Champaign County Homes under $250,000

Welcome to Champaign County, Ohio – a hidden gem that beautifully blends small-town charm with modern amenities. Nestled in the heart of the Buckeye State, Champaign County is known for its picturesque landscapes, friendly communities, and a rich history that dates back to the early 1800s. With its vibrant local culture and a strong sense of community, it’s no wonder that so many people are choosing to call this area home.

For those seeking affordable housing options, Champaign County offers an impressive selection of homes priced under $250,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse array of properties that cater to every taste and lifestyle. From charming historic homes with character to modern new builds, the options are plentiful. Many of these homes come with spacious yards, perfect for outdoor gatherings or enjoying the serene countryside views.

Living in Champaign County means enjoying a slower pace of life while still being within easy reach of urban conveniences. The county boasts excellent schools, beautiful parks, and a variety of local shops and restaurants, making it an ideal place for families and individuals alike. Plus, with convenient access to major highways, commuting to nearby cities like Columbus and Dayton is a breeze.

Explore the possibilities of homeownership in Champaign County, where affordability meets community spirit. Your dream home is waiting just around the corner!

Newest Champaign County Homes under $250,000

$209,900

3 Beds ⋅ 2 Baths ⋅ 970792 MLS ⋅ V Patrick Hamilton

Beautifully remodeled 3-bedroom, 1.5 bath home, ideally situated on a corner lot in Urbana's University District. Remodeled in 2021 with numerous updates throughout, this home offers the perfect blend of modern style, comfort, and convenience. Located just six blocks from downtown Urbana, you'll be within easy reach of local restaurants, shopping, festivals, entertainment and more. Inside, the inviting open floor plan seamlessly connects the living room, dining area and kitchen, creating a comfortable space for everyday living and entertaining. The kitchen features crisp white cabinetry, granite countertops, and stainless-steel appliances, including the range, refrigerator, and dishwasher, all of which stay with the home. The primary bedroom offers the convenience of a private half bath, while the second bedroom features a large double-door opening that allows an abundance of natural sunlight to fill the space. A spacious laundry room provides plenty of room for storage and functionality, with the washer and dryer included in the sale. Additional features include a one car attached carport, a roof and windows replaced in 2014 and an updated HVAC system. Flooring, interior doors, bathrooms, and so much more have also been updated, making this home move-in ready. Enjoy the charm of a well-established neighborhood while being just minutes from everything downtown Urbana has to offer. This corner lot home is ready for its next chapter so come see all it has to offer!

606 S High Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

701 W Mill Street Unit 150, North Lewisburg

$82,500

4 Beds ⋅ 2 Baths ⋅ 970285 MLS ⋅ Kristin Freyhof

Welcome home to this spacious 2,208 sq. ft. 2000 double-wide manufactured home offering room for everyone! Featuring 4 bedrooms and 2 full bathrooms, this home boasts a versatile SPLIT BEDROOM floor plan designed for comfortable everyday living and entertaining. Relax in the inviting living room with a cozy wood-burning fireplace, host gatherings in the formal dining room, or enjoy casual meals in the eat-in kitchen. A separate family room and den provide additional flexible living space perfect for a home office, playroom, or hobby area. Conveniently located just **10 minutes from HONDA and Marysville**, **20 minutes to Urbana or Bellefontaine**, and only **35 minutes to I-270 in Dublin**, you'll enjoy the perfect balance of small-town living with easy access to major employers and surrounding communities. The monthly lot rent is $475 and includes basic cable/internet, and snow removal, making for low-maintenance living. Don't miss this opportunity to own an affordable, spacious home in a great location!

701 W Mill Street Unit 150, North Lewisburg

Courtesy of Kristin Freyhof and Champaign Realty

$169,900

3 Beds ⋅ 1 Baths ⋅ 967696 MLS ⋅ Arthur Solomon

If you are looking for a rural home in Graham school district, this may be a great option. This remodeled and move in ready home offers an abundance of space. There is a large living room with is really the size of two room on the main level which can be used as a living and a dining room as it is adjacent to the kitchen. The dining room has been converted to a bedroom on the main level. There is a full bathroom on the main level as well. 2 full large bedrooms are on the second floor. Partial unfinished basement is great for extra storage and if and when you want to access the mechanicals of the property. The kitchen has been updated and so has the bathroom. The exterior has vinyl siding and updated windows. Don't wait to see this one.

5767 Storms Creek Road, Urbana

Courtesy of Arthur Solomon and Coldwell Banker Heritage

$154,900

2 Beds ⋅ 1 Baths ⋅ 969743 MLS ⋅ V Patrick Hamilton

Discover this charming 2-bedroom, 1 bath home conveniently located just steps from the fairgrounds! Situated at the end of a quiet dead-end street, this property offers a peaceful setting with plenty of storage and parking options. The detached garage and two sheds provide ample space for vehicles, hobbies, tools, and all your storage needs. Recent updates, including a new metal roof and HVAC system, add peace of mind for the next owner. The home is ready for its next chapter and offers an excellent opportunity to add your own finishing touches and personal style. Come see the possibilities and make this cozy home your own!

365 Henry Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$180,000

3 Beds ⋅ 1 Baths ⋅ 969206 MLS ⋅ Jennifer Coey

You Still have time to choose floor color!! Perfect as a turn-key starter home or a high-performing investment property, this solid, well-maintained 3-bedroom, 1-bath home features fresh paint, new flooring(coming), and handsome oak kitchen cabinets. Enjoy relaxing on the enclosed porch or taking advantage of the spacious yard, complete with a storage shed and convenient alley access. Parking is a breeze with both street options and dedicated off-street space behind the house. Situated in a quiet location towards the edge of town while still remaining just minutes from local shopping and everyday conveniences, this move-in-ready home is a fantastic opportunity!

113 Dugan Street, St Paris

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$174,500

3 Beds ⋅ 1 Baths ⋅ 969225 MLS ⋅ Jennifer Coey

Endless Potential with Space! Welcome to this spacious home offering incredible versatility. Highlights include an extra-large living room, an open-concept kitchen and dining area, and a back family room featuring sliding glass doors that lead directly to the fully fenced backyard. Upstairs, you'll find 3 bedrooms, plus room on the main floor to easily add a 1st-floor bedroom and a 2nd full bathroom. Enjoy outdoor living with a welcoming front porch, a back deck, mature shade trees, and an above-ground pool with its own deck and electrical hookup (liner replaced/last used in 2020). Excellent parking and storage with a 2-car garage attached, plus a secondary 1-car alley garage with alley parking access. Features updated electric, double-pane insulated windows, and a whole-house fan. Property is being sold "AS-IS"--bring your ideas and make it your own!

580 E Ward Street, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$247,500

3 Beds ⋅ 2 Baths ⋅ 968988 MLS ⋅ Joy Haynes

Seller just done a price improvemet. On this older Home has been remodeled and left in its older chaam. 5 years ago new roof on home,Furance and air,Windows. From the entry way you can see the stair case. New Kitchen with pantry. Washer and dryer was brought up to the first floor.3 large bedrooms upstairs with extra room for walk in closet. Outside new porches have been added .Nice corner lot Det 2 car garage with new roof .

312 N Monroe Street, Christiansburg

Courtesy of Joy Haynes and Howard Hanna Real Estate Serv

$230,000

3 Beds ⋅ 2 Baths ⋅ 968666 MLS ⋅ Robbin Kramer

This rural, Urbana Schools property has so much potential. Check out this 1 acre property with 20x30 detached garage as well as a 30x27 pole barn with concrete floor. Plenty of space for play, gardening and/or private entertaining. The home is spacious and the owners suite is on the second level with a full bathroom. Home needs some TLC, but has a lot to offer. Motivated Seller and immediate possession.

1353 Three Mile Road, Urbana

Courtesy of Robbin Kramer and Howard Hanna Real Estate Serv

$199,999

3 Beds ⋅ 1 Baths ⋅ 968274 MLS ⋅ Rick McMaken

Motivated sellers are looking for an offer on this well-maintained home featuring a privacy-fenced backyard and inviting outdoor spaces. A spacious 27' x 7' covered front porch provides the perfect spot to enjoy your morning coffee or unwind in the evening. The main level offers an open dining and living room area, creating a comfortable setting for everyday living and entertaining. The primary bedroom is also located on the main level just past the full bathroom. Vinyl replacement windows provide comfort and energy efficiency, while natural gas central heat and central air offer year-round comfort. Recent updates include a new waterline to the home, a new water heater in 2024, new upstairs carpeting, updated kitchen countertops and sink (2025), and new lighting and insulation in the attic. The privacy-fenced backyard provides a great space for entertaining, relaxing, or pets, and a newer shed is nearly complete and adds valuable storage. Whether you're a first-time buyer or ready to right-size, this property is worth a look! Conveniently located for Troy, Piqua, Springfield, and Dayton!

108 N Main Street, Christiansburg

Courtesy of Rick McMaken and Key Realty

$157,300

3 Beds ⋅ 1 Baths ⋅ 967833 MLS ⋅ Lindsey Chaney

Charming St Paris home with 1,644 sq ft of living space! Welcome to 261 E. Main Street, a spacious 3-bedroom, 1-bath home in the heart of St. Paris. The generous floor plan provides plenty of room to spread out, with inviting living areas, a functional kitchen, and three comfortable bedrooms with room for an office or play room attached to the upstairs bedroom. Enjoy the outdoors from the large rear deck overlooking the backyard—perfect for relaxing, entertaining, or enjoying your morning coffee. The 2-car garage offers convenient parking and additional storage. With its classic charm and convenient location, this home is ready for its next chapter. Come see all that 261 E. Main Street has to offer!

261 E Main Street, St Paris

Courtesy of Lindsey Chaney and Coldwell Banker Heritage

$209,900

3 Beds ⋅ 2 Baths ⋅ 967636 MLS ⋅ V Patrick Hamilton

Discover the character and charm of this spacious home offering over 1800 square feet of living space and a flexible layout. Currently set up as a single-family residence, the home was previously used as two apartments and could be perfect for multi-generational living. The main level features large, inviting rooms, including a spacious eat-in kitchen (appliances stay), a separate dining room and a convenient main level bedroom. There is also a full bathroom on each level, one upstairs and one downstairs. Just off the kitchen, a large pantry provides additional storage and offers convenient access to the attached two-car garage. There is also plenty of off-street parking. Upstairs you'll find two additional bedrooms, another full bath and a second kitchen. With some minor modifications, this level could potentially function as a separate apartment with its own private entrance. The home is equipped with two separate HVAC systems, one serving each level, and includes two ranges and two refrigerators. There is a fenced backyard, and you can enjoy the outdoors from the private porch and paver patio off the kitchen, which is perfect for grilling out or relaxing over an evening dinner. A full basement provides even more storage and utility space. Throughout the home you'll find the character and charm of an older home combined with a practical, flexible floor plan. A new roof was installed in August 2025. Conveniently located close to downtown Urbana, this home is near restaurants, shopping, entertainment and more. Whether you're looking for a spacious single-family home or a property with potential for multi-generational living, rental income or a future two-unit setup, this property offers plenty of possibilities.

234 Laurel Oak Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$205,000

3 Beds ⋅ 1 Baths ⋅ 966265 MLS ⋅ Maurice Carpenter

Welcome home to this inviting 3 bedroom home filled with character and plenty of space to enjoy. The kitchen opens into a large dining room, creating a great space for everyday meals and entertaining, while updated flooring and a neutral color palette carry throughout the home, creating a cohesive feel. The bathroom features an updated vanity and tiled tub surround, and the spacious laundry room offers plenty of additional storage. Upstairs, you’ll find three bedrooms with charming architectural details. Outside, the fully fenced backyard provides plenty of room for pets, play, gardening, or gatherings. Off street parking adds to the convenience. A welcoming home with plenty of space inside and out, ready for its next owner!

219 Orange Street, Urbana

Courtesy of Maurice Carpenter and Gallery Homes Real Estate, LLC

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