Miami County Homes under $500,000

Welcome to Miami County, Ohio – a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the Midwest, this vibrant community is known for its friendly atmosphere, picturesque landscapes, and rich history. With a population that values connection and camaraderie, Miami County offers residents a welcoming environment where neighbors become friends.

One of the standout features of Miami County is its affordability, especially when it comes to housing. For those seeking their dream home without breaking the bank, there’s a delightful selection of homes available for under $500,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find an array of options that cater to diverse tastes and needs. From charming bungalows to spacious family homes, the real estate market here provides excellent value, allowing you to invest in your future without sacrificing quality.

Beyond the beautiful homes, Miami County boasts an abundance of recreational opportunities. Explore the scenic parks, enjoy outdoor activities along the Great Miami River, or take part in community events that celebrate the area’s rich agricultural heritage. With excellent schools, vibrant local businesses, and a strong sense of community, Miami County is not just a place to live; it’s a place to thrive.

If you’re ready to discover your perfect home in Miami County, Ohio, we invite you to explore the diverse real estate options available. Your dream home awaits, and this charming community is ready to welcome you with open arms!

Newest Miami County Homes under $500,000

$265,000

4 Beds ⋅ 2 Baths ⋅ 970814 MLS ⋅ Amos Tinsman

Two homes on one country parcel! The kind of setup buyers ask for and almost never find. The main house delivers 2,179 sq ft with 4 bedrooms, 2 full baths, and a fully finished attic that works as flex space, office, or bunk room. Steps away, a separate ~660 sq ft second dwelling adds 2 bedrooms and a full bath of its own. Offset the mortgage with rental potential. or spread out and use every square foot yourself. Nearly 2,840 sq ft combined, all on 0.68 acres of open Union Township ground. Baseboard heat, window-unit cooling, detached garage, and quiet road frontage minutes from downtown West Milton, in the Milton-Union school district. Bring your vision and walk both buildings. Setups like this don't come around often.

6336-338 S Jay Road, West Milton

Courtesy of Amos Tinsman and Coldwell Banker Heritage

$342,450

3 Beds ⋅ 2 Baths ⋅ 970880 MLS ⋅ Kristina Wolf

Build your new home in Somerset Reserve with the beautiful Sanibel ranch floor plan by Maronda Homes! This new-construction home features three spacious bedrooms, and a main living area with expansive cathedral ceilings, beautiful kitchen cabinetry, sleek granite countertops, and durable Luxury Vinyl Plank (LVP) flooring throughout. Because this home is to-be-built with a 6-to-8-month build timeline, buyers have the exciting opportunity to personalize their finishes and options (final purchase price may vary based on chosen upgrades). Enjoy complete peace of mind backed by Maronda Homes' extensive warranty program, including a 1-2-10-year warranty.

1438 Goldenrod Drive, Troy

Courtesy of Kristina Wolf and New Home Star Ohio LLC

$349,900

3 Beds ⋅ 2 Baths ⋅ 970848 MLS ⋅ Gabrielle Lawson

Classic brick charm meets inviting indoor and outdoor living at 4015 Camelot Road! A spacious lawn, mature trees, and covered front patio create a welcoming first impression. Inside, the light-filled living room features a striking painted brick fireplace with a wood accent wall, recessed lighting, and elevated LVP flooring that flows into the dining area and kitchen. White cabinetry, stainless steel appliances, generous counter space, and breakfast bar seating make the kitchen a natural gathering place. Sliding doors off the dining area lead to the backyard for easy entertaining. Bedrooms feature wood flooring and ceiling fans, while the bathrooms offer stylish finishes, including an updated vanity and a separate bathroom with a walk-in shower. The finished basement expands your options with recreation and media areas, a bar, and ample unfinished storage space. Outside, enjoy a spacious backyard, an expansive patio, and a pergola-covered seating area ideal for relaxing or hosting guests. An attached garage, broad driveway, and additional detached outbuilding add everyday convenience and versatility. With inviting gathering spaces and room to spread out, this brick ranch is ready for its next chapter!

4015 W Camelot Road, Piqua

Courtesy of Gabrielle Lawson and Keller Williams Home Town Rlty

$194,900

2 Beds ⋅ 2 Baths ⋅ 970821 MLS ⋅ Lindsey Chaney

Welcome to 450 Kirk Lane in Troy! This 2-bedroom, 1.5-bath home offers a functional layout, a convenient 2-car garage, and a screened-in porch that’s perfect for enjoying the outdoors in comfort. Built on a crawl space for easy, low-maintenance living, this home offers comfortable living spaces and a practical floor plan. Conveniently located in Troy, close to shopping, dining, and local amenities. Don’t miss the opportunity to make this home your own!

450 Kirk Lane, Troy

Courtesy of Lindsey Chaney and Coldwell Banker Heritage

$229,900

4 Beds ⋅ 2 Baths ⋅ 970623 MLS ⋅ Jeanie J Bates

Tempting Traditional. Meticulously maintained timeless 2-story gracefully situated on landscaped corner lot offering all the comforts of home beginning with the covered front porch providing relaxing space and warm and welcoming entry. Handsome hardwood fls span the foyer showcasing open stairway & living area centered by decorative FP, shadowboxed walls featured in formal dining rm complimenting the beadboard base of breakfast nook with walk-in pantry & breakfast bar seating open to kitchen. Perfectly appointed study with full 1st fl. bath. Large landing area provides walk-out to covered 2nd fl deck & easy access to 4 bedrooms & adt'l full bath boasting updated laminate wood fls & double sink vanity. Tranquil space awaits in the private backyard with deck & patio space leading to the 2-car,2-story with floored walk-up for storage carriage house. Very useable walk-out basement provides great storage, rec rm & workshop space.

1001 Washington Avenue, Piqua

Courtesy of Jeanie J Bates and McVety Realty

$409,000

3 Beds ⋅ 3 Baths ⋅ 970799 MLS ⋅ Todd Broomhall

Welcome to 1570 Cheshire Road in Troy! This spacious 3-bedroom, 3-full-bath home offers 2,520 square feet of living space plus a finished basement, providing plenty of room to spread out and entertain! The inviting open-concept living room and kitchen create the perfect setting for everyday living and gatherings with family and friends. The generously sized primary suite features his-and-hers closets, while the convenience of first-floor laundry adds to the home’s functional layout. Upstairs, you’ll find an impressive 21x20 loft offering endless possibilities as a second living area, game room, home office, or entertainment space. The finished basement is an entertainer’s dream, complete with a wet bar, full bathroom, and a separate finished room that would make an ideal private home office, hobby room, or flex space. Whether hosting guests or enjoying a relaxing evening at home, this lower level provides incredible versatility! Step outside and enjoy the 17x11 composite deck, perfect for grilling and outdoor gatherings, or unwind on the expansive 60x6 covered front porch. Major updates include a new HVAC system in 2023, providing added comfort and peace of mind. With its spacious open floor plan, multiple living areas, finished basement, and inviting outdoor spaces, this home offers the perfect combination of comfort, functionality, and room to entertain. Don’t miss your opportunity to make this fantastic Troy property your own!

1570 Cheshire Road, Troy

Courtesy of Todd Broomhall and Keller Williams Home Town Rlty

$278,900

3 Beds ⋅ 1 Baths ⋅ 970653 MLS ⋅ Jeffrey E Apple

Welcome to 15 Windmere Drive Troy, OH! This brick 1 story offers so much! An Amazing location to start that is nestled on a Gorgeous .72 Acre lot that backs up to a creek. The main floor offers 1,350 Square Feet of living space! 3 Bedrooms, spacious living and family rooms. Hard to find 1,350 SF unfinished FULL WALKOUT basement that is filled with natural light and offers you the chance to finish and double your living space! Kitchen w/bay window, bar area for extra seating and meal prep space. The dark stainless appliances including the Stove, Refrigerator and microwave will convey. 2 car attached garage. Roof new in 2023 and was a complete tear off. Replacement tilt in windows on the main floor. Large and spacious full bathroom. Wonderful covered front porch to sit and relax on. Fantastic rear patio and deck with access from the walk out basement to enjoy the back yard and creek. This property is located in Concord Township, just outside the city limits and in a very desirable Vista Ridge Subdivision. No HOA fees! Easy access to shopping, dining, entertainment, downtown Troy and I-75! Do not delay on this amazing rare find. Move in at closing.

15 Windmere Drive, Troy

Courtesy of Jeffrey E Apple and BHHS Professional Realty

$180,000

3 Beds ⋅ 2 Baths ⋅ 970806 MLS ⋅ Patrick Wolf

Welcome to 936 Caldwell St! This Updated, light-filled 3-bedroom home features a functional layout, cozy living spaces, and a spacious backyard perfect for pets or outdoor gatherings. Located minutes from historic downtown Piqua, local schools, and easy I-75 access. Ideal for first-time buyers or investors?schedule your tour today!

936 Caldwell Street, Piqua

Courtesy of Patrick Wolf and Coldwell Banker Heritage

$299,900

3 Beds ⋅ 2 Baths ⋅ 970575 MLS ⋅ Tyler Everidge

Welcome to Stillwater Crossings! This bright, single-story home offers 3 bedrooms, 2 full bathrooms, and an oversized 2-car garage. The open-concept kitchen is the heart of the home, featuring a center island and a dining area that flows naturally for everyday living and entertaining. Large windows fill the space with natural light throughout. The primary suite is a true retreat, complete with a spacious walk-in closet and a private ensuite bath featuring a double vanity and walk-in shower. Built just two years ago, this home offers modern finishes and low-maintenance living, all on one convenient level. Reach out for any questions, and schedule your showing before it's gone! Open to public Saturday 10/10 12:00-1:30pm!

135 Heather Place, West Milton

Courtesy of Tyler Everidge and eXp Realty

$269,900

3 Beds ⋅ 2 Baths ⋅ 970770 MLS ⋅ Kevin L Johnson

Be sure to turn your volume up & watch the Virtual Tour! Original hardwood floors and 1920's character establish a warm, inviting tone throughout this fully remodeled two-story single-family home. Conveniently located; walkable to downtown Tipp City. This residence offers three bedrooms and two full bathrooms, providing a functional layout for daily routines. Modern updates throughout include new plumbing & electrical, added wall insulation & drywall, new kitchen & baths, central air, water heater, interior doors & trim. This beauty offers newer windows, a natural gas furnace, roof shingles & siding. The stainless appliances are gently used... like new. If your style is blending classic design with updated systems, this is the home you've been waiting for! Relaxing moments await on the large front porch or back yard deck - offering delightful outdoor spaces to kick back and unwind. The interior features a first-floor primary bedroom, while the overall floor plan provides 1,380 square feet of living space on a 0.14-acre lot. What the owner loves about this home: Enjoy added peace of mind living near the local fire station, banks, restaurants, shopping & pharmacy! Conveniently located on a quiet street near downtown Tipp City. The home features a large front porch, perfect for relaxing and enjoying the quiet & quaint neighborhood, along with a spacious back porch ideal for entertaining, outdoor dining, or enjoying a quiet evening. Alley parking adds convenience while preserving the home's charming street presence & curb appeal. This fresh, newly remodeled home is glorious and it's ready for the next owner to just move-in, enjoy and start making memories. Schedule a tour today to experience the charm and convenient location of this fully remodeled property. Zero Down Financing is Available. Call Today!

517 W Dow Street, Tipp City

Courtesy of Kevin L Johnson and RE/MAX Alliance Realty

$120,000

2 Beds ⋅ 1 Baths ⋅ 970772 MLS ⋅ Sheena Ellison

Welcome to 814 W North St in Piqua! This charming 2 bedroom, 1 bath home is ready to welcome its next owner! Offering comfortable one level living and a functional inviting layout, this home is a great option for first time buyers, downsizers, or anyone looking for a place that feels manageable and easy to call home. Step inside and imagine making the space your own, then head outside to enjoy the covered porch, perfect for morning coffee or relaxing at the end of the day. The fenced backyard provides plenty of room for pets, play, entertaining, gardening, or simply enjoying your own private outdoor space. Conveniently located in Piqua with public utilities and easy access to everyday amenities, this home offers the opportunity to stop renting and start building equity in a place of your own. Affordable, inviting, and full of possibilities - 814 W North St could be the perfect place to start your next chapter. Schedule your private showing and come see it for yourself!

814 W North Street, Piqua

Courtesy of Sheena Ellison and Garden Gate Realty Inc.

$380,000

3 Beds ⋅ 2 Baths ⋅ 969806 MLS ⋅ Carli Amlin

Looking for turnkey, ready-to-enjoy living all on one level? This beautifully maintained 3-bedroom, 2-full-bath ranch offers 1,688 square feet of thoughtfully designed living space and is less than five years old! Step inside to a bright, welcoming open floor plan where the family room, dining area, and kitchen flow seamlessly together, creating the perfect space for everyday living and entertaining. A cozy fireplace anchors the family room, while the open kitchen keeps everyone connected whether you’re cooking, gathering around the table, or relaxing at the end of the day. The convenient single-level layout features three bedrooms and two full baths, along with a laundry room located just off the spacious 2-car garage. Out back, enjoy a peaceful backdrop to the property that makes the outdoor space an inviting place to relax. The HOA adds even more to enjoy, with walking areas, a clubhouse, pickleball courts, and a community pool. With newer construction, a desirable open layout, wonderful community amenities, and everything conveniently located on one floor, this home offers the perfect combination of comfort and low-maintenance living. Move right in, settle in, and start enjoying everything this home and community have to offer!

864 W Bentley Circle, Troy

Courtesy of Carli Amlin and RE/MAX Alliance Realty

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