Urbana Homes under $500,000

Welcome to Urbana, Ohio – a charming city nestled in the heart of Champaign County, where small-town warmth meets modern convenience. Known for its rich history and vibrant community spirit, Urbana boasts a unique blend of quaint architecture and lush green spaces, making it an ideal place to call home.

Urbana is renowned for its welcoming atmosphere and strong sense of community. With a population that values connection and neighborliness, you'll find friendly faces at local shops, bustling farmers' markets, and community events throughout the year. The city is also home to several parks and recreational areas, perfect for outdoor enthusiasts and families looking to enjoy nature.

For those seeking a home in Urbana, there’s an exciting range of properties available, with many options under $500,000. Whether you're a first-time buyer, a growing family, or looking to downsize, Urbana offers a variety of homes that cater to diverse needs and preferences. From charming historic houses with character to modern builds equipped with the latest amenities, you’ll find the perfect space to create lasting memories.

In addition to its affordable housing market, Urbana is conveniently located near major highways, providing easy access to larger cities while maintaining the serenity of small-town living. With excellent schools, a thriving local economy, and a commitment to community, Urbana is not just a place to live; it’s a place to thrive. Explore the possibilities of making Urbana your new home today!

Newest Urbana Homes under $500,000

$264,900

4 Beds ⋅ 2 Baths ⋅ 970884 MLS ⋅ Jeff Horne

Check out this gorgeous home with plenty of living space in Urbana! This home is full of character and charm, featuring original woodwork throughout, decorative fireplaces, and high ceilings in almost every room. The first floor offers a large living room, spacious dining room, first-floor bedroom, and convenient mudroom/laundry room--perfect for those looking for the convenience of first-floor laundry. The kitchen provides plenty of cabinet and counter space, along with a large pantry. Appliances convey, including the refrigerator, dishwasher, and range. Upstairs, you'll find the remaining three bedrooms, with a separate furnace serving the second floor. Step outside and enjoy the deck, covered patio, and fenced-in yard, offering the perfect space for outdoor entertaining and relaxing. Plus, you'll have a two-car garage for added convenience and storage. This home has so much to offer--character, space, functionality, and great outdoor living! Don't miss your chance to check it out!

435 E Church Street, Urbana

Courtesy of Jeff Horne and Coldwell Banker Heritage

$209,900

3 Beds ⋅ 2 Baths ⋅ 970792 MLS ⋅ V Patrick Hamilton

Beautifully remodeled 3-bedroom, 1.5 bath home, ideally situated on a corner lot in Urbana's University District. Remodeled in 2021 with numerous updates throughout, this home offers the perfect blend of modern style, comfort, and convenience. Located just six blocks from downtown Urbana, you'll be within easy reach of local restaurants, shopping, festivals, entertainment and more. Inside, the inviting open floor plan seamlessly connects the living room, dining area and kitchen, creating a comfortable space for everyday living and entertaining. The kitchen features crisp white cabinetry, granite countertops, and stainless-steel appliances, including the range, refrigerator, and dishwasher, all of which stay with the home. The primary bedroom offers the convenience of a private half bath, while the second bedroom features a large double-door opening that allows an abundance of natural sunlight to fill the space. A spacious laundry room provides plenty of room for storage and functionality, with the washer and dryer included in the sale. Additional features include a one car attached carport, a roof and windows replaced in 2014 and an updated HVAC system. Flooring, interior doors, bathrooms, and so much more have also been updated, making this home move-in ready. Enjoy the charm of a well-established neighborhood while being just minutes from everything downtown Urbana has to offer. This corner lot home is ready for its next chapter so come see all it has to offer!

606 S High Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$169,900

3 Beds ⋅ 1 Baths ⋅ 967696 MLS ⋅ Arthur Solomon

If you are looking for a rural home in Graham school district, this may be a great option. This remodeled and move in ready home offers an abundance of space. There is a large living room with is really the size of two room on the main level which can be used as a living and a dining room as it is adjacent to the kitchen. The dining room has been converted to a bedroom on the main level. There is a full bathroom on the main level as well. 2 full large bedrooms are on the second floor. Partial unfinished basement is great for extra storage and if and when you want to access the mechanicals of the property. The kitchen has been updated and so has the bathroom. The exterior has vinyl siding and updated windows. Don't wait to see this one.

5767 Storms Creek Road, Urbana

Courtesy of Arthur Solomon and Coldwell Banker Heritage

$499,900

8 Beds ⋅ 5 Baths ⋅ 969856 MLS ⋅ Sam Cooper

This versatile property at 2227 U.S. Highway 68 in Urbana is currently configured as a tri-plex but could easily be converted back into a very large single-family home with a studio apartment attached. Unit one offers three bedrooms, two and a half baths, a kitchen, living room, dining room, oversized laundry room, and basement access, with an estimated rental value of $1,350 per month. Unit two features a spacious open layout including the living room, kitchen, a huge pantry, an oversized bonus room, washer and dryer, plus four upstairs bedrooms and two full baths, with rental potential of $1,600-$1,750 per month. Unit three is a studio apartment that could rent for $800 or more. Major updates have already been completed, including a roof less than a year old, brand-new HVAC, and replaced waste lines with new piping. Whether you're seeking a strong investment property or a massive home with flexible living options, this one delivers exceptional potential.

2227 S Us Highway 68, Urbana

Courtesy of Sam Cooper and Howard Hanna Real Estate Serv

$399,900

4 Beds ⋅ 2 Baths ⋅ 969851 MLS ⋅ V Patrick Hamilton

Welcome to this stately and spacious home in the sought-after Bon Air neighborhood, where classic charm meets generous living space. Set on an expansive corner lot with impressive curb appeal, this over 2,500 square foot home offers four bedrooms, an office that could easily serve as a fifth bedroom, and two full baths. A large foyer with beautiful slate flooring welcomes you inside. The formal living room features an oversized bay window and a striking floor to ceiling brick wall surrounding the gas fireplace, creating a warm and inviting focal point. Just beyond the living room, the dining room offers another bay window and connects seamlessly to the eat in kitchen. The kitchen provides abundant cabinetry and counter space, with appliances included, and overlooks the sunken family room. The family room offers plenty of space to relax and opens directly to the patio and backyard. The main level is completed by a versatile office, full bath and convenient laundry room. Upstairs, you'll find four comfortable bedrooms and a second full bath featuring a large double-sink vanity. The primary bedroom offers a special retreat with access to an upper balcony overlooking the expansive backyard. Outdoor spaces are just as inviting, with a brick-paver sidewalk and front patio adding to the home's timeless appeal. Additional features include a partial basement and a two-car garage for convenient storage and parking. Located near US Hwy 68, 36 and State Route 29 for easy commutes, and also the Scioto Street restaurants and shopping. With its spacious rooms, generous yard and desirable Bon Air location, this is an exceptional home with room to live, entertain and make it your own.

964 Bon Air Drive, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$154,900

2 Beds ⋅ 1 Baths ⋅ 969743 MLS ⋅ V Patrick Hamilton

Discover this charming 2-bedroom, 1 bath home conveniently located just steps from the fairgrounds! Situated at the end of a quiet dead-end street, this property offers a peaceful setting with plenty of storage and parking options. The detached garage and two sheds provide ample space for vehicles, hobbies, tools, and all your storage needs. Recent updates, including a new metal roof and HVAC system, add peace of mind for the next owner. The home is ready for its next chapter and offers an excellent opportunity to add your own finishing touches and personal style. Come see the possibilities and make this cozy home your own!

365 Henry Street, Urbana

Courtesy of V Patrick Hamilton and RE/MAX Alliance Realty

$394,900

3 Beds ⋅ 2 Baths ⋅ 969282 MLS ⋅ Jennifer Coey

Enjoy peaceful, private countryside living just minutes from shopping, schools, and local amenities! This well-maintained home features rich hardwood floors on the main level, a cozy wood-burning fireplace, and a beautifully remodeled kitchen complete with granite countertops and ceramic tile flooring. The finished basement offers exceptional flexible living space, including a large family/rec room, full bath, kitchenette/wet bar, laundry area, and potential for two additional bedrooms. Outdoors, take in quiet rural views from the expansive front deck or relax in the fenced backyard framed by mature trees, featuring a back patio and an extra detached heated garage with no immediate neighbors. Key upgrades and mechanical highlights include updated vinyl insulated double-pane windows, a dual heating system with a heat pump, an owned water softener and filtration systems, a radon mitigation system, a security system, and a roof approximately 12 years old.

3424 Stony Creek Road, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$292,500

3 Beds ⋅ 2 Baths ⋅ 969514 MLS ⋅ Donna M Hughes

Discover peaceful rural living on 1.377 acres with a creek in this well-loved brick ranch offering comfort, space, and thoughtful updates throughout. This home features 3 bedrooms, 2 full bathrooms, a large living room with an electric fireplace, and a cozy galley kitchen that opens to an end-side dining room. The expansive lower level provides exceptional additional living space, including a huge rec room and a family room with a decorative fireplace—perfect for entertaining, hobbies, or relaxation. A 2.5-car attached garage adds convenience and storage. Enjoy quiet mornings on the front deck or unwind in the enclosed screened porch overlooking the serene property and creek. Recent improvements include: Transferable interior French drain waterproofing system Newer roof Updated windows and doors (partial) Updated electric and plumbing Septic pumped in 2025 Leach field work completed in 2022 by Alexanders A wonderful rural retreat offering charm, privacy, and modern peace-of-mind upgrades.

5512 Storms Creek Road, Urbana

Courtesy of Donna M Hughes and Keller Williams Home Town Rlty

$174,500

3 Beds ⋅ 1 Baths ⋅ 969225 MLS ⋅ Jennifer Coey

Endless Potential with Space! Welcome to this spacious home offering incredible versatility. Highlights include an extra-large living room, an open-concept kitchen and dining area, and a back family room featuring sliding glass doors that lead directly to the fully fenced backyard. Upstairs, you'll find 3 bedrooms, plus room on the main floor to easily add a 1st-floor bedroom and a 2nd full bathroom. Enjoy outdoor living with a welcoming front porch, a back deck, mature shade trees, and an above-ground pool with its own deck and electrical hookup (liner replaced/last used in 2020). Excellent parking and storage with a 2-car garage attached, plus a secondary 1-car alley garage with alley parking access. Features updated electric, double-pane insulated windows, and a whole-house fan. Property is being sold "AS-IS"--bring your ideas and make it your own!

580 E Ward Street, Urbana

Courtesy of Jennifer Coey and Coldwell Banker Heritage

$410,900

5 Beds ⋅ 2 Baths ⋅ 968469 MLS ⋅ Ronald L Grout

Step into this gorgeous 1873 historical home, where timeless character and charm meet easy access to thriving downtown Urbana. Offering over 3,200 sq. ft., 5 bedrooms, and 2 baths, this stately residence also features a beautiful three-season room currently enjoyed year-round, along with a convenient carriage-style garage. Recent updates include a new roof on the home, a new metal roof on the sunroom, new gutters, exterior paint, new AC 2nd Floor and a new soft water softener—making this home an absolute showstopper. Schedule tour today

590 Scioto Street, Urbana

Courtesy of Ronald L Grout and BHHS Professional Realty

$230,000

3 Beds ⋅ 2 Baths ⋅ 968666 MLS ⋅ Robbin Kramer

This rural, Urbana Schools property has so much potential. Check out this 1 acre property with 20x30 detached garage as well as a 30x27 pole barn with concrete floor. Plenty of space for play, gardening and/or private entertaining. The home is spacious and the owners suite is on the second level with a full bathroom. Home needs some TLC, but has a lot to offer. Motivated Seller and immediate possession.

1353 Three Mile Road, Urbana

Courtesy of Robbin Kramer and Howard Hanna Real Estate Serv

$314,900

2 Beds ⋅ 2 Baths ⋅ 968566 MLS ⋅ Rick McMaken

The previous buyers home did not go into contract. If you missed seeing this home the first time, here's your chance! Welcome Home! This well-located ranch offers more space than you might expect from the outside, featuring a desirable floor plan, abundant natural light, and a two-car attached garage. From the moment you step inside, you'll appreciate the inviting open-concept design connecting the spacious kitchen, dining area, and living room--perfect for everyday living and entertaining. The large primary bedroom features its own private bathroom and a comfortable sitting area. The second bedroom conveniently connects to the second full bathroom, which also provides access to the kitchen. The finished basement adds even more living space with a stunning family room, while the unfinished portion includes the utility area and an abundance of storage. With the available space, there may even be potential to create an additional finished room to suit your needs. Outdoor living is a true highlight! Step out through the kitchen door onto the covered 10' x 21' deck, ideal for morning coffee, relaxing evenings, or entertaining guests. A few steps down leads to the 12' x 21' patio, providing even more space to enjoy the outdoors. And there's more--a separate deck complements the sparkling above-ground pool, creating a fantastic backyard retreat for summer fun and relaxation. No HOA fees! Conveniently located near shopping, restaurants, and major routes providing easy access to Columbus and surrounding communities. This home offers space, versatility, entertaining options, and a convenient location. Step inside and see why this could be the next place you'll call home! Agent is related to seller.

1041 Scioto Street, Urbana

Courtesy of Rick McMaken and Key Realty

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