Miami County Homes under $200,000

Miami County Homes under $200,000

Welcome to Miami County, Ohio, a hidden gem that perfectly blends small-town charm with modern conveniences. Nestled in the heart of the Midwest, Miami County boasts a rich history, vibrant communities, and a wealth of outdoor activities. From the scenic beauty of the Great Miami River to the lush parks and recreational opportunities, this county offers an idyllic setting for families, retirees, and individuals alike.

One of the most appealing aspects of Miami County is its affordability, particularly for those seeking homes under $200,000. This makes it an attractive option for first-time homebuyers or anyone looking to invest in real estate without breaking the bank. You’ll find a diverse range of properties, from cozy single-family homes to charming bungalows, all set against the backdrop of friendly neighborhoods.

The local real estate market is thriving, with homes often featuring spacious yards, modern amenities, and proximity to excellent schools and community resources. Imagine sipping your morning coffee on a sunlit porch or hosting weekend barbecues in your own backyard—Miami County offers the lifestyle you’ve been dreaming of, all while staying within budget.

Moreover, the county is conveniently located near major highways, making it easy to access nearby cities like Dayton and Troy, where you can enjoy even more shopping, dining, and entertainment options. With its welcoming atmosphere, rich culture, and affordable housing, Miami County, Ohio, is the perfect place to call home. Explore your options today and discover the charm that awaits you in this delightful community!

Newest Miami County Homes under $200,000

217 N Miami Street, West Milton
$189,900
3 Beds ⋅ 2 Baths ⋅ 970959 MLS ⋅ Maureen A Cox
A stone-accented front porch frames the entrance to this classic two-story residence, offering a warm and inviting first impression. The exterior of the home features a combination of stone, vinyl siding, and wood siding, complemented by a covered front porch with storm doors. Situated on a 0.19-acre lot, this three-bedroom home provides a serene setting with a detached garage, a driveway, and an adjacent detached metal carport. Inside, the spacious living area features classic crown molding and a cozy fireplace, creating a comfortable space that connects to the adjacent dining room through a wide doorway. The dining room is detailed with classic molding, carpet, and multiple windows. Functional culinary spaces are highlighted by a kitchen with white cabinetry, tile and linoleum flooring, and appliances including a dishwasher, refrigerator, range, and cooktop. Original built-in cabinetry provides additional storage. Accommodations include comfortable bedrooms with wall-to-wall carpeting and ceiling fans. The home is serviced by one full bathroom with a white vanity and classic trim details, alongside a convenient half bath featuring a pedestal sink and tile flooring. A dedicated utility space includes a washer and dryer, tile flooring, and a pedestal sink, while a sunroom entry displays rich wood plank ceilings and multi-pane windows. An expansive, partially finished basement features wall-to-wall carpeting, exposed wooden ceiling joists, and textured concrete walls. The lower level is serviced by a forced air heating system. Out back, a fenced green lawn with wood privacy fencing is shaded by mature trees and includes a paved patio area alongside a storage shed, ideal for quiet afternoons or outdoor gatherings.

217 N Miami Street, West Milton

Courtesy of Maureen A Cox and Irongate Inc.

18 N Cedar Street, Troy
$174,900
3 Beds ⋅ 1 Baths ⋅ 970616 MLS ⋅ Richard Pierce
Classic lap vinyl siding and inviting front porch creates a warm greeting to this residential single-family home. Step onto the front porch and experience a sense of comfort before stepping inside this spacious one-story layout featuring 3 bedrooms and 1 full bathroom. The living area is anchored by a brick fireplace while French doors, built-in shelving, panel ceilings, and rich wood-look flooring enhance the atmosphere. The kitchen workspace is equipped with counters, updated cabinetry, a range, a dishwasher, and a refrigerator. The home has 3 bedrooms featuring classic trim detailing, high baseboards, and built-in shelving. Convenience is integrated into the layout with laundry hookups situated just off the main bathroom, renovated with a sink vanity and a classic bathtub and shower combination. For storage and future possibilities, the property features an unfinished attic with vaulted ceilings, exposed wooden roof rafters, and subflooring. Outdoor living is simple and relaxing with a wooden deck extending into the expansive grassy yard. A fully enclosed chain-link fenced lawn, great for pets, also includes a storage shed and a gravel driveway. Located on a 0.21-acre lot, this home provides a tranquil setting for enjoying quiet afternoons in the yard. New paint and carpet. Central air and furnace, vinyl siding, large lot help this be a wonderful home.

18 N Cedar Street, Troy

Courtesy of Richard Pierce and Coldwell Banker Heritage

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The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of the Dayton Area Board of Realtors® MLS IDX Database. Real estate listings from the Dayton Area Board of Realtors® MLS IDX Database held by brokerage firms other than Real Estate Company are marked with the IDX logo and are provided by the Dayton Area Board of Realtors® MLS IDX Database. Information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in. Copyright© 2026 Dayton Area Board of Realtors®