Champaign County Homes under $200,000

Welcome to Champaign County, Ohio—a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the Buckeye State, this picturesque county is known for its friendly communities, rich history, and vibrant local culture. With its rolling hills and scenic landscapes, Champaign County offers a serene environment that's perfect for families, retirees, and everyone in between.

For those looking to plant roots in this welcoming region, you'll be delighted to discover a variety of homes available for under $200,000. Whether you're a first-time homebuyer, seeking a cozy starter home, or looking to downsize, Champaign County has something to fit your needs. From quaint bungalows to spacious family homes, the options are as diverse as the community itself.

Imagine living in a place where you can enjoy the tranquility of rural life while still being just a short drive from urban amenities. Residents here take pride in their local parks, charming downtown shops, and community events that foster a strong sense of belonging. With excellent schools and a low cost of living, Champaign County is an ideal place to raise a family or enjoy a peaceful retirement.

Explore the possibilities of homeownership in Champaign County, where affordability meets quality living. With homes under $200,000, your dream of owning a home in this idyllic setting is within reach. Come discover the warmth and character of Champaign County—your future home awaits!

Newest Champaign County Homes under $200,000

701 W Mill Street Unit 150, North Lewisburg

$75,000

4 Beds ⋅ 2 Baths ⋅ 970285 MLS ⋅ Kristin Freyhof

Welcome home to this spacious 2,208 sq. ft. 2000 double-wide manufactured home offering room for everyone! Featuring 4 bedrooms and 2 full bathrooms, this home boasts a versatile SPLIT BEDROOM floor plan designed for comfortable everyday living and entertaining. Relax in the inviting living room with a cozy wood-burning fireplace, host gatherings in the formal dining room, or enjoy casual meals in the eat-in kitchen. A separate family room and den provide additional flexible living space perfect for a home office, playroom, or hobby area. Conveniently located just **10 minutes from HONDA and Marysville**, **20 minutes to Urbana or Bellefontaine**, and only **35 minutes to I-270 in Dublin**, you'll enjoy the perfect balance of small-town living with easy access to major employers and surrounding communities. The monthly lot rent is $475 and includes basic cable/internet, and snow removal, making for low-maintenance living. Don't miss this opportunity to own an affordable, spacious home in a great location!

701 W Mill Street Unit 150, North Lewisburg

Courtesy of Kristin Freyhof and Champaign Realty

$169,900

3 Beds ⋅ 1 Baths ⋅ 967696 MLS ⋅ Arthur Solomon

If you are looking for a rural home in Graham school district, this may be a great option. This remodeled and move in ready home offers an abundance of space. There is a large living room with is really the size of two room on the main level which can be used as a living and a dining room as it is adjacent to the kitchen. The dining room has been converted to a bedroom on the main level. There is a full bathroom on the main level as well. 2 full large bedrooms are on the second floor. Partial unfinished basement is great for extra storage and if and when you want to access the mechanicals of the property. The kitchen has been updated and so has the bathroom. The exterior has vinyl siding and updated windows. Don't wait to see this one.

5767 Storms Creek Road, Urbana

Courtesy of Arthur Solomon and Coldwell Banker Heritage

$154,900

2 Beds ⋅ 1 Baths ⋅ 969743 MLS ⋅ V Patrick Hamilton

Discover this charming 2-bedroom, 1 bath home conveniently located just steps from the fairgrounds! Situated at the end of a quiet dead-end street, this property offers a peaceful setting with plenty of storage and parking options. The detached garage and two sheds provide ample space for vehicles, hobbies, tools, and all your storage needs. Recent updates, including a new metal roof and HVAC system, add peace of mind for the next owner. The home is ready for its next chapter and offers an excellent opportunity to add your own finishing touches and personal style. Come see the possibilities and make this cozy home your own!

365 Henry Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$180,000

3 Beds ⋅ 1 Baths ⋅ 969206 MLS ⋅ Jennifer Coey

You Still have time to choose floor color!! Perfect as a turn-key starter home or a high-performing investment property, this solid, well-maintained 3-bedroom, 1-bath home features fresh paint, new flooring(coming), and handsome oak kitchen cabinets. Enjoy relaxing on the enclosed porch or taking advantage of the spacious yard, complete with a storage shed and convenient alley access. Parking is a breeze with both street options and dedicated off-street space behind the house. Situated in a quiet location towards the edge of town while still remaining just minutes from local shopping and everyday conveniences, this move-in-ready home is a fantastic opportunity!

113 Dugan Street, St Paris

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$174,500

3 Beds ⋅ 1 Baths ⋅ 969225 MLS ⋅ Jennifer Coey

Endless Potential with Space! Welcome to this spacious home offering incredible versatility. Highlights include an extra-large living room, an open-concept kitchen and dining area, and a back family room featuring sliding glass doors that lead directly to the fully fenced backyard. Upstairs, you'll find 3 bedrooms, plus room on the main floor to easily add a 1st-floor bedroom and a 2nd full bathroom. Enjoy outdoor living with a welcoming front porch, a back deck, mature shade trees, and an above-ground pool with its own deck and electrical hookup (liner replaced/last used in 2020). Excellent parking and storage with a 2-car garage attached, plus a secondary 1-car alley garage with alley parking access. Features updated electric, double-pane insulated windows, and a whole-house fan. Property is being sold "AS-IS"--bring your ideas and make it your own!

580 E Ward Street, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$199,999

3 Beds ⋅ 1 Baths ⋅ 968274 MLS ⋅ Rick McMaken

Motivated sellers are looking for an offer on this well-maintained home featuring a privacy-fenced backyard and inviting outdoor spaces. A spacious 27' x 7' covered front porch provides the perfect spot to enjoy your morning coffee or unwind in the evening. The main level offers an open dining and living room area, creating a comfortable setting for everyday living and entertaining. The primary bedroom is also located on the main level just past the full bathroom. Vinyl replacement windows provide comfort and energy efficiency, while natural gas central heat and central air offer year-round comfort. Recent updates include a new waterline to the home, a new water heater in 2024, new upstairs carpeting, updated kitchen countertops and sink (2025), and new lighting and insulation in the attic. The privacy-fenced backyard provides a great space for entertaining, relaxing, or pets, and a newer shed is nearly complete and adds valuable storage. Whether you're a first-time buyer or ready to right-size, this property is worth a look! Conveniently located for Troy, Piqua, Springfield, and Dayton!

108 N Main Street, Christiansburg

Courtesy of Rick McMaken and Key Realty

$157,300

3 Beds ⋅ 1 Baths ⋅ 967833 MLS ⋅ Lindsey Chaney

Charming St Paris home with 1,644 sq ft of living space! Welcome to 261 E. Main Street, a spacious 3-bedroom, 1-bath home in the heart of St. Paris. The generous floor plan provides plenty of room to spread out, with inviting living areas, a functional kitchen, and three comfortable bedrooms with room for an office or play room attached to the upstairs bedroom. Enjoy the outdoors from the large rear deck overlooking the backyard—perfect for relaxing, entertaining, or enjoying your morning coffee. The 2-car garage offers convenient parking and additional storage. With its classic charm and convenient location, this home is ready for its next chapter. Come see all that 261 E. Main Street has to offer!

261 E Main Street, St Paris

Courtesy of Lindsey Chaney and Coldwell Banker Heritage

$149,900

3 Beds ⋅ 1 Baths ⋅ 962405 MLS ⋅ V Patrick Hamilton

Situated on a spacious corner lot with nearly an acre of land stretching from Heck Hill Road to Nettle Creek Street, this property offers endless possibilities. With plenty of open land, there is ample room to add a garage, workshop, outbuildings, with a pasture possibility, or simply enjoy the large yard and country feel. Located in Graham School District, this property presents a wonderful opportunity for buyers looking for space and potential. The home offers over 1,600 square feet of living space and is ready for a new owner to bring their vision and ideas to life. The property is ideal for those wanting to customize a home to fit their style and needs. The main level features a living room, kitchen, dining room, full bath and a first-floor bedroom that could also make an excellent home office, playroom or flex space. Upstairs, you'll find two traditional bedrooms along with a loft area that could easily serve as a possible fourth bedroom, office, hobby room, or additional living space. A partial basement provides extra storage. Outside, a small deck located just off the kitchen offers a convenient spot for grilling or relaxing while overlooking the expansive yard. Additional storage sheds provide plenty of room for lawn equipment, tools and seasonal items. While the home is being sold in its current condition, several important updates have already been completed, including a new water heater and pressure tank in 2023, along with the roof, windows, furnace, and central air all replaced in 2021. With nearly an acre, a flexible floor plan and major mechanical updates already in place, this property is filled with potential.

2474 N Heck Hill Road, St Paris

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$74,900

1 Beds ⋅ 1 Baths ⋅ 926347 MLS ⋅ Lynda Anello

Ideal investment property. Cash only, as-is. This charming one-bedroom, one-bathroom brick ranch home features a spacious laundry room that can easily accommodate a home office. The kitchen seamlessly flows into the living room, creating an inviting atmosphere for entertaining. Enjoy the enclosed porch and convenient carport, all nestled on a desirable corner lot, just down the street from the Terre Haute Mall where you can get groceries, gas, and a nice meal. This property will be an easy re-sale or rental once the concerns are addressed.

5770 Storms Creek Road, Urbana

Courtesy of Lynda Anello and eXp Realty

Start Your Search

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Real Estate Company are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®