Tipp City Homes with Finished Basement

Located in Miami County, Ohio, Tipp City is a charming city with a rich history and a friendly community. Known for its small-town charm and proximity to larger cities, Tipp City offers residents a peaceful and welcoming environment to call home.

Tipp City is renowned for its beautiful homes, many of which boast finished basements. If you're in the market for a new home, this feature is definitely worth considering. A finished basement not only adds extra living space but also increases the overall value of the property. Whether you're looking for a cozy family room, a home office, or a recreational area, a finished basement provides endless possibilities for customization and personalization.

In Tipp City, you'll find a variety of homes with finished basements to suit your needs and preferences. From traditional-style houses to modern designs, there is something for everyone. Imagine having a dedicated space for entertaining guests, hosting family gatherings, or simply enjoying some quiet time away from the main living areas. With a finished basement, the possibilities are endless.

Furthermore, a finished basement can also serve as a valuable storage area, helping you keep your main living spaces clutter-free. It's a great way to maximize the usable square footage of your home without the need for costly renovations.

If you're considering buying a home in Tipp City, don't overlook the option of a finished basement. It's a feature that adds both functionality and value to your property, making it a worthwhile investment.

Newest Tipp City Homes with Finished Basement

$489,900

4 Beds ⋅ 4 Baths ⋅ 971970 MLS ⋅ Steve Ryan

Professionally landscaped Home in Tipp City school district and Deer Cliff Subdivision, this brick two-story Tudor offers over 3,000 square feet of living space with a walk-out finished basement and natural backyard privacy. Arrive along the paver walkway and welcoming front porch, and step through the front door. The first floor is built for everyday living and easy entertaining, an office or formal dining room, a spacious living room, and an intimate family room with a wood-burning fireplace. The eat-in kitchen offers granite countertops, a coffee bar with wine cooler, stainless steel Premium Bosch appliances, and pantry. Upstairs you’ll find four generously sized bedrooms, including one with double closets. The primary suite has room for a sitting area, and the primary bath offers a dual-sink vanity and a stunning glass-and-tile walk-in shower. Each bedroom features a window bench for the perfect reading nook. A surprise on this level is the large storage area or bonus Rec space, tucked off one of the bedrooms. The finished walk-out basement adds living space and opens directly to the paver patio. Here you’ll find another family room, an additional room that works as a bedroom, home office, or guest suite, complete with its own full bathroom. A storage or workshop area rounds it out, perfect for hobbies or extra organization. Outdoor living is where this home truly shines. The massive two-level deck is made for entertaining while overlooking the private, wooded backyard. Take the stairs down to a paver patio just off the walk-out basement, and enjoy the stone-terraced walkway from the driveway. Tucked beneath the deck is dry storage for yard tools and patio furniture. Recent updates and turnkey features: In 2026, a water heater and garage door. HVAC 2025, Andersen windows and roof (2022) with a transferable warranty. Additionally, located near the community park on Virginia Dr., offering a playground, tennis court, and Green Space.

7735 N Winding Way, Tipp City

Courtesy of Steve Ryan and Coldwell Banker Heritage

$384,900

3 Beds ⋅ 3 Baths ⋅ 971846 MLS ⋅ J Brian Gifford

This is not your typical Columbia model. The large owners suite and full bathroom is on the first floor. Home offers over 2500 sq ft not including the large finished basement.This home is listed as a 3 bedroom 2.5 bath home but has a possibility of a 4th and 5th bedroom in the finished basement, which is what the current owners used them for, along with a great room, an added full bathroom and lots of storage. The lighting is upgraded throughout the home and has a large morning room. The backyard has a great shed with windows a single door and double door for a mower. This home also has a newer privacy fence. A roof has been installed in the last few years and a new furnace and AC was installed this summer 2026. This home is a must see! The current mortgage is assumable at 2.86% but buyer would have to have cash at closing to cover the equity the owners have in the home to assume the remaining mortgage.

4964 Summerset Drive, Tipp City

Courtesy of J Brian Gifford and Ownerland Realty, Inc.

$369,900

4 Beds ⋅ 2 Baths ⋅ 971098 MLS ⋅ Kylene DeShayes

PRICE IMPROVEMENT PLUS $3,000 Seller Credit Towards Rate Buy Down or Closing Cost!! If you've been waiting for the right home, this one deserves a second look! With extensive improvements inside and out, this move-in-ready home is ready for its next chapter. Don’t miss your opportunity to make it yours! Welcome home to this beautifully renovated tri-level offering 4 bedrooms, 2 full bathrooms, and nearly 2,000 sqft of living space, all nestled on a generous .81-acre lot with a storage shed! Thoughtfully updated throughout, this home blends modern style with a versatile layout designed to accommodate a variety of lifestyles. From the moment you step inside, the brick fireplace adds warmth and character to the inviting living space. The main level features an open-concept living room, dining area, and stunning remodeled kitchen displays classic white cabinetry, granite countertops, modern lighting, and new appliances. Upstairs, four bedrooms and two full bathrooms offer comfortable accommodations, complemented by fresh paint, new doors, baseboards, modern lighting, ceiling fans, and plush carpet. The primary suite features a beautifully renovated ensuite with a crisp white vanity, stylish mirror, modern fixtures, and a walk-in shower. The lower level provides additional flexible living space, perfect for a home office, workout area, playroom, or second gathering space. Outside, enjoy the privacy and peaceful setting of the spacious backyard, offering plenty of room to relax, entertain, and enjoy the outdoors around the fire pit. Major updates include a new roof & decking (complete tear-off), furnace, A/C, water heater, renovated kitchen and bathrooms, luxury vinyl plank flooring, plush carpeting, replacement doors, baseboards, fresh interior and exterior paint, modern lighting, professionally landscaped, and septic pumped & inspected 8/2026.

5430 David Drive, Tipp City

Courtesy of Kylene DeShayes and Agora Realty Group

$389,500

4 Beds ⋅ 4 Baths ⋅ 971003 MLS ⋅ Gordon A Caudill

Welcome to this spacious and beautifully updated 4 bedroom home offering 3 full bathrooms and one half bath. Plenty of room to live, work and entertain. This impressive two story property is located on .39 acre lot and provides a peaceful setting for relaxing and outdoor gatherings. Inside, you are greeted by a welcoming entryway, featuring a classic staircase. The updated kitchen is a standout feature showcasing granite countertops, Island, Pantry and Stainless Steel Appliances. The open kitchen layout flows over a rich wood look flooring into the eat in Kitchen, dining area and additional living areas of the home. Freshly painted interior walls and trim, along with updated flooring throughout create a clean refreshed look that make this home move in ready for the next owners. Enjoy added peace of mind with a new HVAC system installed July 2026 and the Roof was replaced in 2020. The sliding doors lead outside onto the freshly stained wood deck where brand new floor boards were just replaced in Sept "26. The first floor bedroom suite features vaulted ceilings, while the bathroom includes a double vanity, a corner soaking tub, a walk-in shower and a large walk-in closet. The finished basement offers even more possibilities including a dedicated home gym featuring rubber flooring, additional living areas with carpeted floors and recessed lighting. Here you will also find a full Bath and a private Study/Office. Step outside to enjoy the oversized deck, beautiful yard, mature trees and a 0.35 acre lot. This home has generous living space, quality updates and a private setting giving you comfort, style and versatility. Don't miss the opportunity to make this inviting property your own Schedule a tour of this desirable Tipp City home today.

4870 Summerset Drive, Tipp City

Courtesy of Gordon A Caudill and Howard Hanna Real Estate Serv

$450,000

4 Beds ⋅ 4 Baths ⋅ 970689 MLS ⋅ Amanda Wilson

Meticulously clean and well-maintained, a 4-bedroom, 3.5-bath two-story home with over 3,000 square feet of finished living space, offering a peaceful pond-side setting with no rear neighbors for added privacy. Step inside to a welcoming foyer featuring custom LVT flooring and wainscoting, leading into open-concept living areas. The first floor offers a private office with French doors, a great room with custom wainscoting and an electric fireplace, and an inviting dining area. Ceiling fans throughout the home add comfort and style. The kitchen is designed for both everyday living and entertaining, featuring white cabinetry, a large center island with seating, granite-style countertops, tile backsplash, stainless-steel appliances, and a double-door pantry. The kitchen opens to the dining and living spaces. Upstairs, the primary suite features a large bedroom, custom barn doors, and an walk-in closet. The primary bath includes a walk-in shower and vanity space. Three additional bedrooms, a secondary full bath with ceramic wall tile, and a conveniently located laundry room complete the second floor. The laundry room features a custom barn door and built-in shelving for added functionality. The fully finished basement adds living space with a large recreation room, dedicated exercise room, utility area, and a bathroom. An additional unfinished area provides valuable storage space. Outside, enjoy a professionally landscaped backyard. The expansive concrete patio features a custom wood gazebo with an attached solar lighting system, creating a wonderful outdoor gathering space. Take in the pond views directly behind the home, with no immediate rear neighbors providing privacy. Additional highlights include transferable builder warranties, custom finishes and abundant storage. This meticulously maintained home offers the feel of a model home with the benefit of a larger lot and established landscaping—without the wait of new construction.

5178 Red Buckeye Drive, Tipp City

Courtesy of Amanda Wilson and eXp Realty

$649,900

5 Beds ⋅ 5 Baths ⋅ 969640 MLS ⋅ Toni K Louis

Stunning!Custom Built Fisher Home Loaded W/Upgrades In The Highly Sought After Carriage Trail Community! Approx.4,500SQFT! 2Stry,5BD,5.1BA,Professionally Finished LL!2Car Over Sized Garage!Premium .209Acre Lot!Fenced BKYD!Huge Covered Front Porch!Open Foyer & Flr Plan!Gourmet Kitchen W/42"Custom Cbnts,Islnd W/Sink & Counter Bar,Walk-In Pantry,Granite Cntrtps,Tile BKSP & SS Appliances!BreakfastRM/DR W/WO to Patio!Stunning 2Stry GreatRM Anchored By 2Stry Stone FP,Hearth,Mantle & Wall of Flr to Ceiling Windows Overlooking The Private Picturesque BKYD!1st Flr Study & Mudd RM!1st Flr Quest Suite W/SittingRM,WI Closet & F.BA!Primary BDRM W/2WI Closets & DLX Spa Inspired Bath!2nd Flr W/3Additional LG BDRMS & 2F.Baths!LL W/FmlyRM,RecRM,Fully Equipt Wet Bar,F.BA,StorageRM & MechanicsRM!Crown Molding*Judges Paneling*LVF*Custom Blinds*Dual Zone*

2112 Silver Linden Drive, Tipp City

Courtesy of Toni K Louis and RE/MAX Preferred Group

$459,000

3 Beds ⋅ 4 Baths ⋅ 968624 MLS ⋅ Karen Duke

COMPLETELY RENOVATED — EVERYTHING BRAND NEW INSIDE! Photos coming soon. You won’t want to miss the transformation at 3198 White Ash Dr.! This spacious 3-bedroom, 4-bath home has been completely renovated throughout, with everything inside brand new. The result is a home that feels fresh, modern and truly move-in ready—without the wait or hassle of doing the work yourself. With over 3,300 square feet of finished living space, there is room to spread out and enjoy. The main level offers inviting spaces for everyday living and entertaining, while upstairs features generously sized bedrooms, a versatile loft and convenient second-floor laundry. The finished basement adds even more living space with a large recreation room and bonus room, providing plenty of flexibility for a home office, guest space, playroom, gym or hobbies. Outside, enjoy the fenced backyard and deck, along with the convenience of an attached 2-car garage. Built in 2020, this home combines newer construction with a completely new interior. This isn't simply an updated home—it has been given an entirely new life. If you've been waiting for a home where the renovation is already done and you can simply move in and enjoy, This property needs to be on your must-see list. Come see the transformation for yourself!

3198 White Ash Drive, Tipp City

Courtesy of Karen Duke and Key Realty

$640,000

4 Beds ⋅ 4 Baths ⋅ 969384 MLS ⋅ Deborah L Sasser

Escape to the tranquility of country living without sacrificing style, space, or convenience! Situated on a picturesque, rolling 5-acre lot, this custom-built brick and cedar two-story home offers a rare combination of peaceful seclusion, elegant architectural details, and modern updates. The main level welcomes you with a grand great room featuring soaring 10-foot ceilings and a cozy gas fireplace, which flows seamlessly into a delightful sunroom designed to capture natural light and stunning pastoral views. From the sunroom, step out onto the expansive 45x14-foot outdoor deck for effortless indoor-outdoor entertaining. The private main-level owners' suite boasts elegant trey ceilings, an attached personal study, a skylight, and an ensuite bath complete with a Jacuzzi tub and a separate shower. Also on the main level is a spacious kitchen equipped with a convenient breakfast bar and extensive cabinetry, and private study with built in cabinetry, a full bathroom, a dedicated laundry room, and direct access to the attached 3-car garage. Upstairs, there are two generously sized bedrooms and a full bathroom. The lower level features a light-filled walkout basement with glass doors opening to the side yard. This finished lower level includes a recreation room, a cozy fireplace, an additional bedroom, full bathroom, and a 32x19-foot workshop with interior stairs leading straight to the garage. This home has been meticulously maintained, featuring major peace-of-mind updates including a brand-new furnace installed in March 2026, and a septic system that was inspected and pumped in August 2026 with an updated lift pump and float switch. The roof was replaced in 2019, windows updated in 2009 (excluding the great room statement window). Offering the ultimate blend of serene country living and close proximity to local schools and shopping, this one-of-a-kind property is ready to welcome you home in style. Call your REALTOR and make this your new home!

7051 Studebaker Road, Tipp City

Courtesy of Deborah L Sasser and Keller Williams Advisors Rlty

$295,000

4 Beds ⋅ 3 Baths ⋅ 969360 MLS ⋅ Catherine E Gould

A woodburning stove anchors the living room, establishing a warm and inviting atmosphere within this tri-level residence situated on a wooded cul-de-sac. The home features four bedrooms, two full bathrooms, and one half bathroom, offering a serene setting outside of historical downtown Tipp City. This property successfully combines comfortable living spaces with practical, comprehensive storage solutions throughout the layout. The kitchen is equipped with stainless appliances, corian counters, a granite island open to the living room, and a window positioned above the sink to overlook the wooded lot. Installed appliances include a dehumidifier, dishwasher, garbage disposal, range, and refrigerator. Designed for versatility, the tri-level floor plan offers a spacious family room on the lower level, complete with a half bath and laundry, supplemented by an additional finished basement level. The exterior features a wooded cul-de-sac lot, situated near Tipp City Parks and Recreation for convenient access to canoeing, fishing, and the Tipp City Aquatic Center. This location offers proximity to shopping, dining, and recreational venues, while the residence itself is completed by a two-car attached garage with abundant storage space.

16 Kiowa Court, Tipp City

Courtesy of Catherine E Gould and Keller Williams Home Town Rlty

$389,900

4 Beds ⋅ 3 Baths ⋅ 969395 MLS ⋅ Shaun M Hayes

Classic brick and siding accents define this traditional multi-level home located at 6800 Curtwood Drive. The exterior features mature trees, a sloping lawn, and a covered entry with steps leading to the front door. An integrated double garage with concrete floors and overhead automatic doors provides parking alongside the driveway. Inside the entry, rich wood entry doors open to durable plank flooring. The main living spaces connect via steps bordered by a wooden staircase and a classic wrought-iron railing. Throughout the home, find rich wood flooring, wood-look floors, and plush carpeting. The kitchen features granite countertops, white shaker cabinetry, an island, and appliances including a dishwasher, garbage disposal, range, microwave and refrigerator. A brick fireplace serves as a central anchor in the living spaces, which are accented by a picture window with wood frames. This residence features four bedrooms and two full bathrooms plus one half bathroom. Select bedrooms are equipped with ceiling fans and sliding glass doors, while one bedroom includes a walk-in closet with built-in shelving. The bathrooms are detailed with tiled flooring, wainscoting-style tile walls, stone countertops, and a modern stainless steel vanity basin. Additional storage is available in the spacious attic storage area with exposed wooden trusses, as well as in the garage workshop area with integrated wood cabinets. The exterior features a variety of spaces for outdoor activities, including a concrete patio, a porch, and an elevated wood deck overlooking a lawn. The 0.72-acre yard is enclosed by wooden fencing and includes mature perimeter trees and storage. A gravel pathway meanders along the brick exterior and gated wooden fencing. Schedule a time to tour this Tipp City property and experience all of its physical features in person.

6800 Curtwood Drive, Tipp City

Courtesy of Shaun M Hayes and BHHS Professional Realty

$630,000

3 Beds ⋅ 2 Baths ⋅ 969218 MLS ⋅ Chad Dettwiller

Picture-Perfect Country Setting. Rare opportunity to own 10.1 beautiful acres in Tipp City! Original owners have lovingly maintained and thoughtfully updated this property, with pride of ownership evident at every turn. The main level features three spacious bedrooms & conveniently located laundry with an open floor plan across the great room, kitchen, and dining. The impressive great room boasts vaulted ceilings offering the perfect space to relax & unwind. The kitchen features an abundance of cabinetry, luxurious granite countertops, tile flooring, & an island providing exceptional prep space. The kitchen opens to a formal dining room that walks out to the 18x16 Trex Deck. Perfect for dinner overlooking the serenity of the land while entertaining. The 22x13 owner's suite is a private retreat featuring a large walk-in closet and an en-suite bath with a granite double vanity. Newly remodeled lower level provides tremendous additional living & recreation space. Rough plumbing already in place for a future bathroom & kitchenette offers excellent potential for further customization. Sump pump with battery backup provides added peace of mind. Roof 2023. LVP throughout 2026. Unmatched privacy awaits with no neighbors directly in front or behind, creating a truly peaceful country setting. Three large outbuildings allow for abundant storage, plus a quality-crafted 2019 Amish-built 30x40 barn with stalls. 10 acres offer endless opportunities for horses, livestock, hunting, homesteading, farming, beekeeping, ATV riding, recreation, potential future pond, etc. A truly special place to call home, with room to settle in, spread out & enjoy for years to come. Here, peaceful country living meets the freedom to create the lifestyle you've always envisioned. Monroe Township - no city taxes. Convenient access to I-75, I-70, Dayton International Airport & WPAFB.

6880 Bard Road, Tipp City

Courtesy of Chad Dettwiller and Sibcy Cline Inc.

$525,000

4 Beds ⋅ 3 Baths ⋅ 968741 MLS ⋅ Scott E Petrey

The classic brick facade and covered front entry establish an inviting presence for this distinguished one-story residence built by Inverness, situated at 4122 Bulrush St. Spanning 2,362 square feet of living area on the main floor, the residence features widened doorways, nine-foot bedroom ceilings, a high ceiling in the main living area, and an open concept across the main floor and basement that enhances the spacious feel of the interior. Recently installed luxury Pergo floors are enhanced by the abundance of natural light. Inside, a large kitchen island anchors the space, with the kitchen meticulously set up for ease of culinary preparation. Three bedrooms and two full bathrooms are integrated into the single-level floor plan, providing dedicated private spaces, while a fourth bedroom and full bath have been added to the finished basement living space. The interior refined elements also include walk-in closets, tall windows, and nine-foot basement ceilings. Set on a 0.21-acre lot, the outdoor area features a 10' x 27' outdoor covered patio equipped with a natural gas connection, providing space for outdoor activities, grilling, and personal landscaping projects. This Tipp City property combines a practical layout with a peaceful neighborhood setting, offering a complete and comfortable living experience. This property presents an exceptional opportunity to acquire a well-proportioned, single-story home in Tipp City.

4122 Bulrush Street, Tipp City

Courtesy of Scott E Petrey and Agora Realty Group

Start Your Search

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Real Estate Company are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®

Tipp City Homes with Finished Basement

Newest Tipp City Homes with Finished Basement

How much is your home worth?

How much is your home worth?