Champaign County Homes under $500,000

Welcome to Champaign County, Ohio – a hidden gem that beautifully blends small-town charm with modern conveniences! Nestled in the heart of Ohio, Champaign County boasts a rich history, vibrant communities, and stunning landscapes that make it an ideal place to call home. With its picturesque countryside, friendly neighborhoods, and a strong sense of community, it’s no wonder that families and individuals alike are drawn to this enchanting area.

Champaign County offers an array of homes under $500,000, making it an attractive option for first-time homebuyers, growing families, and anyone looking to invest in their future. Here, you’ll find a diverse selection of properties, from cozy single-family homes to spacious multi-level residences, all designed to meet your lifestyle needs. Many homes in this price range feature modern amenities, charming architectural details, and beautiful outdoor spaces, perfect for entertaining or simply enjoying the serene surroundings.

The county is also known for its excellent schools, abundant parks, and recreational activities, ensuring that residents have plenty of opportunities to stay active and engaged. Whether you’re exploring the local farmers' markets, hiking the scenic trails, or enjoying community events, there’s always something happening in Champaign County.

With its affordable housing options and welcoming atmosphere, Champaign County is the perfect place to settle down and create lasting memories. Discover your dream home today and experience the warmth and beauty of this wonderful community!

Newest Champaign County Homes under $500,000

$355,000

3 Beds ⋅ 3 Baths ⋅ 971023 MLS ⋅ Maurice Carpenter

Situated on .79 acres in the Graham School District, this 3 bedroom, 2.5 bath home offers plenty of space inside and out! Step inside to soaring ceilings and a bright living room with a beautiful bay window. The kitchen features updated countertops and stainless steel appliances, while the upstairs loft nook overlooking the main living area provides a cozy spot for a reading area, desk, or creative space. The spacious primary suite features 10 foot ceilings, a private ensuite bathroom, and a walk in closet. Two additional bedrooms and an updated full bathroom complete the second floor. Enjoy your morning coffee or unwind in the three season room, which leads to a deck overlooking the spacious backyard. A 16x20 two story shed offers plenty of room for storage, hobbies, or a workshop. Additional features include new HVAC, a roof replaced in 2025, and a reverse osmosis water filtration system. With thoughtful updates, flexible living spaces, and nearly an acre to enjoy, this home is ready for its next owners!

81 Country Road, Urbana

Courtesy of Maurice Carpenter and Gallery Homes Real Estate, LLC

$264,900

4 Beds ⋅ 2 Baths ⋅ 970884 MLS ⋅ Jeff Horne

Check out this gorgeous home with plenty of living space in Urbana! This home is full of character and charm, featuring original woodwork throughout, decorative fireplaces, and high ceilings in almost every room. The first floor offers a large living room, spacious dining room, first-floor bedroom, and convenient mudroom/laundry room--perfect for those looking for the convenience of first-floor laundry. The kitchen provides plenty of cabinet and counter space, along with a large pantry. Appliances convey, including the refrigerator, dishwasher, and range. Upstairs, you'll find the remaining three bedrooms, with a separate furnace serving the second floor. Step outside and enjoy the deck, covered patio, and fenced-in yard, offering the perfect space for outdoor entertaining and relaxing. Plus, you'll have a two-car garage for added convenience and storage. This home has so much to offer--character, space, functionality, and great outdoor living! Don't miss your chance to check it out!

435 E Church Street, Urbana

Courtesy of Jeff Horne and Coldwell Banker Heritage

$209,900

3 Beds ⋅ 2 Baths ⋅ 970792 MLS ⋅ V Patrick Hamilton

Beautifully remodeled 3-bedroom, 1.5 bath home, ideally situated on a corner lot in Urbana's University District. Remodeled in 2021 with numerous updates throughout, this home offers the perfect blend of modern style, comfort, and convenience. Located just six blocks from downtown Urbana, you'll be within easy reach of local restaurants, shopping, festivals, entertainment and more. Inside, the inviting open floor plan seamlessly connects the living room, dining area and kitchen, creating a comfortable space for everyday living and entertaining. The kitchen features crisp white cabinetry, granite countertops, and stainless-steel appliances, including the range, refrigerator, and dishwasher, all of which stay with the home. The primary bedroom offers the convenience of a private half bath, while the second bedroom features a large double-door opening that allows an abundance of natural sunlight to fill the space. A spacious laundry room provides plenty of room for storage and functionality, with the washer and dryer included in the sale. Additional features include a one car attached carport, a roof and windows replaced in 2014 and an updated HVAC system. Flooring, interior doors, bathrooms, and so much more have also been updated, making this home move-in ready. Enjoy the charm of a well-established neighborhood while being just minutes from everything downtown Urbana has to offer. This corner lot home is ready for its next chapter so come see all it has to offer!

606 S High Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

701 W Mill Street Unit 150, North Lewisburg

$82,500

4 Beds ⋅ 2 Baths ⋅ 970285 MLS ⋅ Kristin Freyhof

Welcome home to this spacious 2,208 sq. ft. 2000 double-wide manufactured home offering room for everyone! Featuring 4 bedrooms and 2 full bathrooms, this home boasts a versatile SPLIT BEDROOM floor plan designed for comfortable everyday living and entertaining. Relax in the inviting living room with a cozy wood-burning fireplace, host gatherings in the formal dining room, or enjoy casual meals in the eat-in kitchen. A separate family room and den provide additional flexible living space perfect for a home office, playroom, or hobby area. Conveniently located just **10 minutes from HONDA and Marysville**, **20 minutes to Urbana or Bellefontaine**, and only **35 minutes to I-270 in Dublin**, you'll enjoy the perfect balance of small-town living with easy access to major employers and surrounding communities. The monthly lot rent is $475 and includes basic cable/internet, and snow removal, making for low-maintenance living. Don't miss this opportunity to own an affordable, spacious home in a great location!

701 W Mill Street Unit 150, North Lewisburg

Courtesy of Kristin Freyhof and Champaign Realty

$169,900

3 Beds ⋅ 1 Baths ⋅ 967696 MLS ⋅ Arthur Solomon

If you are looking for a rural home in Graham school district, this may be a great option. This remodeled and move in ready home offers an abundance of space. There is a large living room with is really the size of two room on the main level which can be used as a living and a dining room as it is adjacent to the kitchen. The dining room has been converted to a bedroom on the main level. There is a full bathroom on the main level as well. 2 full large bedrooms are on the second floor. Partial unfinished basement is great for extra storage and if and when you want to access the mechanicals of the property. The kitchen has been updated and so has the bathroom. The exterior has vinyl siding and updated windows. Don't wait to see this one.

5767 Storms Creek Road, Urbana

Courtesy of Arthur Solomon and Coldwell Banker Heritage

$290,000

4 Beds ⋅ 2 Baths ⋅ 969685 MLS ⋅ Robbin Kramer

There are so many great things about this property; any buyer would be pleased to call it their next home. Ample off street parking will accommodate 4 vehicles, oversized 37x24 garage gives plenty of space for toys, bikes, woodshop and vehicles. The yard has a newer privacy fence and crisp landscaping for your enjoyment from the patio. Inside, current owner added a 2nd full bath which includes a 36'' shower and heated tile flooring. Two Bedrooms up and 2 bedrooms down. The kitchen has beautiful solid wood cabinets and kitchen appliances convey. Four Stage RO, services the sink/fridge as well as an Easy Water no salt conditioner and also includes a carbon filtration that removes chlorine. So many nice features; don't miss it and you can be in your new HOME for the Holidays.

128 S Gregory Street, North Lewisburg

Courtesy of Robbin Kramer and Howard Hanna Real Estate Serv

$499,900

8 Beds ⋅ 5 Baths ⋅ 969856 MLS ⋅ Sam Cooper

This versatile property at 2227 U.S. Highway 68 in Urbana is currently configured as a tri-plex but could easily be converted back into a very large single-family home with a studio apartment attached. Unit one offers three bedrooms, two and a half baths, a kitchen, living room, dining room, oversized laundry room, and basement access, with an estimated rental value of $1,350 per month. Unit two features a spacious open layout including the living room, kitchen, a huge pantry, an oversized bonus room, washer and dryer, plus four upstairs bedrooms and two full baths, with rental potential of $1,600-$1,750 per month. Unit three is a studio apartment that could rent for $800 or more. Major updates have already been completed, including a roof less than a year old, brand-new HVAC, and replaced waste lines with new piping. Whether you're seeking a strong investment property or a massive home with flexible living options, this one delivers exceptional potential.

2227 S Us Highway 68, Urbana

Courtesy of Sam Cooper and Howard Hanna Real Estate Serv

$399,900

4 Beds ⋅ 2 Baths ⋅ 969851 MLS ⋅ V Patrick Hamilton

Welcome to this stately and spacious home in the sought-after Bon Air neighborhood, where classic charm meets generous living space. Set on an expansive corner lot with impressive curb appeal, this over 2,500 square foot home offers four bedrooms, an office that could easily serve as a fifth bedroom, and two full baths. A large foyer with beautiful slate flooring welcomes you inside. The formal living room features an oversized bay window and a striking floor to ceiling brick wall surrounding the gas fireplace, creating a warm and inviting focal point. Just beyond the living room, the dining room offers another bay window and connects seamlessly to the eat in kitchen. The kitchen provides abundant cabinetry and counter space, with appliances included, and overlooks the sunken family room. The family room offers plenty of space to relax and opens directly to the patio and backyard. The main level is completed by a versatile office, full bath and convenient laundry room. Upstairs, you'll find four comfortable bedrooms and a second full bath featuring a large double-sink vanity. The primary bedroom offers a special retreat with access to an upper balcony overlooking the expansive backyard. Outdoor spaces are just as inviting, with a brick-paver sidewalk and front patio adding to the home's timeless appeal. Additional features include a partial basement and a two-car garage for convenient storage and parking. Located near US Hwy 68, 36 and State Route 29 for easy commutes, and also the Scioto Street restaurants and shopping. With its spacious rooms, generous yard and desirable Bon Air location, this is an exceptional home with room to live, entertain and make it your own.

964 Bon Air Drive, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$154,900

2 Beds ⋅ 1 Baths ⋅ 969743 MLS ⋅ V Patrick Hamilton

Discover this charming 2-bedroom, 1 bath home conveniently located just steps from the fairgrounds! Situated at the end of a quiet dead-end street, this property offers a peaceful setting with plenty of storage and parking options. The detached garage and two sheds provide ample space for vehicles, hobbies, tools, and all your storage needs. Recent updates, including a new metal roof and HVAC system, add peace of mind for the next owner. The home is ready for its next chapter and offers an excellent opportunity to add your own finishing touches and personal style. Come see the possibilities and make this cozy home your own!

365 Henry Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$394,900

3 Beds ⋅ 2 Baths ⋅ 969282 MLS ⋅ Jennifer Coey

Enjoy peaceful, private countryside living just minutes from shopping, schools, and local amenities! This well-maintained home features rich hardwood floors on the main level, a cozy wood-burning fireplace, and a beautifully remodeled kitchen complete with granite countertops and ceramic tile flooring. The finished basement offers exceptional flexible living space, including a large family/rec room, full bath, kitchenette/wet bar, laundry area, and potential for two additional bedrooms. Outdoors, take in quiet rural views from the expansive front deck or relax in the fenced backyard framed by mature trees, featuring a back patio and an extra detached heated garage with no immediate neighbors. Key upgrades and mechanical highlights include updated vinyl insulated double-pane windows, a dual heating system with a heat pump, an owned water softener and filtration systems, a radon mitigation system, a security system, and a roof approximately 12 years old.

3424 Stony Creek Road, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$292,500

3 Beds ⋅ 2 Baths ⋅ 969514 MLS ⋅ Donna M Hughes

Discover peaceful rural living on 1.377 acres with a creek in this well-loved brick ranch offering comfort, space, and thoughtful updates throughout. This home features 3 bedrooms, 2 full bathrooms, a large living room with an electric fireplace, and a cozy galley kitchen that opens to an end-side dining room. The expansive lower level provides exceptional additional living space, including a huge rec room and a family room with a decorative fireplace—perfect for entertaining, hobbies, or relaxation. A 2.5-car attached garage adds convenience and storage. Enjoy quiet mornings on the front deck or unwind in the enclosed screened porch overlooking the serene property and creek. Recent improvements include: Transferable interior French drain waterproofing system Newer roof Updated windows and doors (partial) Updated electric and plumbing Septic pumped in 2025 Leach field work completed in 2022 by Alexanders A wonderful rural retreat offering charm, privacy, and modern peace-of-mind upgrades.

5512 Storms Creek Road, Urbana

Courtesy of Donna M Hughes and Keller Williams Home Town Rlty

$180,000

3 Beds ⋅ 1 Baths ⋅ 969206 MLS ⋅ Jennifer Coey

You Still have time to choose floor color!! Perfect as a turn-key starter home or a high-performing investment property, this solid, well-maintained 3-bedroom, 1-bath home features fresh paint, new flooring(coming), and handsome oak kitchen cabinets. Enjoy relaxing on the enclosed porch or taking advantage of the spacious yard, complete with a storage shed and convenient alley access. Parking is a breeze with both street options and dedicated off-street space behind the house. Situated in a quiet location towards the edge of town while still remaining just minutes from local shopping and everyday conveniences, this move-in-ready home is a fantastic opportunity!

113 Dugan Street, St Paris

Courtesy of Jennifer Coey and Coldwell Banker Heritage

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