cabinet and workspace and opens to the formal dining room, making it ideal for everyday living and entertaining. The main floor also features a convenient first-floor laundry room and a full bath. Upstairs, you'll find three comfortable bedrooms. Outside, the large detached pole barn-style garage offers ample space for vehicles, storage, hobbies, or a workshop. Whether you're looking for your next home or an investment opportunity, this property is ready for your personal touch. Call or text today to schedule your private tour!

707 W Market Street, Troy

Courtesy of Bryan C Ogletree and RE/MAX Alliance Realty

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