Urbana Homes under $350,000

Welcome to Urbana, Ohio – a charming city nestled in the heart of Champaign County, where small-town charm meets modern convenience. Known for its rich history and vibrant community spirit, Urbana is a delightful place to call home. With picturesque parks, friendly neighborhoods, and a strong sense of community, it offers a perfect backdrop for families, retirees, and young professionals alike.

Urbana boasts a variety of amenities, including local shops, cozy cafes, and family-owned restaurants that serve up delicious, home-cooked meals. The city is also home to beautiful parks and recreational facilities, making it easy to enjoy outdoor activities, whether it’s a leisurely stroll or a weekend picnic. The Urbana City School District is known for its commitment to education, providing quality schooling options for families.

For those seeking affordability without compromising on quality, Urbana presents an impressive selection of homes under $350,000. From charming historic houses with unique architectural details to modern, move-in-ready properties, there’s something for everyone. With a competitive housing market, you can find spacious family homes, cozy bungalows, and even newly constructed residences that fit your budget and lifestyle.

Living in Urbana means enjoying the perfect blend of tranquility and accessibility. Just a short drive from larger cities, residents can easily access shopping, dining, and entertainment while returning to the peaceful ambiance of their hometown. Discover the warmth and welcoming spirit of Urbana, where your dream home awaits!

Newest Urbana Homes under $350,000

$264,900

4 Beds ⋅ 2 Baths ⋅ 970884 MLS ⋅ Jeff Horne

Check out this gorgeous home with plenty of living space in Urbana! This home is full of character and charm, featuring original woodwork throughout, decorative fireplaces, and high ceilings in almost every room. The first floor offers a large living room, spacious dining room, first-floor bedroom, and convenient mudroom/laundry room--perfect for those looking for the convenience of first-floor laundry. The kitchen provides plenty of cabinet and counter space, along with a large pantry. Appliances convey, including the refrigerator, dishwasher, and range. Upstairs, you'll find the remaining three bedrooms, with a separate furnace serving the second floor. Step outside and enjoy the deck, covered patio, and fenced-in yard, offering the perfect space for outdoor entertaining and relaxing. Plus, you'll have a two-car garage for added convenience and storage. This home has so much to offer--character, space, functionality, and great outdoor living! Don't miss your chance to check it out!

435 E Church Street, Urbana

Courtesy of Jeff Horne and Coldwell Banker Heritage

$209,900

3 Beds ⋅ 2 Baths ⋅ 970792 MLS ⋅ V Patrick Hamilton

Beautifully remodeled 3-bedroom, 1.5 bath home, ideally situated on a corner lot in Urbana's University District. Remodeled in 2021 with numerous updates throughout, this home offers the perfect blend of modern style, comfort, and convenience. Located just six blocks from downtown Urbana, you'll be within easy reach of local restaurants, shopping, festivals, entertainment and more. Inside, the inviting open floor plan seamlessly connects the living room, dining area and kitchen, creating a comfortable space for everyday living and entertaining. The kitchen features crisp white cabinetry, granite countertops, and stainless-steel appliances, including the range, refrigerator, and dishwasher, all of which stay with the home. The primary bedroom offers the convenience of a private half bath, while the second bedroom features a large double-door opening that allows an abundance of natural sunlight to fill the space. A spacious laundry room provides plenty of room for storage and functionality, with the washer and dryer included in the sale. Additional features include a one car attached carport, a roof and windows replaced in 2014 and an updated HVAC system. Flooring, interior doors, bathrooms, and so much more have also been updated, making this home move-in ready. Enjoy the charm of a well-established neighborhood while being just minutes from everything downtown Urbana has to offer. This corner lot home is ready for its next chapter so come see all it has to offer!

606 S High Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$169,900

3 Beds ⋅ 1 Baths ⋅ 967696 MLS ⋅ Arthur Solomon

If you are looking for a rural home in Graham school district, this may be a great option. This remodeled and move in ready home offers an abundance of space. There is a large living room with is really the size of two room on the main level which can be used as a living and a dining room as it is adjacent to the kitchen. The dining room has been converted to a bedroom on the main level. There is a full bathroom on the main level as well. 2 full large bedrooms are on the second floor. Partial unfinished basement is great for extra storage and if and when you want to access the mechanicals of the property. The kitchen has been updated and so has the bathroom. The exterior has vinyl siding and updated windows. Don't wait to see this one.

5767 Storms Creek Road, Urbana

Courtesy of Arthur Solomon and Coldwell Banker Heritage

$154,900

2 Beds ⋅ 1 Baths ⋅ 969743 MLS ⋅ V Patrick Hamilton

Discover this charming 2-bedroom, 1 bath home conveniently located just steps from the fairgrounds! Situated at the end of a quiet dead-end street, this property offers a peaceful setting with plenty of storage and parking options. The detached garage and two sheds provide ample space for vehicles, hobbies, tools, and all your storage needs. Recent updates, including a new metal roof and HVAC system, add peace of mind for the next owner. The home is ready for its next chapter and offers an excellent opportunity to add your own finishing touches and personal style. Come see the possibilities and make this cozy home your own!

365 Henry Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$292,500

3 Beds ⋅ 2 Baths ⋅ 969514 MLS ⋅ Donna M Hughes

Discover peaceful rural living on 1.377 acres with a creek in this well-loved brick ranch offering comfort, space, and thoughtful updates throughout. This home features 3 bedrooms, 2 full bathrooms, a large living room with an electric fireplace, and a cozy galley kitchen that opens to an end-side dining room. The expansive lower level provides exceptional additional living space, including a huge rec room and a family room with a decorative fireplace—perfect for entertaining, hobbies, or relaxation. A 2.5-car attached garage adds convenience and storage. Enjoy quiet mornings on the front deck or unwind in the enclosed screened porch overlooking the serene property and creek. Recent improvements include: Transferable interior French drain waterproofing system Newer roof Updated windows and doors (partial) Updated electric and plumbing Septic pumped in 2025 Leach field work completed in 2022 by Alexanders A wonderful rural retreat offering charm, privacy, and modern peace-of-mind upgrades.

5512 Storms Creek Road, Urbana

Courtesy of Donna M Hughes and Keller Williams Home Town Rlty

$174,500

3 Beds ⋅ 1 Baths ⋅ 969225 MLS ⋅ Jennifer Coey

Endless Potential with Space! Welcome to this spacious home offering incredible versatility. Highlights include an extra-large living room, an open-concept kitchen and dining area, and a back family room featuring sliding glass doors that lead directly to the fully fenced backyard. Upstairs, you'll find 3 bedrooms, plus room on the main floor to easily add a 1st-floor bedroom and a 2nd full bathroom. Enjoy outdoor living with a welcoming front porch, a back deck, mature shade trees, and an above-ground pool with its own deck and electrical hookup (liner replaced/last used in 2020). Excellent parking and storage with a 2-car garage attached, plus a secondary 1-car alley garage with alley parking access. Features updated electric, double-pane insulated windows, and a whole-house fan. Property is being sold "AS-IS"--bring your ideas and make it your own!

580 E Ward Street, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$230,000

3 Beds ⋅ 2 Baths ⋅ 968666 MLS ⋅ Robbin Kramer

This rural, Urbana Schools property has so much potential. Check out this 1 acre property with 20x30 detached garage as well as a 30x27 pole barn with concrete floor. Plenty of space for play, gardening and/or private entertaining. The home is spacious and the owners suite is on the second level with a full bathroom. Home needs some TLC, but has a lot to offer. Motivated Seller and immediate possession.

1353 Three Mile Road, Urbana

Courtesy of Robbin Kramer and Howard Hanna Real Estate Serv

$314,900

2 Beds ⋅ 2 Baths ⋅ 968566 MLS ⋅ Rick McMaken

The previous buyers home did not go into contract. If you missed seeing this home the first time, here's your chance! Welcome Home! This well-located ranch offers more space than you might expect from the outside, featuring a desirable floor plan, abundant natural light, and a two-car attached garage. From the moment you step inside, you'll appreciate the inviting open-concept design connecting the spacious kitchen, dining area, and living room--perfect for everyday living and entertaining. The large primary bedroom features its own private bathroom and a comfortable sitting area. The second bedroom conveniently connects to the second full bathroom, which also provides access to the kitchen. The finished basement adds even more living space with a stunning family room, while the unfinished portion includes the utility area and an abundance of storage. With the available space, there may even be potential to create an additional finished room to suit your needs. Outdoor living is a true highlight! Step out through the kitchen door onto the covered 10' x 21' deck, ideal for morning coffee, relaxing evenings, or entertaining guests. A few steps down leads to the 12' x 21' patio, providing even more space to enjoy the outdoors. And there's more--a separate deck complements the sparkling above-ground pool, creating a fantastic backyard retreat for summer fun and relaxation. No HOA fees! Conveniently located near shopping, restaurants, and major routes providing easy access to Columbus and surrounding communities. This home offers space, versatility, entertaining options, and a convenient location. Step inside and see why this could be the next place you'll call home! Agent is related to seller.

1041 Scioto Street, Urbana

Courtesy of Rick McMaken and Key Realty

$299,000

3 Beds ⋅ 2 Baths ⋅ 968307 MLS ⋅ Krista Carafa

Welcome to Scioto Street, where timeless character and modern comfort come together in a home that feels both distinctive and inviting. Just blocks from Urbana's vibrant Monument Square District, this beautifully renovated 3-bedroom, 2-bath residence offers an exceptional blend of historic craftsmanship and thoughtful updates. From the moment you step inside, the warmth and character are unmistakable. Original, unpainted woodwork, rich hardwood floors, soaring ceilings, decorative fireplaces, and generously proportioned rooms create a sense of elegance that simply cannot be replicated in newer construction. While the home celebrates its history, important modern improvements provide the comfort and peace of mind today's homeowners appreciate, including a brand new furnace and central air system, fully replaced roofing system, and modernized electrical and plumbing. The outdoor spaces are equally inviting. A gracious front porch provides the perfect spot for morning coffee or relaxing at the end of the day, while two private decks offer wonderful options for outdoor dining, entertaining, or simply enjoying the seasons. A spacious 2-car garage adds convenience and storage, with partial fencing along both sides of the property providing an added sense of privacy. One of the home's most unexpected features awaits upstairs. The fully finished third floor offers a versatile retreat that can easily become a media room, game room, home office, studio, or additional living space -- a rare bonus that adds both flexibility and appeal. Situated in a neighborhood just minutes from downtown Urbana, this home places you close to local shops, dining, parks, and everyday conveniences while offering a quiet place to call home. Scioto Street offers the opportunity to own something with a genuine sense of history, warmth, and individuality -- a home meant to be enjoyed for years to come. Agent is related to the seller.

596 Scioto Street, Urbana

Courtesy of Krista Carafa and Red 1 Realty

$324,900

4 Beds ⋅ 1 Baths ⋅ 968285 MLS ⋅ Jessica Bettinger

Discover the perfect blend of country living and modern convenience with this adorable ranch home situated on a spacious 2- acre lot! Offering comfortable single- story living, this 4- bedroom 1 bath home is ideal for anyone looking for extra elbow room, outdoor enjoyment, and proximity to town! Property highlights include: Detached 2 car garage with valuable additional space ideal for a workshop, hobby area, or extra storage, serene outdoor space featuring mature fruit trees and plenty of room for gardening, recreation, or expanding your living space, situated right next to the Urbana Country Club! The beautiful surroundings and peaceful views are just minutes from charming downtown Urbana for shopping, dining, and schools. Whether you're looking for room to grow, space for tools & toys, or a tranquil setting close to town, this home offers endless potential. Schedule your showing today!

4983 E Us Highway 36, Urbana

Courtesy of Jessica Bettinger and Glasshouse Realty Group

$209,900

3 Beds ⋅ 2 Baths ⋅ 967636 MLS ⋅ V Patrick Hamilton

Discover the character and charm of this spacious home offering over 1800 square feet of living space and a flexible layout. Currently set up as a single-family residence, the home was previously used as two apartments and could be perfect for multi-generational living. The main level features large, inviting rooms, including a spacious eat-in kitchen (appliances stay), a separate dining room and a convenient main level bedroom. There is also a full bathroom on each level, one upstairs and one downstairs. Just off the kitchen, a large pantry provides additional storage and offers convenient access to the attached two-car garage. There is also plenty of off-street parking. Upstairs you'll find two additional bedrooms, another full bath and a second kitchen. With some minor modifications, this level could potentially function as a separate apartment with its own private entrance. The home is equipped with two separate HVAC systems, one serving each level, and includes two ranges and two refrigerators. There is a fenced backyard, and you can enjoy the outdoors from the private porch and paver patio off the kitchen, which is perfect for grilling out or relaxing over an evening dinner. A full basement provides even more storage and utility space. Throughout the home you'll find the character and charm of an older home combined with a practical, flexible floor plan. A new roof was installed in August 2025. Conveniently located close to downtown Urbana, this home is near restaurants, shopping, entertainment and more. Whether you're looking for a spacious single-family home or a property with potential for multi-generational living, rental income or a future two-unit setup, this property offers plenty of possibilities.

234 Laurel Oak Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$205,000

3 Beds ⋅ 1 Baths ⋅ 966265 MLS ⋅ Maurice Carpenter

Welcome home to this inviting 3 bedroom home filled with character and plenty of space to enjoy. The kitchen opens into a large dining room, creating a great space for everyday meals and entertaining, while updated flooring and a neutral color palette carry throughout the home, creating a cohesive feel. The bathroom features an updated vanity and tiled tub surround, and the spacious laundry room offers plenty of additional storage. Upstairs, you’ll find three bedrooms with charming architectural details. Outside, the fully fenced backyard provides plenty of room for pets, play, gardening, or gatherings. Off street parking adds to the convenience. A welcoming home with plenty of space inside and out, ready for its next owner!

219 Orange Street, Urbana

Courtesy of Maurice Carpenter and Gallery Homes Real Estate, LLC

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