Urbana Homes under $250,000

Welcome to Urbana, Ohio, a charming city nestled in the heart of Champaign County. With its rich history, vibrant community spirit, and picturesque landscapes, Urbana is a hidden gem that offers the perfect blend of small-town charm and modern conveniences. Known for its friendly atmosphere and strong sense of community, Urbana is an ideal place to call home, whether you’re a first-time buyer, a growing family, or looking to downsize.

One of the standout features of Urbana is its diverse range of homes available for under $250,000. This affordability allows residents to enjoy the benefits of homeownership without breaking the bank. From quaint bungalows to spacious family homes, there’s something for everyone in this welcoming community. Many of these properties boast beautiful yards, character-filled interiors, and proximity to local parks, schools, and amenities, making them perfect for those looking to settle down in a nurturing environment.

Urbana is also home to several local attractions, including the historic downtown area, where you can explore unique shops, cozy cafes, and delightful eateries. The city’s parks and recreational facilities provide ample opportunities for outdoor activities, from hiking and biking to picnicking with family and friends.

With its affordable housing options and a community that feels like family, Urbana, Ohio, is the perfect place to start your next chapter. Discover your dream home today and experience the warmth and charm this delightful city has to offer!

Newest Urbana Homes under $250,000

$209,900

3 Beds ⋅ 2 Baths ⋅ 970792 MLS ⋅ V Patrick Hamilton

Beautifully remodeled 3-bedroom, 1.5 bath home, ideally situated on a corner lot in Urbana's University District. Remodeled in 2021 with numerous updates throughout, this home offers the perfect blend of modern style, comfort, and convenience. Located just six blocks from downtown Urbana, you'll be within easy reach of local restaurants, shopping, festivals, entertainment and more. Inside, the inviting open floor plan seamlessly connects the living room, dining area and kitchen, creating a comfortable space for everyday living and entertaining. The kitchen features crisp white cabinetry, granite countertops, and stainless-steel appliances, including the range, refrigerator, and dishwasher, all of which stay with the home. The primary bedroom offers the convenience of a private half bath, while the second bedroom features a large double-door opening that allows an abundance of natural sunlight to fill the space. A spacious laundry room provides plenty of room for storage and functionality, with the washer and dryer included in the sale. Additional features include a one car attached carport, a roof and windows replaced in 2014 and an updated HVAC system. Flooring, interior doors, bathrooms, and so much more have also been updated, making this home move-in ready. Enjoy the charm of a well-established neighborhood while being just minutes from everything downtown Urbana has to offer. This corner lot home is ready for its next chapter so come see all it has to offer!

606 S High Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$169,900

3 Beds ⋅ 1 Baths ⋅ 967696 MLS ⋅ Arthur Solomon

If you are looking for a rural home in Graham school district, this may be a great option. This remodeled and move in ready home offers an abundance of space. There is a large living room with is really the size of two room on the main level which can be used as a living and a dining room as it is adjacent to the kitchen. The dining room has been converted to a bedroom on the main level. There is a full bathroom on the main level as well. 2 full large bedrooms are on the second floor. Partial unfinished basement is great for extra storage and if and when you want to access the mechanicals of the property. The kitchen has been updated and so has the bathroom. The exterior has vinyl siding and updated windows. Don't wait to see this one.

5767 Storms Creek Road, Urbana

Courtesy of Arthur Solomon and Coldwell Banker Heritage

$154,900

2 Beds ⋅ 1 Baths ⋅ 969743 MLS ⋅ V Patrick Hamilton

Discover this charming 2-bedroom, 1 bath home conveniently located just steps from the fairgrounds! Situated at the end of a quiet dead-end street, this property offers a peaceful setting with plenty of storage and parking options. The detached garage and two sheds provide ample space for vehicles, hobbies, tools, and all your storage needs. Recent updates, including a new metal roof and HVAC system, add peace of mind for the next owner. The home is ready for its next chapter and offers an excellent opportunity to add your own finishing touches and personal style. Come see the possibilities and make this cozy home your own!

365 Henry Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$174,500

3 Beds ⋅ 1 Baths ⋅ 969225 MLS ⋅ Jennifer Coey

Endless Potential with Space! Welcome to this spacious home offering incredible versatility. Highlights include an extra-large living room, an open-concept kitchen and dining area, and a back family room featuring sliding glass doors that lead directly to the fully fenced backyard. Upstairs, you'll find 3 bedrooms, plus room on the main floor to easily add a 1st-floor bedroom and a 2nd full bathroom. Enjoy outdoor living with a welcoming front porch, a back deck, mature shade trees, and an above-ground pool with its own deck and electrical hookup (liner replaced/last used in 2020). Excellent parking and storage with a 2-car garage attached, plus a secondary 1-car alley garage with alley parking access. Features updated electric, double-pane insulated windows, and a whole-house fan. Property is being sold "AS-IS"--bring your ideas and make it your own!

580 E Ward Street, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$230,000

3 Beds ⋅ 2 Baths ⋅ 968666 MLS ⋅ Robbin Kramer

This rural, Urbana Schools property has so much potential. Check out this 1 acre property with 20x30 detached garage as well as a 30x27 pole barn with concrete floor. Plenty of space for play, gardening and/or private entertaining. The home is spacious and the owners suite is on the second level with a full bathroom. Home needs some TLC, but has a lot to offer. Motivated Seller and immediate possession.

1353 Three Mile Road, Urbana

Courtesy of Robbin Kramer and Howard Hanna Real Estate Serv

$209,900

3 Beds ⋅ 2 Baths ⋅ 967636 MLS ⋅ V Patrick Hamilton

Discover the character and charm of this spacious home offering over 1800 square feet of living space and a flexible layout. Currently set up as a single-family residence, the home was previously used as two apartments and could be perfect for multi-generational living. The main level features large, inviting rooms, including a spacious eat-in kitchen (appliances stay), a separate dining room and a convenient main level bedroom. There is also a full bathroom on each level, one upstairs and one downstairs. Just off the kitchen, a large pantry provides additional storage and offers convenient access to the attached two-car garage. There is also plenty of off-street parking. Upstairs you'll find two additional bedrooms, another full bath and a second kitchen. With some minor modifications, this level could potentially function as a separate apartment with its own private entrance. The home is equipped with two separate HVAC systems, one serving each level, and includes two ranges and two refrigerators. There is a fenced backyard, and you can enjoy the outdoors from the private porch and paver patio off the kitchen, which is perfect for grilling out or relaxing over an evening dinner. A full basement provides even more storage and utility space. Throughout the home you'll find the character and charm of an older home combined with a practical, flexible floor plan. A new roof was installed in August 2025. Conveniently located close to downtown Urbana, this home is near restaurants, shopping, entertainment and more. Whether you're looking for a spacious single-family home or a property with potential for multi-generational living, rental income or a future two-unit setup, this property offers plenty of possibilities.

234 Laurel Oak Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$205,000

3 Beds ⋅ 1 Baths ⋅ 966265 MLS ⋅ Maurice Carpenter

Welcome home to this inviting 3 bedroom home filled with character and plenty of space to enjoy. The kitchen opens into a large dining room, creating a great space for everyday meals and entertaining, while updated flooring and a neutral color palette carry throughout the home, creating a cohesive feel. The bathroom features an updated vanity and tiled tub surround, and the spacious laundry room offers plenty of additional storage. Upstairs, you’ll find three bedrooms with charming architectural details. Outside, the fully fenced backyard provides plenty of room for pets, play, gardening, or gatherings. Off street parking adds to the convenience. A welcoming home with plenty of space inside and out, ready for its next owner!

219 Orange Street, Urbana

Courtesy of Maurice Carpenter and Gallery Homes Real Estate, LLC

$249,900

4 Beds ⋅ 2 Baths ⋅ 961713 MLS ⋅ Tiffany A Lobertini

Discover the charm of this craftsman style residence, a welcoming haven designed for comfortable living. The exterior boasts a distinctive metal roof and an inviting front porch, enhancing its classic curb appeal with a combination of brick and siding construction. Natural light floods the interior, highlighting the elegant wood floors and freshly installed carpeting found throughout. The living areas are thoughtfully designed for both relaxation and entertaining, with ceiling fans providing comfort. The dining room is open to the kitchen offering ample space for entertaining. The heart of the home features a spacious kitchen equipped with a dishwasher, refrigerator, and microwave, complemented by a stylish kitchen island that is perfect for culinary endeavors and casual dining. Retreat to the comfortable bedrooms, many of which feature plush carpeting and convenient walk-in closets, ensuring ample storage and a serene atmosphere. A full, unfinished basement offers plenty of room for storage or additional use. Outside, a generous deck overlooks a private, fenced backyard, creating an ideal setting for outdoor gatherings and peaceful moments. A detached shed offers practical storage solutions. This home truly combines comfort, style, and functionality.

236 Lincoln Place, Urbana

Courtesy of Tiffany A Lobertini and Howard Hanna Real Estate Serv

$219,900

3 Beds ⋅ 1 Baths ⋅ 960706 MLS ⋅ V Patrick Hamilton

Tucked away on a wooded country lot between Urbana and Springfield, this contemporary ranch-style home offers the perfect blend of privacy, convenience, and comfortable one-level living. Situated on approximately a half-acre lot, the property provides easy access to US Highway 68, Interstate 70, US Highway 36, and State Route 4, making commuting and travel simple while still enjoying a peaceful country setting. Offering nearly 1,700 square feet of living space, this 3-bedroom home features an open floor plan designed for both everyday living and entertaining. The spacious living room is filled with natural light from walls of windows and is enhanced by a smart Bluetooth-enabled pellet stove that creates warmth and ambiance at the touch of a button. The living room flows seamlessly into the kitchen, which comes fully equipped with a range, refrigerator, microwave, and dishwasher. Beyond the kitchen is an oversized dining area that could also serve as a second family room or gathering space, featuring cathedral ceilings and a cozy wood-burning stove. The home also offers a generously sized laundry room with additional cabinetry for storage, and the washer and dryer are included with the sale. Thoughtful updates throughout the property provide peace of mind, including a new roof in 2022, water heater and water softener in 2024, driveway replacement in 2024, and new siding in 2025. Step outside and discover a backyard designed for relaxation and entertaining. A large patio overlooks the private yard, with neighboring privacy fencing on both sides creating a secluded outdoor retreat. An impressive outbuilding offers workshop space on the main level, while the upper level provides endless possibilities for additional living space, a guest room, hobby area, or extra storage. Toward the rear of the property, a second building serves as additional storage and features a unique outdoor bar area, making it the perfect destination for hosting family and friends.

1337 W Dallas Road, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$240,000

3 Beds ⋅ 2 Baths ⋅ 958944 MLS ⋅ Maurice Carpenter

Enjoy country living in this brick ranch featuring 3 bedrooms, 2 baths, and a 2 car garage. The fully fenced backyard offers added privacy with no rear neighbors, creating a peaceful space to relax or entertain. Inside, you’ll love the gorgeous hardwood floors, stunning wood trim and doors, formal dining room, fully equipped kitchen, and a bright sunroom featuring a built in sauna. Don't miss this one!

1473 Knight Road, Urbana

Courtesy of Maurice Carpenter and Gallery Homes Real Estate, LLC

$74,900

1 Beds ⋅ 1 Baths ⋅ 926347 MLS ⋅ Lynda Anello

Ideal investment property. Cash only, as-is. This charming one-bedroom, one-bathroom brick ranch home features a spacious laundry room that can easily accommodate a home office. The kitchen seamlessly flows into the living room, creating an inviting atmosphere for entertaining. Enjoy the enclosed porch and convenient carport, all nestled on a desirable corner lot, just down the street from the Terre Haute Mall where you can get groceries, gas, and a nice meal. This property will be an easy re-sale or rental once the concerns are addressed.

5770 Storms Creek Road, Urbana

Courtesy of Lynda Anello and eXp Realty

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