Miami County Homes under $250,000

Welcome to Miami County, Ohio, a charming area that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the Midwest, Miami County offers a vibrant community atmosphere, rich history, and a plethora of outdoor activities that make it an ideal place to call home.

One of the most appealing aspects of Miami County is its affordability. For those in search of their dream home without breaking the bank, there are numerous options available under $250,000. This price point opens the door to a variety of charming residences, from cozy single-family homes to inviting townhouses, perfect for first-time buyers, families, or anyone looking to downsize. Imagine settling into a home with a spacious backyard for summer barbecues, or a quaint front porch where you can unwind with a good book.

Miami County is also known for its excellent schools, friendly neighborhoods, and a strong sense of community. With parks, walking trails, and recreational facilities, residents can enjoy an active lifestyle while being surrounded by stunning natural beauty. Whether you’re exploring the scenic Great Miami River or visiting local farmers' markets, there’s always something to do.

As you consider making Miami County your home, you’ll find that it offers a warm welcome and a sense of belonging. With homes available at such attractive prices, now is the perfect time to discover all that this delightful county has to offer. Embrace the opportunity to create lasting memories in a place that feels like home.

Newest Miami County Homes under $250,000

$188,000

4 Beds ⋅ 2 Baths ⋅ 971255 MLS ⋅ Shari L Thokey

2 units. Both 2 bedroom 1 bath. The downstairs has a huge living rm nice size Kitchen and bedroom. Upstairs has a small living rm and kitchen 2 lg bedrooms & central air. Both units were remodeled. Downstairs has a newer furnace. The roof is metal. Each tenant pays their own electric. Water bill is built into the rent. Both units are 2 bed 1 bath.

906 Race Drive, Troy

Courtesy of Shari L Thokey and Galbreath REALTORS

$249,900

3 Beds ⋅ 1 Baths ⋅ 971114 MLS ⋅ Alicia Barlow

Charming, updated, and full of outdoor appeal! This 3-bedroom, 1-bath home offers a welcoming covered front porch, a spacious wooden back deck overlooking the backyard. The current owners have made numerous improvements since 2024, adding value and peace of mind. 2024 Updates: New siding, house and basement windows, basement waterproofing, main power line, foundation paint, front porch repairs and post, gutters and gutter guards, rear awning, blinds, toilet, and refrigerator. Drain and duct cleaning and an HVAC inspection were also completed. 2025 Updates: New furnace, water heater, microwave, lighting, interior paint, landscaping, and planter box. 2026 Update: New dishwasher, 4 new vents and vent boot. The unfinished basement offers potential for additional usable space, while the detached 2-car garage provides room for parking, storage, or hobbies. Come see all this Westbrook home has to offer!

1415 Fleet Road, Troy

Courtesy of Alicia Barlow and Keller Williams Home Town Rlty

$205,000

3 Beds ⋅ 2 Baths ⋅ 971239 MLS ⋅ Mary E Couser

Surprising 3-Bedroom, 2-Bath Home with a Fully Finished Basement, Fenced Yard, and 1.5-Car Detached Garage in Southview Subdivision! This charmer boasts 1,792 square feet of living space plus a walk-up attic. Large, welcoming living room and a roomy kitchen with a breakfast area! All appliances will remain. Large primary bedroom, new bath with tub/shower, and small bedroom on the 1st Floor. The 3rd bedroom is in the basement, plus a study or 4th bedroom. Spacious family/rec room, laundry, and bath with a shower. Roomy L-shaped rear deck, large patio area, fenced yard, and 18x24 detached garage. Lots of Updates! New roof on the house and garage in 2020; GFA furnace and central air; whole-house humidifier installed in 2025; Fluke installed on the roof; attic insulation added; and a solar power fan installed in the attic in 2026. Water heater in 2024; sump pump and ejector pump in 2023; concrete parking/storage slab in 2024; concrete walkway and steps in 2025; patio slab in 2025; and back deck in 2025. Main Bath remodeled in 2025. New flooring in the living room, bedrooms, hallway, kitchen, and the basement in 2026. The interior and kitchen cabinets were freshly painted. This Charmer is Move-In Ready! Schedule Your Appointment Today Before It Gets Away!

37 Elmwood Avenue, Troy

Courtesy of Mary E Couser and Galbreath REALTORS

$189,900

3 Beds ⋅ 2 Baths ⋅ 970959 MLS ⋅ Maureen A Cox

A stone-accented front porch frames the entrance to this classic two-story residence, offering a warm and inviting first impression. The exterior of the home features a combination of stone, vinyl siding, and wood siding, complemented by a covered front porch with storm doors. Situated on a 0.19-acre lot, this three-bedroom home provides a serene setting with a detached garage, a driveway, and an adjacent detached metal carport. Inside, the spacious living area features classic crown molding and a cozy fireplace, creating a comfortable space that connects to the adjacent dining room through a wide doorway. The dining room is detailed with classic molding, carpet, and multiple windows. Functional culinary spaces are highlighted by a kitchen with white cabinetry, tile and linoleum flooring, and appliances including a dishwasher, refrigerator, range, and cooktop. Original built-in cabinetry provides additional storage. Accommodations include comfortable bedrooms with wall-to-wall carpeting and ceiling fans. The home is serviced by one full bathroom with a white vanity and classic trim details, alongside a convenient half bath featuring a pedestal sink and tile flooring. A dedicated utility space includes a washer and dryer, tile flooring, and a pedestal sink, while a sunroom entry displays rich wood plank ceilings and multi-pane windows. An expansive, partially finished basement features wall-to-wall carpeting, exposed wooden ceiling joists, and textured concrete walls. The lower level is serviced by a forced air heating system. Out back, a fenced green lawn with wood privacy fencing is shaded by mature trees and includes a paved patio area alongside a storage shed, ideal for quiet afternoons or outdoor gatherings.

217 N Miami Street, West Milton

Courtesy of Maureen A Cox and Irongate Inc.

$142,000

3 Beds ⋅ 1 Baths ⋅ 971149 MLS ⋅ J. Steve Strong

875 Sqft ranch style home built on a slab. Easy care and living. Home offers living room, eat in kitchen, 3 bedrooms, full bath. 2 car dethatched garage, fenced back yard. Close to schools, park, major streets and highways. Mere minutes to downtown. Home currently occupied. DO NOT APPROACH OCCUPANTS! Drive by showing only. Home sold strictly as is. No type of contingencies accepted. Property being offered by continuous auction. See agent comments below for further information. Great opportunity awaits-Hurry!

1510 Garfield Street, Piqua

Courtesy of J. Steve Strong and Irongate Inc.

$199,000

3 Beds ⋅ 1 Baths ⋅ 970534 MLS ⋅ Andrew Notturniano

Country living on about one acre in Newberry Township! 10750 W Versailles Rd is a 1.5-story farmhouse with 3 bedrooms, 1 full bath and approximately 1,124 sq ft, served by Bradford schools and cooled by central air. Inside, a functional kitchen with white cabinetry and comfortable living spaces give you plenty of room to make it your own. The real standouts are outside: a detached 24x24 two-car garage plus a 36x24 implement shed, ideal for equipment, tools, workshop projects or hobbies. Relax on the open front porch or the enclosed porches and take in the countryside views. Mature trees and a generous yard leave space for gardening, play and entertaining. Whether you want a primary residence, a quiet country retreat or a property to add value over time, this one is worth a look. Schedule your private showing today!

10750 W Versailles Road, Covington

Courtesy of Andrew Notturniano and Keller Williams Capital Prtnrs

$160,000

3 Beds ⋅ 1 Baths ⋅ 970927 MLS ⋅ Amanda Wilson

Welcome to 705 Willard Street in Piqua! As you step onto the inviting front porch and enter the home, you'll find a comfortable living room filled with natural light. Moving through the main level, you'll discover a dedicated dining room that flows into the kitchen, featuring ample cabinetry, generous counter space, and a functional layout for everyday cooking. Just off the kitchen, the breakfast nook offers a cozy spot for casual meals. The main-level primary bedroom is conveniently located near the full bathroom. Head upstairs to find two additional bedrooms, perfect for guests, a home office, or flexible living arrangements. The full, unfinished basement provides extra storage space and potential for future use. Outside, enjoy the fenced yard, patio, and detached two-car garage, along with additional parking and convenient rear alley access. Situated on a 0.16-acre lot, this property offers a practical layout and plenty of possibilities for its next owner. Whether you're a first-time homebuyer looking to make a home your own or an investor seeking your next rental opportunity, this 3-bedroom, 1-bathroom property offers plenty of potential. Don't miss your chance to explore all that 705 Willard Street has to offer!

705 Willard Street, Piqua

Courtesy of Amanda Wilson and eXp Realty

$209,900

3 Beds ⋅ 1 Baths ⋅ 970911 MLS ⋅ Lydia Rowe

Lovingly restored and thoughtfully renovated, this 3-bedroom, 1-bath ranch has been updated with quality, comfort and longevity in mind. Nearly every space has been refreshed, not simply for appearance, but with materials and improvements chosen to create a home the next owner can enjoy for years to come. The exterior features a new roof in 2026, new siding, new gutters and downspouts, a beautiful new wood-look garage door, new shutters, exterior lighting, mailbox, and new front and back doors. Inside, you’ll find new Pergo LVP flooring, fresh paint and new baseboards throughout, along with updated electrical and plumbing. Furnace, central air and water heater were all replaced in 2024, adding even more peace of mind. The completely remodeled kitchen features butcher block countertops, updated cabinetry and finishes, a new refrigerator with an auto-fill water station, and a large new picture window that brings in abundant natural light. The full bath has also been completely remodeled and includes a lighted anti-fog vanity mirror. An attached one-car garage, washer and dryer that convey, privacy fence, and a very nice backyard shed built in 2020 add even more function and storage. Bright, open and inviting, this home blends the charm of an established neighborhood with extensive updates completed with care and attention to detail. Agent owned. No FHA loans until 12/9/26 due to 90-day rule.

1040 Greenfield Drive, Troy

Courtesy of Lydia Rowe and NavX Realty, LLC

$194,900

2 Beds ⋅ 2 Baths ⋅ 970821 MLS ⋅ Lindsey Chaney

Welcome to 450 Kirk Lane in Troy! This 2-bedroom, 1.5-bath home offers a functional layout, a convenient 2-car garage, and a screened-in porch that’s perfect for enjoying the outdoors in comfort. Built on a crawl space for easy, low-maintenance living, this home offers comfortable living spaces and a practical floor plan. Conveniently located in Troy, close to shopping, dining, and local amenities. Don’t miss the opportunity to make this home your own!

450 Kirk Lane, Troy

Courtesy of Lindsey Chaney and Coldwell Banker Heritage

$229,900

4 Beds ⋅ 2 Baths ⋅ 970623 MLS ⋅ Jeanie J Bates

Tempting Traditional. Meticulously maintained timeless 2-story gracefully situated on landscaped corner lot offering all the comforts of home beginning with the covered front porch providing relaxing space and warm and welcoming entry. Handsome hardwood fls span the foyer showcasing open stairway & living area centered by decorative FP, shadowboxed walls featured in formal dining rm complimenting the beadboard base of breakfast nook with walk-in pantry & breakfast bar seating open to kitchen. Perfectly appointed study with full 1st fl. bath. Large landing area provides walk-out to covered 2nd fl deck & easy access to 4 bedrooms & adt'l full bath boasting updated laminate wood fls & double sink vanity. Tranquil space awaits in the private backyard with deck & patio space leading to the 2-car,2-story with floored walk-up for storage carriage house. Very useable walk-out basement provides great storage, rec rm & workshop space.

1001 Washington Avenue, Piqua

Courtesy of Jeanie J Bates and McVety Realty

$180,000

3 Beds ⋅ 2 Baths ⋅ 970806 MLS ⋅ Patrick Wolf

Welcome to 936 Caldwell St! This Updated, light-filled 3-bedroom home features a functional layout, cozy living spaces, and a spacious backyard perfect for pets or outdoor gatherings. Located minutes from historic downtown Piqua, local schools, and easy I-75 access. Ideal for first-time buyers or investors?schedule your tour today!

936 Caldwell Street, Piqua

Courtesy of Patrick Wolf and Coldwell Banker Heritage

$120,000

2 Beds ⋅ 1 Baths ⋅ 970772 MLS ⋅ Sheena Ellison

Welcome to 814 W North St in Piqua! This charming 2 bedroom, 1 bath home is ready to welcome its next owner! Offering comfortable one level living and a functional inviting layout, this home is a great option for first time buyers, downsizers, or anyone looking for a place that feels manageable and easy to call home. Step inside and imagine making the space your own, then head outside to enjoy the covered porch, perfect for morning coffee or relaxing at the end of the day. The fenced backyard provides plenty of room for pets, play, entertaining, gardening, or simply enjoying your own private outdoor space. Conveniently located in Piqua with public utilities and easy access to everyday amenities, this home offers the opportunity to stop renting and start building equity in a place of your own. Affordable, inviting, and full of possibilities - 814 W North St could be the perfect place to start your next chapter. Schedule your private showing and come see it for yourself!

814 W North Street, Piqua

Courtesy of Sheena Ellison and Garden Gate Realty Inc.

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